Basic Information

Program ID: jetblue-card

Issuer: Barclays

Card Type: Credit

Network: Mastercard

Card Tier: World Elite

Data Complete: Yes

Created: 01/07/2026 08:14

Last Scraped: 01/15/2026 06:11

Fee Structure
Annual Fee: $99.00
Year 1 Waived: No
Effective Annual Fee: $99.00
Authorized User Fee: $0.00
Penalty APR: 30.00%
Additional Fees
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates

Purchase APR Range: 2,124.00% - 2,924.00%

Intro Purchase APR: 0.00%

Intro APR Duration: 15 months

Balance Transfer APR: 2,124.00%

Intro BT APR: 0.00%

Intro BT Duration: 15 months

Cash Advance APR: 2,999.00%

Sign-Up Bonus

Bonus Amount: $60,000.00

Spending Requirement: $1,000.00

Time Period: 90 days

Bonus Timing: Typically within 6-8 weeks after the statement period in which the spend requirement is met.

Rewards Program

Reward Type: JetBlue TrueBlue Points

Base Reward Rate: 1.00%

Bonus Reward Rate: 6.00%

Bonus Categories: 6x JetBlue Purchases, 2x Restaurants, 2x Grocery Stores

Point Value Estimate: 0.0100 cents/point

Expiration Policy: Points do not expire

Transfer Partners: None

Card Benefits
Protection Benefits
Travel Benefits
  • No Foreign Transaction Fees
Premium Benefits
  • Global Entry Credit: $0.00
  • TSA PreCheck Credit: $0.00
Approval Criteria

Recommended FICO Range: 690 - 850

Approval Odds Category: Good

Pre-qualification Available

Soft Pull Supported

Hard Pull Bureau: TransUnion, Experian

Issuer Rules

Rules: To be eligible for the JetBlue Card, applicants must meet several criteria. A primary rule is the '6/24 Rule': applicants must not have opened more than 6 new credit card accounts across all issuers in the past 24 months. Furthermore, the sign-up bonus (e.g., 'Earn 50,000 TrueBlue points after spending $1,000 on purchases in the first 90 days') is typically not available to applicants who currently have or have had the JetBlue Card in the past 24 months. Applicants are generally required to have excellent credit (typically a FICO score of 740+), be 18 years or older, and be a U.S. resident.

Maximum Cards Per Issuer: 2

Minimum Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit with Barclays, rapid cycling of credit limits, frequent balance transfers without genuine spending, unusual spending patterns inconsistent with typical consumer behavior, multiple applications for Barclays cards in a short period, failure to pay bills on time, defaulting on other credit products, or abuse of sign-up bonus terms.

International Friendly

User Analytics & Insights
User Ratings

Average Rating: 3.9 / 5.0

Top Positive Feedback:
Excellent for frequent JetBlue flyers, offering free checked bags, in-flight savings, and valuable anniversary bonus points. Strong earning rates on JetBlue purchases and good for dining and groceries.

Top Negative Feedback:
Annual fee can be a drawback for infrequent JetBlue travelers. Points are primarily tied to JetBlue redemptions, limiting flexibility. Some users report inconsistent Barclays customer service.

Approval Experience Score: 75.0 / 100

Recommended Alternatives
  • Chase Sapphire Preferred Card
  • Capital One Venture Rewards Credit Card
  • Citi AAdvantage Platinum Select World Elite Mastercard

Card Value Score: 80.0 / 100

Est. Annual Rewards: $620.00


User Portfolio Metrics

Avg Portfolio Size: 4 cards

Avg Portfolio Age: 84 months

Store vs Co-brand: 0% Store / 100% Co-brand

Risk Assessment

Default Risk Group: Low

Predicted Approval Probability: 85.0%

Terms Version Control

Version ID: v1.0

Last Updated: 03/01/2024 00:00