2
Benefits0
Reward Categories—
Max Reward30%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 2 Total
PENDINGFinancing 2
Special Financing Options
Varies by promotionCardholders can access special financing options on qualifying purchases of tires and auto services made at Kauffman Tire locations. Specific terms and conditions, including minimum purchase amounts and and promotional periods, apply and vary by offer.
Convenient Monthly Payments
The Kauffman Tire Credit Card allows cardholders to make convenient monthly payments on their purchases, aiding in budget management.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDINGAdditional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 6 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Kauffman Tire Credit Card, issued by Synchrony, primarily offers promotional financing on qualifying purchases made at Kauffman Tire locations. There are typically no traditional sign-up bonuses with a minimum spend requirement. **Application Eligibility Requirements (for 2026):** * Must be at least 18 years of age (19 in Alabama and Nebraska). * Must be a U.S. resident with a valid U.S. mailing address. * Must have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). * Subject to credit approval, which includes an evaluation of credit history, income, and debt-to-income ratio. Applicants with fair to excellent credit scores are generally preferred, though Synchrony may approve applicants with varying credit profiles based on their internal underwriting criteria. **Bonus Rules (Promotional Financing):** * Common offers include 0% APR for a specified period (e.g., 6, 12, or 18 months) on purchases meeting a minimum spend threshold (e.g., $199, $299, $499). * Deferred interest often applies, meaning if the promotional balance is not paid in full by the end of the promotional period, interest will be charged from the purchase date. * Specific promotional offers are subject to change and are advertised at the point of sale or on Kauffman Tire's website.
Max Cards Per Issuer: 7
Min Spend Interval: Not applicable; the primary benefit is promotional financing offers rather than a traditional sign-up bonus with a spend requirement.
Cliff Effect Rules: Not applicable; Synchrony store cards are generally independent programs. Holding one Synchrony store card typically does not directly impact eligibility or benefits for another distinct Synchrony store card program, though overall credit exposure with Synchrony will influence new application approvals.
Special Events: Kauffman Tire, in conjunction with Synchrony, frequently offers special cardholder-exclusive promotions. These often include: seasonal sales events (e.g., Spring/Fall Tire Sales, Winter Maintenance Specials), bonus financing periods for specific services or product categories (e.g., brake service, new tire sets), and occasional discounts or rebates for cardholders.
Holiday Promos: Expect enhanced promotional financing offers and potential cardholder-exclusive discounts during major retail holidays, including: Black Friday/Cyber Monday, Christmas/Holiday Season, New Year's, Memorial Day, 4th of July, and Labor Day. These periods are prime times for automotive service and tire purchases.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Special financing options for large purchases; convenient for managing tire and auto service expenses; quick approval process.
Top Negative:
High interest rates if promotional financing terms are not met; limited utility outside of Kauffman Tire; customer service issues reported.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Discount Tire Credit Card
- Pep Boys Credit Card
- Discover it Cash Back
Card Value Score: 40.0 / 100
Est. Annual Rewards: $25.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v2023-10