KingSize Credit Card

BreadFinance Mastercard Pending

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7

Benefits

2

Reward Categories

2x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: kingsize-credit-card

Issuer: BreadFinance

Card Name: KingSize Credit Card

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 10:23

Last Scraped: Feb 16, 2026 10:25

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Eligible Servicemembers may qualify for an interest rate reduction on existing balances to 6% per year during active duty under SCRA.

Rewards Program (Detailed) 2 Categories
PENDING
Category Rate Type Description Annual Cap Status
KingSize Purchases 2x Points Purchases made at KingSize stores or kingsize.com No Cap
All Other Purchases 1x Points All purchases made anywhere else Visa is accepted No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 7 Total
PENDING
Shopping 7
KingSize Rewards Points Earning Rate
2 points per $1

Earn 2 points for every one dollar ($1) in Net New Purchases made with your KingSize Credit Card at KingSize stores or online at kingsize.com.

Birthday Bonus Offer
Special offer (details vary)

Cardholders in good standing will receive a special birthday offer. The offer details will be communicated via email or mail.

Special Promotional Offers
Varies by promotion

Cardholders may receive special promotional offers from time to time to earn additional bonus points or discounts. These offers will be communicated separately.

Rewards Redemption Value
$10 for 1,000 points

For every 1,000 points earned, a $10 KingSize Reward will be issued. Rewards are issued in increments of $10.

KingSize Reward Validity Period
90 days

KingSize Rewards are valid for 90 days from the date of issuance.

KingSize Reward Usage
Applicable to KingSize purchases

KingSize Rewards can be used towards purchases at KingSize stores or online at kingsize.com.

KingSize Rewards Points Expiration
12 months

Points earned will expire 12 months from the date they are earned.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Balance Transfer APR: 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 or 12 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 670
Fair
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: Eligibility: Applicants must be 18 years or older, a U.S. resident with a valid SSN, and possess a good to excellent credit score (typically 670+ FICO). Must not have opened more than 2 new credit accounts with BreadFinance in the past 12 months. Bonus Rule: Earn 25,000 BreadPoints (worth $250 in BreadFinance store credit) after spending $1,500 on eligible purchases within the first 3 months of account opening. Application Rules: Limit one welcome bonus per lifetime for the 'kingsize-credit-card' product family. Existing or previous cardholders of any 'kingsize' variant (e.g., Kingsize Rewards, Kingsize Preferred) are ineligible for this bonus if they received a bonus in the last 24 months. Store-specific restrictions apply to earning and redeeming points, primarily at BreadFinance retail locations and online.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (e.g., excessive gift card purchases, payment of bills via third-party services to meet spend), rapid credit line increase requests, high cumulative credit limit across BreadFinance products relative to income, unusual spending patterns inconsistent with typical consumer behavior, multiple applications for BreadFinance products in a short timeframe, late payments or defaults on any BreadFinance account.

Cliff Effect Rules: The 'kingsize-credit-card' belongs to a product family. Customers are only eligible for one welcome bonus across the 'kingsize' family every 24 months. Holding both the 'kingsize-credit-card' and 'kingsize-rewards-card' simultaneously may result in reduced benefits or bonus ineligibility for the secondary card.

Special Events: Exclusive cardholder-only sales events (e.g., 'Kingsize Member Days' in March and September), double points on specific product categories during promotional weeks, and early access to major sales.

Holiday Promos: Enhanced rewards (e.g., 5x points) on all purchases during Black Friday/Cyber Monday week, 0% APR financing offers for 6-12 months on purchases over $500 during the December holiday shopping season, and special discounts during back-to-school periods (August).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy to get approved, good for building credit, occasional store discounts and promotions.

Top Negative:
High interest rates, limited use (only at Kingsize and FullBeauty Brands), poor customer service, low credit limits.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Capital One Platinum Secured Credit Card
  • Discover it Secured Credit Card
  • Amazon Store Card (Synchrony Bank)

Card Value Score: 45.0 / 100

Est. Annual Rewards: $35.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0