Hawaiian Airlines® World Elite Mastercard®
Basic Information
Program ID: hawaiian-airlines-world-elite-mastercard
Issuer: Barclays
Card Type: Credit
Network: Mastercard
Card Tier: World Elite
Data Complete: Yes
Created: 01/07/2026 08:23
Last Scraped: 01/15/2026 06:20
Fee Structure
| Annual Fee: | $99.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $99.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $60,000.00
Spending Requirement: $2,000.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after meeting the spending requirement, but often posts sooner to your HawaiianMiles account.
Rewards Program
Reward Type: Airline Miles
Base Reward Rate: 1.00%
Bonus Reward Rate: 3.00%
Bonus Categories: 3x Hawaiian Airlines, 2x Gas, 2x Dining, 2x Grocery
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Miles do not expire as long as the HawaiianMiles account remains active (activity every 18 months).
Transfer Partners: None (HawaiianMiles are a direct airline currency)
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Concierge Service
Approval Criteria
Recommended FICO Range: 700 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: TransUnion, Experian
Issuer Rules
Rules: Welcome Bonus Eligibility: New cardmembers typically qualify for a one-time welcome bonus upon meeting a specified spending threshold within the initial months of account opening. This bonus is generally not available to applicants who currently hold or have held this specific card within the past 24 months (or similar timeframe, subject to Barclays' discretion). Application Rules (Barclays 2026): 1. **6/24 Rule**: Applicants are generally ineligible if they have opened more than 6 new credit card accounts across *all* issuers in the past 24 months. This is a strict Barclays policy. 2. **Credit Score**: A strong credit score (typically 700+) is required for approval. 3. **Age & Residency**: Applicants must be at least 18 years old (19 in Alabama and Nebraska) and a U.S. resident. 4. **Income & Debt**: Sufficient income to support new credit and a reasonable debt-to-income ratio are expected. 5. **Existing Barclays Relationship**: While not a hard rule, Barclays may be more cautious approving new cards for individuals with a high number of existing Barclays accounts or a significant total credit limit already extended by the issuer.
Maximum Cards Per Issuer: 2
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending (MS), high cumulative credit limit across Barclays accounts, unusual spending patterns inconsistent with declared income, cycling credit limits, frequent balance transfers without repayment, defaulting on other credit obligations, applying for excessive credit in a short period, or suspected fraudulent activity.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.6 / 5.0
Top Positive Feedback:
Excellent for frequent Hawaiian Airlines flyers, offering valuable perks like free checked bags, companion discounts, and a solid sign-up bonus that makes travel more affordable and enjoyable.
Top Negative Feedback:
The card's value diminishes significantly for those who don't frequently fly Hawaiian Airlines, with a high annual fee and limited redemption options outside of the airline, making it less flexible than general travel cards.
Approval Experience Score: 75.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred
- Capital One Venture Rewards Credit Card
- United Explorer Card
Card Value Score: 80.0 / 100
Est. Annual Rewards: $540.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 40% General / 60% Co-brand
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: v2024-03-01