Kawasaki Good Times™ Credit Card

Synchrony Pending

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3

Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: kawasaki-good-times-credit-card

Issuer: Synchrony

Card Name: Kawasaki Good Times™ Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 15:13

Last Scraped: Feb 17, 2026 15:15

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony Bank offers SCRA benefits for eligible active-duty servicemembers, including a 6% interest rate cap on pre-service obligations and protections against foreclosure and repossession.

Rewards Program (Detailed)
No Reward Data Available

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Rewards Summary
PENDING
Benefits & Protections (Detailed) 3 Total
PENDING
Shopping 3
Access to Special Financing Offers
Varies by promotion

Cardholders gain exclusive access to promotional financing offers on qualifying Kawasaki purchases made with the Kawasaki Good Times Credit Card. These offers allow for deferred interest if the promotional balance is paid in full within the specified promotional period.

6-Month Promotional Financing
6 months

A specific promotional financing offer where no interest is charged if the full promotional balance is paid within 6 months. Interest will be charged from the purchase date if the balance is not paid in full by the end of the promotional period. Minimum monthly payments are required.

12-Month Promotional Financing
12 months

A specific promotional financing offer where no interest is charged if the full promotional balance is paid within 12 months. Interest will be charged from the purchase date if the balance is not paid in full by the end of the promotional period. Minimum monthly payments are required.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Kawasaki Good Times Credit Card, issued by Synchrony, offers specific benefits for purchases made at authorized Kawasaki dealerships and online at Kawasaki.com. For 2026, new cardholders can expect a bonus offer of a $50 statement credit after spending $500 on qualifying Kawasaki purchases within the first 90 days of account opening. Additionally, promotional financing options are available, such as 0% APR for 12 months on Kawasaki purchases of $1,000 or more. Eligibility requirements include being at least 18 years of age, a U.S. resident, possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meeting Synchrony's creditworthiness criteria, which typically requires good to excellent credit.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts, excessive credit seeking (opening too many Synchrony accounts in a short period), suspicious spending patterns inconsistent with typical Kawasaki purchases, failure to adhere to promotional financing terms, and general credit abuse or manufactured spending (though less common for store cards).

Cliff Effect Rules: While Synchrony does not have strict 'card family' cliff effects like some major issuers, your overall credit exposure and total credit limits across all Synchrony-issued cards will be considered when applying for new accounts or requesting credit limit increases. Opening too many Synchrony cards in a short timeframe may lead to denials or lower credit limits on subsequent applications.

Special Events: Expect enhanced promotional financing or bonus offers during key Kawasaki sales events such as 'Kawasaki Demo Days,' 'Spring Riding Season Kick-off,' 'New Model Launch Promotions,' and 'End-of-Year Clearance Events.'

Holiday Promos: Look for special financing and bonus offers during major retail holidays including Memorial Day, Labor Day, Black Friday, Cyber Monday, and the entire December holiday shopping season.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.5 / 5.0

Top Positive:
Easy approval for financing Kawasaki purchases; Useful for deferred interest promotions on large purchases; Helps build credit for those with limited history.

Top Negative:
High regular APR after promotional period; Customer service can be difficult; Deferred interest can be tricky if not paid in full; Limited utility outside of Kawasaki purchases.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Yamaha Credit Card (Synchrony)
  • Harley-Davidson Visa (U.S. Bank)
  • Polaris Credit Card (Synchrony)

Card Value Score: 60.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0