11
Benefits3
Reward Categories3x
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed) 3 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| JetBlue Purchases | 3x | Points | Earn 3X points on eligible JetBlue purchases | No Cap | |
| Restaurants & Grocery Stores | 2x | Points | Earn 2X points at restaurants and grocery stores | No Cap | |
| All Other Purchases | 1x | Points | Earn 1X point on all other purchases | No Cap |
Rewards Summary
PENDINGReward Type: TrueBlue Points
Base Rate: 1x
Bonus Rate: 6x
Categories: 6x JetBlue Purchases, 2x Restaurants, 2x Grocery Stores
Quarterly Rotating: No
Expiration Policy: Points do not expire
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: None (proprietary airline currency)
Redemption Penalties: None
Benefits & Protections (Detailed) 11 Total
PENDINGAccount Management 1
Online account access
Online account managementManage your account, pay your bill, and more, anytime, anywhere.
Financial 1
0% Intro APR on balance transfers
0% intro APR for 12 billing cyclesEnjoy 0% intro APR for 12 billing cycles on balance transfers made within 45 days of account opening. After that, a variable APR will apply.
Protection 1
Fraud liability protection
Zero fraud liabilityYou're protected from unauthorized use of your card.
Rewards 3
Earn points on JetBlue purchases
3X pointsEarn 3X points on eligible JetBlue purchases.
Earn points at restaurants and grocery stores
2X pointsEarn 2X points at restaurants and grocery stores.
Earn points on all other purchases
1X pointEarn 1X point on all other purchases.
Security 1
Chip card technology
Enhanced securityEnjoy enhanced security and wider acceptance when you use your card at a chip-enabled terminal.
Travel 4
Free first checked bag
Free first checked bagEnjoy your first checked bag free on JetBlue-operated flights for you and up to 3 companions on the same reservation.
In-flight savings
50% savingsEnjoy 50% savings on eligible in-flight purchases of cocktails and food on JetBlue-operated flights.
JetBlue Vacations statement credit
$50 annual statement creditReceive a $50 annual statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Card.
No foreign transaction fees
No foreign transaction feesPay no foreign transaction fees when you use your card on purchases made outside the United States.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING50,000
Points/MilesRequirement: Spend $1,000 in 90 days
Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.30% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 29.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 12 months
Intro BT APR: 0% for 12 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: To be eligible for the JetBlue Card sign-up bonus, applicants must typically be new cardmembers who have not had this specific card and/or received a bonus for it in the past 24 months. General application eligibility requires a good to excellent credit score (typically 700+ FICO), sufficient income, and being 18 years or older (19 in AL/NE). A critical application rule for Barclays is the '6/24 Rule': applicants cannot have opened more than 6 new credit card accounts from any issuer in the past 24 months. Barclays is also sensitive to recent credit inquiries and new accounts, potentially denying applications if too many have occurred recently, even if the 6/24 rule is met.
Max Cards Per Issuer: 3
Min Spend Interval: 3 months
Cliff Effect Rules: Barclays typically enforces a 'one bonus per product' rule within a specific timeframe (e.g., 24-48 months). For the JetBlue card family (JetBlue Card, JetBlue Plus Card, JetBlue Business Card), receiving a sign-up bonus for one card may make an applicant ineligible for a bonus on another card within the same family, or for the same card, if they have held it or received a bonus recently.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.9 / 5.0
Top Positive:
Strong earning rates on JetBlue purchases, free checked bag, annual bonus points, and 50% in-flight savings for frequent JetBlue flyers.
Top Negative:
Annual fee can offset value for infrequent flyers, points are limited to JetBlue ecosystem, and some users report Barclays customer service issues.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred Card
- Southwest Rapid Rewards Priority Credit Card
- Capital One Venture Rewards Credit Card
Card Value Score: 85.0 / 100
Est. Annual Rewards: $601.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0