Marriott Bonvoy Bountiful™ Credit Card

Chase Visa Signature Pending

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Benefits

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Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: marriott-bonvoy-bountiful-credit-card

Issuer: Chase

Card Name: Marriott Bonvoy Bountiful™ Credit Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 17:49

Last Scraped: Jan 15, 2026 07:24

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

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Rewards Summary
PENDING

Reward Type: Marriott Bonvoy Points

Base Rate: 2x

Bonus Rate: 6x

Categories: 6x Marriott Bonvoy Hotels, 3x Dining

Quarterly Rotating: No

Cap Amount: $999,999,999,999.99

Expiration Policy: Points do not expire as long as account is active

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: American Airlines, United Airlines, Delta Air Lines, British Airways, Emirates, Qatar Airways, Singapore Airlines, Southwest Airlines, Virgin Atlantic, etc. (40+ airline partners)

Redemption Penalties: None for standard redemptions.

Benefits & Protections (Detailed)
No Card Benefits Available

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Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Hotel Status: Marriott Bonvoy Silver Elite

Sign-Up Bonus
PENDING

100,000

Points/Miles

Requirement: Spend $5,000 in 90 days

Timing: Bonus points are typically posted to your Marriott Bonvoy account within 8-12 weeks after meeting the spending requirement, but often appear sooner, sometimes within 48-72 hours of the statement closing date following the spend.

Fee Structure
PENDING
Annual Fee: $250.00
Year 1 Waived: No
Effective Annual Fee: $250.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 29.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Duration: 0 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
700 - 850
Good
Supported
Application Process
Available
Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: For 2026, applicants for the Marriott Bonvoy Bountiful Credit Card must adhere to Chase's 5/24 rule, meaning they must not have opened 5 or more personal credit cards across all issuers in the past 24 months. Additionally, specific Marriott Bonvoy family rules apply, which are detailed in the CliffEffectRules section. The typical new cardmember bonus requires meeting a minimum spending threshold within the first 3 months of account opening.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all Chase cards, rapid application for multiple cards, abuse of return policies, suspicious spending patterns inconsistent with declared income, failure to pay on time, or repeated attempts to circumvent application rules.

Cliff Effect Rules: Chase's Marriott Bonvoy card family rules are complex and restrict eligibility for the Bountiful card if you currently hold or have held certain Marriott cards or received a bonus on them within specific timeframes. For 2026, you are generally ineligible for the Marriott Bonvoy Bountiful Credit Card if you: (1) currently have or have had the Marriott Bonvoy Boundless, Marriott Bonvoy Bold, or Ritz-Carlton Credit Card in the last 30 days; (2) received a new cardmember bonus for the Marriott Bonvoy Boundless, Marriott Bonvoy Bold, or Ritz-Carlton Credit Card in the last 24 months; (3) currently have or have had the Marriott Bonvoy Business American Express Card, Marriott Bonvoy Brilliant American Express Card, or Marriott Bonvoy Bevy American Express Card in the last 90 days; or (4) received a new cardmember bonus for the Marriott Bonvoy Business American Express Card, Marriott Bonvoy Brilliant American Express Card, or Marriott Bonvoy Bevy American Express Card in the last 24 months.

Special Events: N/A

Holiday Promos: N/A

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.8 / 5.0

Top Positive:
Strong earning rates on Marriott purchases (6x points), 4x points on dining and groceries, automatic Gold Elite status, and 15 elite night credits. Excellent for Marriott loyalists who frequently spend in these bonus categories.

Top Negative:
High annual fee ($250) without a complimentary free night certificate, which is a common benefit on other Marriott co-branded cards. Some users may find the value proposition less compelling compared to alternatives.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Marriott Bonvoy Boundless Credit Card
  • Marriott Bonvoy Bevy American Express Card
  • Chase Sapphire Preferred Card

Card Value Score: 70.0 / 100

Est. Annual Rewards: $546.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0