Marriott Bonvoy Bevy American Express Card

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11

Benefits

3

Reward Categories

6x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: marriott-bonvoy-bevy

Issuer: American Express

Card Name: Marriott Bonvoy Bevy American Express Card

Card Type: Credit

Network: American Express

Card Tier: Premium

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 07:43

Last Scraped: Jan 22, 2026 07:10

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 3 Categories
PENDING
Category Rate Type Description Annual Cap Status
Marriott Bonvoy Hotels 6x Points Eligible purchases at hotels participating in Marriott Bonvoy®. No Cap
Dining & US Supermarkets 4x Points Combined purchases per calendar year at restaurants worldwide and at U.S. supermarkets. $15,000
All Other Purchases 2x Points All other eligible purchases. No Cap
Rewards Summary
PENDING

Reward Type: Marriott Bonvoy Points

Base Rate: 2x

Bonus Rate: 6x

Categories: 6x Marriott Bonvoy Hotels; 4x U.S. Supermarkets (up to $15,000 combined per calendar year); 4x U.S. Restaurants (up to $15,000 combined per calendar year)

Quarterly Rotating: No

Cap Amount: $15,000.00

Expiration Policy: Points expire if no qualifying activity for 24 consecutive months.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: Over 40 airline partners including American Airlines, Delta, United, British Airways, Emirates, Qatar Airways, Singapore Airlines, Southwest, Alaska Airlines.

Redemption Penalties: None for standard award redemptions.

Benefits & Protections (Detailed) 11 Total
PENDING
Earning Rewards 1
Earn Marriott Bonvoy® points on eligible purchases
Up to 6X points

Earn 6X points on eligible purchases at hotels participating in Marriott Bonvoy®, 4X points on up to $15,000 in combined purchases per calendar year at restaurants worldwide and at U.S. supermarkets (then 2X points), and 2X points on all other eligible purchases.

Hotel Benefits 4
Complimentary Marriott Bonvoy Gold Elite Status
Gold Elite Status

Enjoy complimentary Marriott Bonvoy Gold Elite status with your Card. Gold Elite status includes benefits like 25% bonus points on stays, late checkout (when available), and enhanced room upgrades (when available).

Free Night Award
1 Free Night Award (up to 50,000 points)

Receive one Free Night Award every year after your Card renewal month. The Free Night Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.

15 Elite Night Credits
15 Elite Night Credits

Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status. Terms apply.

Earn Platinum Elite Status through spending
Platinum Elite Status after $15,000 spend

Earn Marriott Bonvoy Platinum Elite status after spending $15,000 on eligible purchases on your Card in a calendar year.

Purchase Protection 2
Purchase Protection
Up to $1,000 per occurrence, $50,000 per year

When an eligible item you purchase with your Card is accidentally damaged, stolen, or lost within 90 days from the date of purchase, Purchase Protection can cover you for up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

Extended Warranty
Up to 1 additional year, $10,000 per item

When you purchase an eligible item with your Card, you can get up to one additional year added to the original manufacturer's warranty of five years or less. Coverage is limited to the actual amount charged to your Card for the item, up to $10,000 per item, with a maximum of $50,000 per Card Member account per calendar year.

Travel Assistance 1
Global Assist Hotline
24/7 emergency assistance

When you travel more than 100 miles from home, you can rely on the Global Assist Hotline 24/7 for medical, legal, financial or other select emergency coordination and assistance services. Card Members are responsible for the costs charged by third-party service providers.

Travel Benefits 1
No Foreign Transaction Fees
0% foreign transaction fees

When you use your Card for purchases abroad, you won't be charged foreign transaction fees by American Express.

Travel Insurance 2
Baggage Insurance Plan
Up to $1,250 for checked, $1,500 for carry-on

Coverage for eligible lost, damaged, or stolen baggage when you purchase your entire fare for a Common Carrier ticket on your Eligible Card. Coverage can be provided for up to $1,250 for checked baggage and up to $1,500 for carry-on baggage, in excess of coverage provided by the Common Carrier.

Car Rental Loss and Damage Insurance
Secondary coverage for damage/theft of rental car

When you use your Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver (CDW) at the rental car counter, you can be covered for damage to or theft of a rental vehicle. This is secondary coverage and does not include liability coverage.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Hotel Status: Marriott Bonvoy Gold Elite

Sign-Up Bonus
PENDING

100,000

Points/Miles

Requirement: Spend $4,000 in 90 days

Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours

Expires: Mar 31, 2026

Fee Structure
PENDING
Annual Fee: $250.00
Year 1 Waived: No
Effective Annual Fee: $-50.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: N/A
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Plan It

Promo Duration: 12 months

⚠️ None
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 799
Very Good
Supported
Application Process
Available
Available
Experian
Issuer Rules & Policies
PENDING

Rules: American Express enforces a 'once per lifetime' rule for welcome bonuses on specific card products, meaning you are generally ineligible for the Marriott Bonvoy Bevy welcome bonus if you have ever had this specific card product before. Additionally, American Express applies a '2/90 rule,' limiting applicants to a maximum of two credit card approvals within any 90-day period. Eligibility also requires meeting American Express's general creditworthiness, income, and residency criteria.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, rapid application for multiple cards (beyond 2/90), high cumulative credit limit across Amex cards, suspicious spending patterns inconsistent with income, abuse of return policies or credits, opening and closing cards too frequently (churning), not meeting minimum spend organically.

Cliff Effect Rules: The Marriott Bonvoy Bevy card is subject to American Express's broader Marriott Bonvoy family rules. Eligibility for the welcome bonus is typically restricted if you currently have or have had certain other Marriott Bonvoy credit cards from American Express (e.g., Brilliant) or Chase (e.g., Bountiful, Boundless, Bold) within specific look-back periods (e.g., 24-48 months), or if you have received a welcome bonus from those cards within similar timeframes. These rules are designed to prevent multiple bonuses across the Bonvoy card portfolio.

International Friendly: Yes

User Analytics & Insights
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User Ratings

Average Rating: 4.1 / 5.0

Top Positive:
Excellent for Marriott loyalists, offering valuable points, elite status benefits, and a useful free night award. Strong earning rates on Marriott, dining, and groceries.

Top Negative:
High annual fee may not be justified for infrequent Marriott travelers. Limited redemption options outside of Marriott properties. Some users desire more premium travel perks beyond the hotel chain.

Approval Experience: 88.0 / 100

Recommended Alternatives
  • Marriott Bonvoy Bountiful Card
  • American Express Gold Card
  • Chase Sapphire Preferred Card

Card Value Score: 82.0 / 100

Est. Annual Rewards: $650.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0