4
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Points
Base Rate: 1x
Bonus Rate: 2x
Categories: 2x points on purchases at FullBeauty Brands (Jessica London, Woman Within, Roaman's, KingSize, BrylaneHome, Ellos)
Quarterly Rotating: No
Expiration Policy: Points expire 24 months from the date they are earned.
Point Value: 0.05¢
Travel Portal Multiplier: 1x
Redemption Penalties: Reward Certificates are issued in $10 increments (200 points) and expire 90 days from issuance. Certificates can only be used for purchases at FullBeauty Brands.
Benefits & Protections (Detailed) 4 Total
PENDINGAccount Management 1
Online Account Management
Cardmembers can easily manage their Jessica London Credit Card account online.
Financial 1
No Annual Fee
$0There is no annual fee associated with the Jessica London Credit Card.
Shopping 2
First Purchase Discount
20% discountCardmembers receive a 20% discount on their first purchase when they open and use their Jessica London Credit Card.
Exclusive Cardmember Offers
Various offersCardmembers receive exclusive promotional offers and discounts throughout the year.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$10
Cash BackTiming: Get $10 off your first purchase when you open and use your Jessica London Credit Card
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each balance transfer, whichever is greater |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 3.00% |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Jessica London Mastercard (Synchrony) in 2026 requires applicants to be at least 18 years of age, a U.S. resident, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and demonstrate a satisfactory credit history. While store cards can be more accessible, approval is not guaranteed. Typical sign-up bonuses for this card include a percentage off the first purchase (e.g., 20% off) or a small statement credit (e.g., $10-$20) after the first use or a minimal spend within the first billing cycle. Bonus offers are subject to change annually.
Max Cards Per Issuer: 7
Min Spend Interval: 3 months
Cliff Effect Rules: Synchrony does not typically operate with 'card families' that have shared benefits or a direct 'cliff effect' for the Jessica London Mastercard. However, an individual's overall credit exposure and number of active accounts with Synchrony can impact future approval odds for other Synchrony-issued cards or credit limit increases. There are no specific rules where closing this card would negatively impact benefits on other Jessica London branded products, as this is the primary credit offering.
Special Events: Exclusive cardholder discounts, double or bonus rewards points days, early access to sales events, birthday rewards, free shipping promotions for cardholders, and special financing offers on larger purchases.
Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season, Mother's Day, Father's Day, Memorial Day, Labor Day, and other major seasonal sales events where cardholders may receive additional discounts or rewards.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.8 / 5.0
Top Positive:
Easy approval process, good for building credit, offers exclusive store discounts and promotions.
Top Negative:
High annual percentage rate (APR), frequent credit limit decreases, poor customer service from Synchrony, and limited utility outside of Jessica London purchases.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Gap Visa Credit Card
- Amazon Store Card
- Capital One Platinum Credit Card
Card Value Score: 45.0 / 100
Est. Annual Rewards: $120.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0