Gymboree Visa Credit Card

BreadFinance Visa Pending

Back Apply Now

7

Benefits

4

Reward Categories

5x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: gymboree-visa-credit-card

Issuer: BreadFinance

Card Name: Gymboree Visa Credit Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 10, 2026 10:50

Last Scraped: Feb 11, 2026 05:59

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
Gymboree & The Children's Place Purchases 5x Points Purchases made at Gymboree and The Children's Place stores or online. No Cap
Gas 2x Points Purchases made at gas stations. No Cap
Groceries 2x Points Purchases made at grocery stores. No Cap
All Other Purchases 1x Points All other eligible purchases where Visa credit cards are accepted. No Cap
Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 7 Total
PENDING
Financial 1
No Annual Fee
$0 annual fee

The Gymboree Visa Credit Card does not charge an annual fee.

Lifestyle 1
Exclusive Offers & Events
Varies

Access to special, exclusive offers and invitations to events for cardmembers.

Rewards 3
Gymboree Store Rewards Earning Rate
5 points per $1

Earn 5 rewards points for every $1 spent on purchases at Gymboree.

Everyday Rewards Earning Rate
1 point per $1

Earn 1 rewards point for every $1 spent on purchases made everywhere else Visa credit cards are accepted.

Rewards Redemption
$10 reward for 1,000 points

Receive a $10 reward certificate for every 1,000 points accumulated.

Shopping 2
First Purchase Discount
20% off

Get 20% off your first Gymboree purchase when you open and use your Gymboree Visa Credit Card.

Free Shipping
Free standard shipping

Enjoy free standard shipping on all orders placed at Gymboree.com when using your Gymboree Visa Credit Card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $5 or 3% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Balance Transfer APR: 31.24%

Cash Advance APR: 32.24%

Intro APR Offers

Intro Purchase APR: 0% for 6 months

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ If you do not pay the full promotional balance by the end of the promotional period, interest will be charged to your account from the purchase date.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: For 2026, the hypothetical Gymboree Visa Credit Card, issued by Bread Finance, would likely offer a bonus of 20% off the first Gymboree purchase made within 30 days of account opening. Rewards would typically include 5% back in rewards on all Gymboree purchases and 1% back on all other Visa purchases, redeemable as store credit or statement credits for Gymboree. Eligibility requirements include being 18 years or older, a U.S. resident, possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meeting Bread Finance's creditworthiness criteria, which generally requires at least fair to good credit for a Visa product. All applications are subject to a credit history review.

Max Cards Per Issuer: 3

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across Bread Finance products, excessive returns on purchases (especially at Gymboree), unusual spending patterns, defaulting on payments, rapid application for multiple credit products across various issuers.

Cliff Effect Rules: Bread Finance manages total credit exposure across all accounts issued to a single customer. While there are no strict 'card family' rules preventing applications for different co-branded cards, high existing credit limits with Bread Finance may lead to denials for new applications or lower starting limits, as the issuer assesses overall risk.

Special Events: Exclusive early access to Gymboree sales, cardholder-only discount days (e.g., an extra 10-15% off during specific weekends), birthday rewards or special offers, double or triple rewards points on specific product categories or during promotional periods at Gymboree.

Holiday Promos: Black Friday/Cyber Monday (November-December), Back-to-School (July-August), Spring/Summer Sales (April-June), Winter Clearance (January), Mother's Day/Father's Day (May-June).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Excellent for frequent Gymboree shoppers, offers good discounts and exclusive promotions, easy to apply for.

Top Negative:
High interest rates, rewards are limited to Gymboree, customer service can be slow, not ideal for general spending.

Approval Experience: 65.0 / 100

Recommended Alternatives
  • Target RedCard
  • Amazon Prime Rewards Visa Signature Card
  • Capital One QuicksilverOne Cash Rewards Credit Card

Card Value Score: 55.0 / 100

Est. Annual Rewards: $65.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 03/01/2024