Lufthansa® Miles & More® World Elite Mastercard®
Barclays Mastercard World Elite Pending
16
Benefits2
Reward Categories2x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: lufthansa-reward-your-passion-world-elite-mastercard
Issuer: Barclays
Card Name: Lufthansa® Miles & More® World Elite Mastercard®
Card Type: Credit
Network: Mastercard
Card Tier: World Elite
Approved: Pending
Data Complete: Complete
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Lufthansa Purchases | 2x | Miles | Purchases directly from Lufthansa | No Cap | |
| All Other Purchases | 1x | Miles | All other purchases | No Cap |
Rewards Summary
PENDINGReward Type: Miles
Base Rate: 1x
Bonus Rate: 2x
Categories: 2x Miles on purchases from Lufthansa Group airlines (Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Eurowings, and other Miles & More airline partners) and on gas and grocery purchases.
Quarterly Rotating: No
Expiration Policy: Miles do not expire as long as you are a cardmember and make at least one purchase per month.
Travel Portal Multiplier: 1x
Benefits & Protections (Detailed) 16 Total
PENDINGAirport Access 1
Lufthansa Business Lounge Vouchers
Two vouchers per yearReceive two complimentary Lufthansa Business Lounge vouchers annually, valid for access to Lufthansa Business Lounges worldwide.
Lifestyle 1
Mastercard Concierge Service
Complimentary serviceProvides 24/7 personalized assistance with travel planning, dinner reservations, event tickets, unique experiences, and more.
Purchase Protection 2
Purchase Protection
Up to $1,000 per claim, up to $50,000 per cardholder per yearReimburses for eligible items that are stolen or damaged within 90 days of purchase when the entire purchase is made with your card.
Extended Warranty Protection
Up to 1 additional year, up to $10,000 per claimExtends the original manufacturer's or store brand warranty for eligible items purchased with your card for an additional period, typically up to one year, on warranties of one year or less.
Rewards 2
Lufthansa Purchases Miles Earning
2 miles per $1Earn 2 miles for every $1 spent on eligible Lufthansa purchases, including tickets, upgrades, and in-flight purchases.
General Purchases Miles Earning
1 mile per $1Earn 1 mile for every $1 spent on all other eligible purchases made with your card.
Security 2
Mastercard Global Service
Complimentary serviceProvides 24/7 emergency assistance for lost or stolen cards, emergency cash advances, and emergency card replacement worldwide.
ID Theft Protection
Complimentary serviceProvides assistance with identity theft resolution services, including monitoring, alerts, and expert assistance to help restore your identity.
Travel 3
Annual Companion Ticket
One companion ticket per year (after $30,000 spend)Earn a Companion Ticket each year you spend $30,000 or more on purchases with your card. The Companion Ticket is valid for an economy class flight on Lufthansa, Austrian Airlines, Brussels Airlines, or SWISS when purchasing a full-fare economy ticket.
In-flight Wi-Fi Passes
Two passes per yearReceive two complimentary in-flight Wi-Fi passes annually, valid for use on Lufthansa flights equipped with Wi-Fi.
No Foreign Transaction Fees
0% foreign transaction feePay no foreign transaction fees on purchases made outside the U.S. with your card.
Travel Insurance 5
Trip Cancellation/Interruption Insurance
Up to $1,500 per covered person, up to $5,000 per tripReimburses non-refundable passenger fares if a trip is canceled or interrupted for covered reasons, such as illness, injury, or severe weather, when the entire fare is charged to your card.
Baggage Delay Insurance
Up to $100 per day for 3 daysReimburses for essential purchases like toiletries and clothing when your checked baggage is delayed by a common carrier for more than 4 hours, when the entire fare is charged to your card.
Lost Luggage Insurance
Up to $3,000 per covered personReimburses for the actual cash value of lost or stolen checked or carry-on luggage and its contents, when the entire fare is charged to your card.
Travel Accident Insurance
Up to $250,000Provides coverage for accidental death or dismemberment while traveling on a common carrier when the entire fare has been charged to your card.
Rental Car Collision Damage Waiver
Up to $50,000Provides secondary coverage for physical damage and theft of most rental vehicles when you decline the rental company's collision damage waiver (CDW) or similar option and charge the entire rental cost to your card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING50,000
Points/MilesRequirement: Spend $3,000 in 90 days
Timing: Please allow 6-8 weeks for bonus miles to be credited to your Miles & More account after you meet the spending requirement.
Fee Structure
PENDING| Annual Fee: | $89.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $89.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Balance Transfer APR: 29.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 15 months
Intro BT APR: 0% for 15 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Lufthansa Miles & More World Elite Mastercard from Barclays in 2026 is expected to include: 1. **Barclays 6/24 Rule:** Applicants are generally not approved if they have opened more than 6 new credit card accounts across all issuers in the past 24 months. This is a strict application rule for Barclays. 2. **Credit History:** A strong credit score (typically 700+) and a solid credit history are required. 3. **Income:** Sufficient verifiable income to support the credit limit. 4. **Residency & Age:** Must be a U.S. resident and at least 18 years old (19 in Alabama and Nebraska). 5. **Bonus Eligibility:** New cardmembers are typically eligible for a one-time sign-up bonus (e.g., X miles after Y spend in Z months). Eligibility for the bonus may be restricted if the applicant has previously held this specific card or received a bonus for it within a certain timeframe (e.g., 24 or 48 months). 6. **Recent Applications:** Barclays is sensitive to recent credit inquiries and new accounts, even if not strictly hitting the 6/24 limit. Too many recent applications from any issuer can lead to denial.
Max Cards Per Issuer: 2
Min Spend Interval: 3 months
Cliff Effect Rules: Bonus eligibility for the Lufthansa Miles & More World Elite Mastercard is typically restricted to new cardmembers who have not received a bonus for this specific product within the last 24 or 48 months. There are no broader 'card family' rules that impact eligibility for other co-branded cards from Barclays.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.0 / 5.0
Top Positive:
Strong rewards for Lufthansa flyers, valuable companion ticket, no foreign transaction fees, and World Elite Mastercard benefits.
Top Negative:
Annual fee, rewards tied exclusively to Lufthansa, and potentially lower earning rates on non-Lufthansa spend.
Approval Experience: 80.0 / 100
Recommended Alternatives
- United Explorer Card
- Chase Sapphire Preferred
- AAdvantage Aviator Red World Elite Mastercard
Card Value Score: 78.0 / 100
Est. Annual Rewards: $380.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: September 2023