Husqvarna Credit Card

Synchrony Pending

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6

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: husqvarna-credit-card

Issuer: Synchrony

Card Name: Husqvarna Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 04:25

Last Scraped: Feb 17, 2026 04:27

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony provides benefits to eligible Servicemembers under the SCRA, including an interest rate reduction to 6% APR on accounts opened prior to active duty.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 6 Total
PENDING
Security 1
Online Account Management

Secure online access to manage the Husqvarna credit card account, including viewing statements, making payments, and updating personal information.

Shopping 5
Special Financing Offers
Varies by promotion

Access to special financing promotions on qualifying Husqvarna purchases, allowing customers to pay over time with deferred interest or low APR options. Specific offers vary and are subject to credit approval.

Convenient Monthly Payments

Ability to make manageable monthly payments on Husqvarna purchases, helping to budget and spread out costs.

Dedicated Line of Credit
Varies by credit limit

A revolving line of credit specifically for Husqvarna purchases, providing ongoing purchasing power for products and services.

No Annual Fee

The Husqvarna credit card does not charge an annual fee for card membership.

Exclusive Promotional Offers
Varies by offer

Cardholders may receive exclusive promotional offers and discounts on Husqvarna products and services.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 18 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12, or 18 months (as applicable). Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 700
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Husqvarna credit card is primarily designed for purchases at authorized Husqvarna dealers in the USA. Eligibility requirements typically include being at least 18 years of age (19 in AL and NE), a U.S. resident with a valid Social Security Number or ITIN, and meeting Synchrony's creditworthiness criteria. While there isn't a traditional sign-up bonus, cardholders frequently receive promotional financing offers (e.g., 0% APR for a specified period on qualifying purchases) or exclusive discounts at the point of sale. These offers are subject to change and specific terms and conditions.

Max Cards Per Issuer: 7

Min Spend Interval: N/A - Promotional financing terms apply to specific purchases, not a traditional sign-up bonus.

Shutdown Risk Triggers: Manufactured spending (though less common for store cards), excessive credit seeking across Synchrony products, high cumulative credit limit across all Synchrony accounts, late payments or defaults on any Synchrony account, suspicious account activity, or abuse of promotional financing offers.

Cliff Effect Rules: Not applicable for card family rules; however, reaching Synchrony's internal cumulative credit limit across all accounts may impact approval for new Synchrony products, regardless of the specific card program.

Special Events: Seasonal sales events (e.g., spring/fall promotions for outdoor power equipment), product launch events, exclusive cardholder discounts, and special financing offers tied to specific Husqvarna product lines or purchase thresholds.

Holiday Promos: Black Friday/Cyber Monday, Christmas/Holiday season, Memorial Day, Labor Day, 4th of July, and other major retail holidays often feature enhanced promotional financing or discounts.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy financing for large Husqvarna purchases; helpful for managing outdoor equipment costs; no annual fee.

Top Negative:
High deferred interest if not paid in full; limited use outside Husqvarna stores; customer service can be slow.

Approval Experience: 78.0 / 100

Recommended Alternatives
  • Synchrony HOME Credit Card
  • Lowe's Advantage Card
  • Capital One QuicksilverOne

Card Value Score: 70.0 / 100

Est. Annual Rewards: $20.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: 2024-01-01