Kauffman Tire Credit Card

Synchrony Pending

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2

Benefits

0

Reward Categories

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: kauffman-tire-credit-card

Issuer: Synchrony

Card Name: Kauffman Tire Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 05:06

Last Scraped: Feb 17, 2026 05:08

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 2 Total
PENDING
Financing 2
Special Financing Options
Varies by promotion

Cardholders can access special financing options on qualifying purchases of tires and auto services made at Kauffman Tire locations. Specific terms and conditions, including minimum purchase amounts and and promotional periods, apply and vary by offer.

Convenient Monthly Payments

The Kauffman Tire Credit Card allows cardholders to make convenient monthly payments on their purchases, aiding in budget management.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Kauffman Tire Credit Card, issued by Synchrony, primarily offers promotional financing on qualifying purchases made at Kauffman Tire locations. There are typically no traditional sign-up bonuses with a minimum spend requirement. **Application Eligibility Requirements (for 2026):** * Must be at least 18 years of age (19 in Alabama and Nebraska). * Must be a U.S. resident with a valid U.S. mailing address. * Must have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). * Subject to credit approval, which includes an evaluation of credit history, income, and debt-to-income ratio. Applicants with fair to excellent credit scores are generally preferred, though Synchrony may approve applicants with varying credit profiles based on their internal underwriting criteria. **Bonus Rules (Promotional Financing):** * Common offers include 0% APR for a specified period (e.g., 6, 12, or 18 months) on purchases meeting a minimum spend threshold (e.g., $199, $299, $499). * Deferred interest often applies, meaning if the promotional balance is not paid in full by the end of the promotional period, interest will be charged from the purchase date. * Specific promotional offers are subject to change and are advertised at the point of sale or on Kauffman Tire's website.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable; the primary benefit is promotional financing offers rather than a traditional sign-up bonus with a spend requirement.

Shutdown Risk Triggers: Common triggers for Synchrony account review or shutdown include: high credit utilization across multiple Synchrony accounts, excessive recent applications for Synchrony cards, late payments or defaults on any Synchrony account, exceeding internal total credit limit thresholds with Synchrony, and suspicious or fraudulent activity. Manufactured spending is generally not a relevant trigger for this type of store-specific card.

Cliff Effect Rules: Not applicable; Synchrony store cards are generally independent programs. Holding one Synchrony store card typically does not directly impact eligibility or benefits for another distinct Synchrony store card program, though overall credit exposure with Synchrony will influence new application approvals.

Special Events: Kauffman Tire, in conjunction with Synchrony, frequently offers special cardholder-exclusive promotions. These often include: seasonal sales events (e.g., Spring/Fall Tire Sales, Winter Maintenance Specials), bonus financing periods for specific services or product categories (e.g., brake service, new tire sets), and occasional discounts or rebates for cardholders.

Holiday Promos: Expect enhanced promotional financing offers and potential cardholder-exclusive discounts during major retail holidays, including: Black Friday/Cyber Monday, Christmas/Holiday Season, New Year's, Memorial Day, 4th of July, and Labor Day. These periods are prime times for automotive service and tire purchases.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Special financing options for large purchases; convenient for managing tire and auto service expenses; quick approval process.

Top Negative:
High interest rates if promotional financing terms are not met; limited utility outside of Kauffman Tire; customer service issues reported.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Discount Tire Credit Card
  • Pep Boys Credit Card
  • Discover it Cash Back

Card Value Score: 40.0 / 100

Est. Annual Rewards: $25.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v2023-10