Kiesel Guitars Credit Card

Synchrony Pending

Back Apply Now

7

Benefits

0

Reward Categories

—

Max Reward

32%

APR From
Basic Information
PENDING

Program ID: kiesel-guitars-credit-card

Issuer: Synchrony

Card Name: Kiesel Guitars Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 05:09

Last Scraped: Feb 17, 2026 05:10

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 7 Total
PENDING
Account Management 4
Convenient Monthly Payments

Ability to make manageable monthly payments on purchases made with the Kiesel Guitars Credit Card.

Online Account Management

Access to an online portal for managing the Kiesel Guitars Credit Card account, including viewing statements, tracking payments, and updating personal information.

Online Bill Pay

Option to pay credit card bills conveniently online through the Synchrony account management portal.

Mail Bill Pay

Option to pay credit card bills by mail.

Credit Access 2
Revolving Line of Credit
Up to credit limit

Provides a flexible, revolving line of credit specifically for Kiesel Guitars purchases, allowing cardholders to make purchases up to their credit limit and pay them off over time.

Dedicated Credit Line

A credit line specifically for Kiesel Guitars purchases that does not tie up or impact credit available on other general-purpose credit cards.

Financing 1
Special Financing Offers
Varies by promotion

Access to special financing promotions on qualifying purchases made with the Kiesel Guitars Credit Card. Specific terms (e.g., interest rates, promotional periods) are subject to credit approval and may vary.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $30.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 31.99% - 31.99%

Intro APR Offers

Promo Financing: Special Financing

Promo Duration: 24 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12 or 24 months. Minimum monthly payments required. See associate for details.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
600 - 700
Good
Hard Pull Only
Application Process
Not Available
Not specified
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Kiesel Guitars Credit Card, issued by Synchrony, primarily offers promotional financing on Kiesel Guitars purchases rather than traditional sign-up bonuses. Eligibility requirements for 2026 include being at least 18 years of age (19 in Alabama and Nebraska), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meeting Synchrony's creditworthiness criteria, which typically requires a fair to good credit score. The 'bonus' is access to special financing offers, such as 0% APR for a specified period on qualifying purchases, or deferred interest promotions, which are dynamic and tied to specific purchase amounts or product categories at Kiesel Guitars.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable for traditional bonus. Promotional financing is tied to specific purchases at the time of transaction.

Shutdown Risk Triggers: High cumulative credit limit across multiple Synchrony accounts, missed or consistently late payments, high utilization rates across Synchrony cards, suspected fraudulent activity, sudden and uncharacteristic spending patterns inconsistent with Kiesel Guitars purchases, or repeated balance transfers from other Synchrony accounts without new purchases.

Cliff Effect Rules: No known 'cliff effect' rules or card family restrictions. Each Synchrony store card is generally evaluated independently based on the applicant's credit profile and overall credit exposure with Synchrony.

Special Events: Cardholders can expect exclusive sales events, early access to new product launches, anniversary promotions, and special financing offers tied to Kiesel Guitars' specific marketing campaigns throughout the year.

Holiday Promos: Promotional financing offers and special discounts are typically available during major retail holidays such as Black Friday/Cyber Monday, Christmas/Holiday Season, Memorial Day, Labor Day, and other Kiesel Guitars specific sales events.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Access to special financing for Kiesel Guitars purchases; quick and easy application process; helps manage large purchases.

Top Negative:
High interest rates if promotional terms are not met; limited utility outside of Kiesel Guitars; potential for deferred interest charges.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Synchrony HOME Credit Card
  • PayPal Credit
  • Discover it® Cash Back

Card Value Score: 70.0 / 100

Est. Annual Rewards: $15.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: March 1, 2023