Husqvarna Viking® Sewing & More Credit Card

Synchrony Pending

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5

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: husqvarna-viking-sewing-more-credit-card

Issuer: Synchrony

Card Name: Husqvarna Viking® Sewing & More Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 04:29

Last Scraped: Feb 17, 2026 04:30

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 5 Total
PENDING
Account Management 2
Convenient Monthly Payments

Cardholders can make convenient monthly payments on their outstanding balance.

Online Account Management

Cardholders can manage their account online, including viewing statements, making payments, and updating personal information.

Financial 2
No Annual Fee
No annual fee

The Husqvarna Viking Sewing & More Credit Card does not charge an annual fee for card membership.

Revolving Line of Credit
Varies by credit limit

Provides a revolving line of credit for ongoing and future purchases at Husqvarna Viking and participating retailers.

Financing 1
Special Financing Offers
Varies by promotion

Access to special financing promotions on qualifying purchases made with the Husqvarna Viking Sewing & More Credit Card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ No Interest if paid in full within 6 or 12 Months on purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 Months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Not specified
Application Process
Not specified
Not specified
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Husqvarna Viking Sewing More Credit Card requires applicants to be a U.S. resident, 18 years or older, with a valid Social Security Number or ITIN. Approval is subject to creditworthiness, which may be more lenient than traditional bank cards for store-specific products. Bonus offers typically include deferred interest financing on qualifying purchases (e.g., 6, 12, 18, 24 months no interest if paid in full) or an initial discount on the first purchase. These promotional financing terms apply to specific purchases made within defined periods, rather than a traditional sign-up bonus spend requirement.

Max Cards Per Issuer: 6

Min Spend Interval: Not applicable for traditional sign-up bonuses; promotional financing terms apply to qualifying purchases made within specified periods (e.g., 6-24 months for deferred interest).

Shutdown Risk Triggers: Excessive credit limit requests across multiple Synchrony accounts, high cumulative credit limits with Synchrony, high utilization rates, consistent late payments, suspected fraudulent activity, or failure to adhere to promotional financing terms (e.g., not paying off deferred interest balances by the due date). Manufactured spending is generally not a significant risk for this type of store-specific card unless used for gift card liquidation, which is less common.

Cliff Effect Rules: Synchrony does not typically have 'card family' rules that restrict bonuses based on prior card ownership in the same way as some major issuers. However, having a high number of Synchrony accounts or a very high cumulative credit limit across all Synchrony cards can negatively impact approval for new Synchrony credit products due to overall credit exposure and perceived risk.

Special Events: Often aligns with Husqvarna Viking's major sales events, new product launches, seasonal promotions (e.g., spring sales, holiday sewing events, machine trade-in promotions), and exclusive cardholder-only offers.

Holiday Promos: Typically includes Black Friday/Cyber Monday, Christmas/New Year's, Mother's Day, and other major retail holidays, often featuring enhanced financing offers or discounts on Husqvarna Viking products.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Access to special financing offers for large purchases, allowing customers to buy high-value sewing machines or accessories with deferred interest.

Top Negative:
High interest rates if promotional terms are not met, customer service issues, and potential for unexpected fees or credit limit reductions.

Approval Experience: 65.0 / 100

Recommended Alternatives
  • Wells Fargo Reflect Card
  • Chase Freedom Unlimited
  • Citi Custom Cash Card

Card Value Score: 45.0 / 100

Est. Annual Rewards: $35.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0