Kawasaki Good Times™ Credit Card

Synchrony Pending

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4

Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: kawasaki-good-times-credit-card-revolving-account

Issuer: Synchrony

Card Name: Kawasaki Good Times™ Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 15:15

Last Scraped: Feb 17, 2026 15:17

Apply URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 4 Total
PENDING
Financial 1
No Annual Fee
$0

The Kawasaki Good Times Credit Card does not charge an annual fee for card membership.

Shopping 3
No Interest if Paid in Full Promotion
Varies (e.g., 6 or 12 months promotional period)

No interest will be charged on the promotional purchase if the full promotional purchase amount is paid within the specified promotional period (e.g., 6 or 12 months). If the promotional purchase is not paid in full by the end of the promotional period, interest will be charged from the purchase date. Applies to qualifying purchases made with the Kawasaki Good Times Credit Card.

Reduced APR and Fixed Monthly Payments Promotion
Varies (e.g., 24, 36, 48, or 60 months promotional period)

Offers a reduced Annual Percentage Rate (APR) and fixed monthly payments for a specified duration (e.g., 24, 36, 48, or 60 months) on qualifying purchases made with the Kawasaki Good Times Credit Card.

Exclusive Cardholder Promotions
Varies by promotion

Access to special promotions and offers available exclusively to Kawasaki Good Times Credit Cardholders. These promotions may vary and are offered periodically.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 24 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Kawasaki Good Times Credit Card is a store-specific revolving account issued by Synchrony Bank, primarily for purchases at participating Kawasaki dealerships and authorized retailers. For 2026, the primary 'bonus' structure is expected to remain promotional financing offers (e.g., 0% APR for X months on qualifying purchases over a certain amount, typically $299-$499+). These offers are applied at the point of sale and are subject to credit approval. Eligibility requirements include being at least 18 years old (19 in AL and NE), having a valid U.S. Social Security Number or ITIN, a U.S. mailing address, and meeting Synchrony's creditworthiness criteria. Approval often requires fair to good credit, though specific thresholds can vary. Store-specific restrictions apply, meaning the card can only be used within the Kawasaki network.

Max Cards Per Issuer: 3

Min Spend Interval: Not applicable for traditional sign-up bonuses; promotional financing applies to specific purchases at the time of transaction. If a rare spend-based bonus were introduced, a 3-month interval would be typical.

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts, repeated opening and closing of accounts to cycle promotional financing offers, late payments or defaults on any Synchrony-issued credit product, suspicious activity inconsistent with typical purchasing patterns, or significant changes in credit profile.

Cliff Effect Rules: Synchrony store cards generally operate independently; there are no 'card family' rules or 'cliff effects' similar to general-purpose credit cards. Each store card application and account is evaluated on its own merits, though overall credit exposure with Synchrony is a factor.

Special Events: Expected special events for 2026 include new model year launches, seasonal sales events (e.g., Spring Riding Season, Fall Maintenance Specials), dealership-specific promotions, and manufacturer-sponsored events (e.g., demo days, customer appreciation events).

Holiday Promos: Key promotional periods for 2026 will likely align with major retail holidays: Memorial Day, 4th of July, Labor Day, Black Friday, Cyber Monday, and the Christmas/New Year holiday season.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy approval for Kawasaki purchases, offers valuable promotional financing for large items, helps manage powersports expenses.

Top Negative:
High standard APR after promotional periods, limited use outside Kawasaki dealerships, customer service issues with Synchrony Bank, deferred interest can be costly.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • Harley-Davidson Visa Signature Card
  • Chase Freedom Unlimited
  • Citi Custom Cash Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: 03/24