Jessica London Credit Card

Synchrony Pending

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2

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: jessica-london-store-card

Issuer: Synchrony

Card Name: Jessica London Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 04:53

Last Scraped: Feb 17, 2026 04:54

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Quarterly Rotating: No

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed) 2 Total
PENDING
Shopping 2
Access to Special Financing Offers
Varies by promotional offer

Cardholders are eligible for special promotional financing offers on qualifying purchases made with the Jessica London Credit Card, allowing for deferred interest or reduced APR for a specified period.

Access to Exclusive Cardholder Savings
Varies by promotional offer

Cardholders receive access to exclusive discounts, promotions, and sales events specifically for Jessica London Credit Cardmembers.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6 or 12 months. If you do not, interest will be charged on the promotional purchase from the purchase date at the Annual Percentage Rate (APR) of 29.99%. Minimum monthly payments required. The regular APR is 29.99%.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Supported
Application Process
Available
Not specified
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Initial bonus typically includes a percentage discount on the first purchase (e.g., 15-20%) and/or special financing offers. Eligibility requires applicants to be 18+ years old, possess a valid SSN/ITIN, have a U.S. mailing address, and pass Synchrony's credit approval process. Card use is restricted to Jessica London purchases.

Max Cards Per Issuer: 0

Min Spend Interval: N/A for typical sign-up bonus; initial discounts are usually immediate. Special financing offers have varying payment terms (e.g., 'no interest if paid in 6 months').

Shutdown Risk Triggers: Missed payments, delinquency, suspected fraud, abuse of promotional offers (e.g., excessive returns after discount use), high cumulative credit limit across Synchrony accounts, and prolonged inactivity.

Cliff Effect Rules: Not applicable; Synchrony store cards are generally evaluated independently, without 'card family' restrictions like those seen with major bank issuers.

Special Events: Cardholder-exclusive discounts, birthday offers, anniversary promotions, seasonal sales events, and special financing options on qualifying purchases.

Holiday Promos: Black Friday/Cyber Monday, Christmas/Holiday season (Nov-Dec), New Year's, Valentine's Day, Mother's Day, Memorial Day, Independence Day, and Labor Day sales.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Exclusive discounts and special financing offers are beneficial for frequent shoppers. The application process is generally straightforward.

Top Negative:
High APR outside of promotional periods. Limited use only at Jessica London. Customer service can be inconsistent.

Approval Experience: 78.0 / 100

Recommended Alternatives
  • Capital One Platinum Secured
  • Amazon Store Card
  • Discover it Secured

Card Value Score: 65.0 / 100

Est. Annual Rewards: $75.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: October 2023