Jordan's Furniture Credit Card

Synchrony Pending

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7

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: jordans-furniture-credit-card

Issuer: Synchrony

Card Name: Jordan's Furniture Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 05:00

Last Scraped: Feb 17, 2026 05:02

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 7 Total
PENDING
Shopping 7
Special Financing - 6 Months No Interest
6 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 6 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 12 Months No Interest
12 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 12 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 18 Months No Interest
18 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 18 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 24 Months No Interest
24 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 24 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 36 Months No Interest
36 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 36 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 48 Months No Interest
48 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 48 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Special Financing - 60 Months No Interest
60 Months No Interest

No interest will be charged on qualifying purchases if the promotional purchase is paid in full within 60 months. Minimum monthly payments are required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ If your promotional financing offer includes deferred interest, interest will be charged to your Account from the purchase date if the promotional purchase is not paid in full by the end of the promotional period or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility Requirements: Applicants must be at least 18 years old (19 in AL and NE), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possess a verifiable income. Approval is subject to creditworthiness, typically requiring good to excellent credit, though Synchrony may approve applicants with fair credit for store cards. Bonus/Application Rules: The primary 'bonus' for the Jordan's Furniture credit card is access to special promotional financing offers, such as deferred interest (0% APR) for a specified period on qualifying purchases made at Jordan's Furniture. Specific terms (e.g., 6, 12, 24, 36, or 60 months) vary by promotion, purchase amount, and time of year. If the promotional balance is not paid in full by the end of the promotional period, all accrued interest from the purchase date will be charged. Cardholders may also receive exclusive discounts, early access to sales, or special cardholder-only events.

Max Cards Per Issuer: 7

Min Spend Interval: Varies by promotional offer; typically 6 to 60 months for deferred interest financing repayment, with purchase windows ranging from a few weeks to several months.

Shutdown Risk Triggers: Suspected fraudulent activity, excessive returns, defaulting on payments, significant and adverse changes in creditworthiness (e.g., bankruptcy, multiple delinquencies), abuse of promotional offers, or attempts at manufactured spending (though less common for store cards). High cumulative credit exposure across multiple Synchrony accounts can also lead to credit limit reductions or denial of new applications.

Cliff Effect Rules: Not applicable for this store-specific card. Synchrony generally evaluates applications individually based on the applicant's credit profile and existing Synchrony relationships, without complex 'card family' or 'cliff effect' rules similar to those seen with major bank issuers.

Special Events: Exclusive cardholder sales events, early access to new product launches, special financing offers during store-wide promotions (e.g., Presidents' Day Sale, Memorial Day Sale, Labor Day Sale, Black Friday, Cyber Monday), and anniversary sales.

Holiday Promos: New Year's, Presidents' Day, Memorial Day, Father's Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Black Friday/Cyber Monday week, Christmas/Holiday Season, and post-Christmas clearance.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy to get approved for financing large purchases; helpful for spreading out payments on big-ticket items; special promotional offers are useful.

Top Negative:
High APR after promotional period; deferred interest can be a trap; only useful at Jordan's; customer service can be difficult to deal with.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Freedom Unlimited
  • Capital One Quicksilver
  • Citi Custom Cash

Card Value Score: 60.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0