5
Benefits2
Reward Categories2x
Max Reward30%
APR FromBasic Information
PENDINGProgram ID: hollister-credit-card
Issuer: BreadFinance
Card Name: Hollister Credit Card
Card Type: Credit
Network:
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
The Military Lending Act (MLA) provides certain protections to active duty service members and their dependents. The Military Annual Percentage Rate (MAPR) applicable to your account will not exceed 36%.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Hollister & abercrombie kids purchases | 2x | Points | Net Eligible Purchases made at Hollister and abercrombie kids stores in the U.S. and at hollisterco.com and abercrombiekids.com. | No Cap | |
| All Other Purchases | 1x | Points | Net Eligible Purchases made with your Card everywhere else Visa credit cards are accepted. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 5 Total
PENDINGProgram Terms 1
Account Good Standing Requirement for Rewards
Account in good standingTo earn and redeem rewards, the Hollister Credit Card account must be open and in good standing. An account is not in good standing if it is delinquent, over limit, or otherwise in default.
Shopping 4
Accelerated Rewards Earning at Hollister & abercrombie kids
5 points per $1Earn 5 points for every $1 spent on eligible purchases at Hollister Co. and abercrombie kids stores, and at HollisterCo.com and abercrombiekids.com. Points are rounded to the nearest whole point. Points are not earned on returns, refunds, unauthorized or fraudulent charges, or on purchases of gift cards.
Standard Rewards Earning on Other Purchases (Mastercard only)
1 point per $1Earn 1 point for every $1 spent on eligible purchases everywhere Mastercard is accepted. This benefit applies only to the Hollister Mastercard Credit Card. Points are rounded to the nearest whole point. Points are not earned on returns, refunds, unauthorized or fraudulent charges, or on purchases of gift cards.
Reward Redemption for Store Credit
$5 Reward for 1,250 pointsFor every 1,250 points earned, cardholders will receive a $5 Reward. Rewards are issued in increments of $5 and can be redeemed at Hollister Co. and abercrombie kids stores, and online at HollisterCo.com and abercrombiekids.com. Rewards cannot be used for gift card purchases.
Reward Expiration Policy
90 daysRewards issued through the Hollister Credit Card Rewards Program expire 90 days from the date of issuance.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Cash Advance APR: 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Hollister Credit Card, issued by BreadFinance, is primarily designed for loyal Hollister shoppers. Eligibility typically requires applicants to be at least 18 years old, a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and pass a creditworthiness assessment. While specific bonus rules for 2026 are subject to change, store cards commonly offer an initial discount (e.g., 20-30% off the first purchase) upon account opening, ongoing discounts, and/or a points-based rewards program for purchases made at Hollister stores or online. Rewards often include exclusive access to sales, birthday offers, and special promotions.
Max Cards Per Issuer: 5
Min Spend Interval: N/A - Bonuses are typically immediate or ongoing, not tied to a specific spend interval.
Cliff Effect Rules: Store cards like the Hollister Credit Card generally do not have complex 'card family' rules or 'cliff effects' similar to premium travel cards. Typically, there is one primary version of the store card. Benefits are usually tied directly to the card's usage at the specific retailer.
Special Events: Exclusive cardholder-only sales, early access to new product launches, double or triple points days, birthday discounts, and seasonal promotions.
Holiday Promos: Key promotional periods include Black Friday, Cyber Monday, Christmas/Holiday season, Back-to-School, Valentine's Day, Mother's Day, Father's Day, and various seasonal sales events.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.3 / 5.0
Top Positive:
Easy to get approved for fair credit; good discounts and promotions at Hollister; helps build credit history.
Top Negative:
Very high APR; poor customer service from Comenity/Bread Financial; rewards are only useful at Hollister; limited credit limits.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Abercrombie & Fitch Credit Card
- American Eagle Outfitters Credit Card
- Capital One Platinum Secured Credit Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $75.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0