Kawasaki Credit Card

Synchrony Pending

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0

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: kawasaki-credit-card

Issuer: Synchrony

Card Name: Kawasaki Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 14:00

Last Scraped: Feb 05, 2026 13:10

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Brand Points

Base Rate: 1x

Bonus Rate: 5x

Categories: 5x Kawasaki Purchases

Quarterly Rotating: No

Cap Amount: $999,999.99

Expiration Policy: Points expire 12 months after issuance or if account is inactive for 12 months.

Point Value: 0.01¢

Travel Portal Multiplier: 0x

Transfer Partners: None

Redemption Penalties: None, but minimum redemption thresholds may apply (e.g., 2,500 points for a $25 statement credit).

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$0

Cash Back

Requirement: Spend $199 in 180 days

Timing: N/A - This is a special financing offer, not a points/cash bonus. The financing terms apply immediately upon qualifying purchase.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: N/A
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Deferred Interest

Promo Duration: 24 months

⚠️ Interest will be charged from the purchase date if not paid in full.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Supported
Application Process
Available
Available
Varies (Experian, TransUnion, Equifax)
Issuer Rules & Policies
PENDING

Rules: For 2026, the Kawasaki Credit Card from Synchrony is expected to continue its primary incentive of promotional financing (e.g., 0% APR for X months on qualifying purchases over a certain amount) rather than traditional points or cash back bonuses. Specific promotional offers will vary by period and purchase type. A first-purchase discount (e.g., 10-15% off) may also be offered as a sign-up incentive. Eligibility requirements include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid SSN or ITIN, and meeting Synchrony's creditworthiness criteria (credit score, income, debt-to-income ratio). Applications are typically processed online via Kawasaki's website or in-store at authorized dealerships.

Max Cards Per Issuer: 5

Min Spend Interval: Not applicable for traditional bonus spend; primary incentive is promotional financing. If a first-purchase discount is offered, spend is typically required immediately upon account opening. Promotional financing terms vary (e.g., 6, 12, 18, 24 months).

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts relative to income, missed or late payments on any Synchrony account, suspicious or fraudulent activity, rapid accumulation of multiple Synchrony cards in a short period, significant adverse changes in credit profile (e.g., job loss, high debt-to-income ratio).

Cliff Effect Rules: Synchrony store cards generally do not have 'card family' rules that restrict eligibility based on holding other specific Synchrony cards. However, overall credit exposure and risk assessment across all Synchrony accounts will influence approval for new cards and credit limit increases. There are no specific 'once per lifetime' or 'once every X years' rules for store card bonuses as they are typically promotional financing.

Special Events: Seasonal sales (e.g., Spring/Summer riding season, Fall maintenance), new model year launches, exclusive cardholder-only discounts or financing offers during specific promotional windows, anniversary sales for Kawasaki dealerships.

Holiday Promos: Black Friday/Cyber Monday (November), Christmas/Holiday Season (December), Memorial Day (May), Labor Day (September), Independence Day (July), New Year's Sales (January).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Special financing offers for Kawasaki purchases, no annual fee, convenient for brand loyalists.

Top Negative:
High APR outside of promotional periods, limited rewards/benefits for non-Kawasaki spending, customer service can be inconsistent.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Synchrony Car Care™ Credit Card
  • Polaris Credit Card
  • Capital One QuicksilverOne Cash Rewards Credit Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $200.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: 01/24