Marriott Bonvoy Boundless® Credit Card
Basic Information
Program ID: marriott-bonvoy-boundless-credit-card
Issuer: Chase
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/07/2026 12:11
Last Scraped: 01/15/2026 07:22
Fee Structure
| Annual Fee: | $95.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $95.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 2,999.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $150,000.00
Spending Requirement: $3,000.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after requirement is met, but often within 48-72 hours.
Rewards Program
Reward Type: Points
Base Reward Rate: 2.00%
Bonus Reward Rate: 6.00%
Bonus Categories: 6x Marriott Bonvoy Hotels; 3x Grocery Stores, Gas Stations, Dining (up to $6,000 combined spend per anniversary year); 2x All Other Purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points expire after 24 months of inactivity.
Transfer Partners: Marriott Bonvoy (and its 40+ airline transfer partners)
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
Travel Benefits
- Travel Insurance
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Hotel Status: Marriott Bonvoy Silver Elite, Marriott Bonvoy Gold Elite
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: To be eligible for the welcome bonus, applicants must not have opened more than 5 credit cards from any issuer in the past 24 months (Chase 5/24 rule). Additionally, specific Marriott Bonvoy family rules apply: applicants are generally ineligible for the bonus if they currently have or have received a new cardmember bonus for the Marriott Bonvoy Boundless, Marriott Bonvoy Bold, or Ritz-Carlton Credit Card in the last 24 months. Furthermore, applicants may be ineligible if they have or have had certain Amex Marriott Bonvoy cards (e.g., Brilliant, Bevy, Bountiful) within specific timeframes. A typical welcome bonus requires meeting a minimum spend threshold within the first 3 months of account opening.
Maximum Cards Per Issuer: 10
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, excessive credit cycling, high cumulative credit limit across Chase accounts, frequent balance transfers without genuine spending, opening too many accounts too quickly (even if under 5/24), defaulting on payments, or suspicious spending patterns inconsistent with typical consumer behavior.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.8 / 5.0
Top Positive Feedback:
Strong earning on Marriott purchases, valuable annual free night certificate, good sign-up bonus, useful for Marriott loyalists.
Top Negative Feedback:
Annual fee, limited redemption options outside Marriott, point value can be low compared to other programs, not ideal for general spending.
Approval Experience Score: 78.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred Card
- Marriott Bonvoy Brilliant American Express Card
- Hilton Honors American Express Surpass Card
Card Value Score: 72.0 / 100
Est. Annual Rewards: $515.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 50% General / 50% Co-brand
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0