Lufthansa Miles & More® World Elite Mastercard®
Basic Information
Program ID: lufthansa-reward-your-passion-world-elite-mastercard
Issuer: Barclays
Card Type: Credit
Network: Mastercard
Card Tier: World Elite
Data Complete: Yes
Created: 01/15/2026 17:12
Last Scraped: 01/15/2026 17:14
Fee Structure
| Annual Fee: | $89.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $89.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $50,000.00
Spending Requirement: $3,000.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.
Rewards Program
Reward Type: Airline Miles (Miles & More)
Base Reward Rate: 1.00%
Bonus Reward Rate: 2.00%
Bonus Categories: 2x Miles & More airline partners (Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, United Airlines, etc.)
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Miles do not expire as long as the cardholder remains an active cardmember of the Lufthansa Miles & More World Elite Mastercard.
Transfer Partners: Star Alliance Airlines (e.g., United Airlines, Air Canada, Singapore Airlines, Turkish Airlines, ANA, EVA Air, etc.)
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
Approval Criteria
Recommended FICO Range: 700 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: TransUnion, Experian
Issuer Rules
Rules: For 2026, applicants must generally possess good to excellent credit (FICO score typically 700+), demonstrate sufficient income, and meet Barclays' stringent application criteria. A primary rule is the 'Barclays 6/24 Rule,' meaning applicants are typically ineligible if they have opened more than 6 new credit card accounts across all issuers in the past 24 months. Furthermore, applicants are generally not eligible for the sign-up bonus if they currently hold the Lufthansa Reward Your Passion World Elite Mastercard or have received a bonus for this specific card within the last 24 months. Barclays also considers the number of existing accounts with them and the total credit extended across all cards.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all cards, excessive credit limit requests, rapid application for multiple credit cards (especially Barclays cards), repeated sign-up bonus churning, suspicious or unusual spending patterns, failure to pay on time, using the card for unauthorized business purposes, or any activity deemed as abuse of card benefits.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.8 / 5.0
Top Positive Feedback:
Strong rewards for Lufthansa flyers, valuable companion ticket, lounge access, and no foreign transaction fees.
Top Negative Feedback:
Annual fee, rewards tied to a single airline, and potentially lower earning rates for non-Lufthansa spending.
Approval Experience Score: 72.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred Card
- United Explorer Card
- American Express Gold Card
Card Value Score: 85.0 / 100
Est. Annual Rewards: $499.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 0% Store / 100% Co-brand
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: 2024-02-01