Lands' End Visa® Credit Card

BreadFinance Visa Pending

Back Apply Now

5

Benefits

4

Reward Categories

5x

Max Reward

30.2%

APR From
Basic Information
PENDING

Program ID: lands-end-visa-credit-card

Issuer: BreadFinance

Card Name: Lands' End Visa® Credit Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 15, 2026 09:52

Last Scraped: Feb 15, 2026 09:54

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
Lands' End Purchases 5x Points Purchases made at Lands' End No Cap
Gas 2x Points Purchases at gas stations No Cap
Dining 2x Points Purchases at restaurants No Cap
All Other Purchases 1x Points All other eligible purchases No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 5 Total
PENDING
Lifestyle 1
Annual Birthday Offer
Special offer

Receive a special birthday offer each year. Account must be in good standing.

Shopping 4
Earn 5x Points on Lands' End Purchases
5 points per $1

Earn 5 points for every $1 spent on Lands' End purchases made with your Lands' End Visa Credit Card or Lands' End Credit Card.

Earn 1x Point on Other Purchases
1 point per $1

Earn 1 point for every $1 spent on purchases everywhere else Visa is accepted (excluding Lands' End purchases).

Free Standard Shipping on Lands' End Purchases
Free standard shipping

Receive free standard shipping on all Lands' End purchases made with your Lands' End Visa Credit Card or Lands' End Credit Card.

$50 Lands' End Rewards Certificate
$50 per 5,000 points

For every 5,000 points earned, you will receive a $50 Lands' End Rewards certificate.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 30.24% - 34.24%

Balance Transfer APR: 34.24%

Cash Advance APR: 34.24%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ No Interest if paid in full within 6 or 12 months on qualifying purchases. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months or if you make a late payment.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING
User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Easy to get approved, good rewards for Lands' End purchases, helps build credit history.

Top Negative:
High interest rates, poor customer service from Comenity Bank, rewards can be difficult to redeem or expire.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Capital One QuicksilverOne Cash Rewards Credit Card
  • Discover it Secured Credit Card
  • Amazon Prime Rewards Visa Signature Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $50.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0