Hustler Turf Equipment Credit Card

Synchrony Pending

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1

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: hustler-turf-credit-card

Issuer: Synchrony

Card Name: Hustler Turf Equipment Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 04:30

Last Scraped: Feb 17, 2026 04:32

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 1 Total
PENDING
Financing 1
Special Financing Offers
Varies by promotion

Access to special financing promotions on qualifying Hustler Turf equipment purchases made with the Hustler Turf Credit Card. Offers are subject to credit approval and specific promotional terms may vary.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.00%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ If you do not pay the purchase amount in full by the end of the promotional period, interest will be imposed from the date of purchase at the APR for Purchases.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 700
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Eligibility: Applicants must be 18 years or older, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess verifiable income. Approval typically requires fair to good credit (FICO score 640+), though some applicants with limited credit history may be approved based on other factors. Bonus Rule: New cardholders receive special promotional financing offers on qualifying purchases made at authorized Hustler Turf Equipment dealers. For example, 0% APR for 12 months on purchases of $1,500 or more, or 0% APR for 24 months on purchases of $3,000 or more. These offers are subject to specific terms and conditions at the time of purchase and are store-specific. Application Rules: Applications are primarily processed online or in-store at participating Hustler Turf Equipment dealers. Synchrony may limit approvals if an applicant has a high number of existing Synchrony accounts or a high total credit exposure with the issuer.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for primary benefits (special financing), which are tied to qualifying purchase dates and amounts. If a rare spend-based bonus were offered, a 3-month interval would be typical.

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts, excessive credit seeking (numerous applications with Synchrony or other issuers in a short period), missed payments or high utilization on any Synchrony account, abuse of promotional financing terms, suspected fraudulent activity or misrepresentation on application, extended periods of inactivity.

Cliff Effect Rules: Synchrony does not have explicit 'card family' rules like Chase 5/24. However, they maintain an internal, dynamic limit on the total credit exposure they are willing to extend to an individual across all their store card products. Approvals for new Synchrony cards become increasingly difficult as an applicant approaches this internal credit limit, regardless of individual card limits. This acts as a soft 'cliff' for new approvals.

Special Events: Spring Sales Events (March-May) for new equipment purchases and seasonal promotions; Summer Maintenance Deals (June-August) for parts, service, and accessory financing; Fall Cleanup & Winterization Offers (September-November) for end-of-season equipment and storage solutions.

Holiday Promos: Memorial Day Sales, Independence Day Sales, Labor Day Sales, Black Friday / Cyber Monday (for accessories or related items), Year-End Clearance Events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Easy approval process and offers special financing for large purchases, making expensive equipment more accessible.

Top Negative:
High deferred interest if promotional period is not met, customer service can be challenging, and high standard APR.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Lowe's Advantage Card
  • Home Depot Consumer Credit Card
  • Discover it® Cash Back

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 2024-03-01