7
Benefits2
Reward Categories2x
Max Reward30%
APR FromBasic Information
PENDINGProgram ID: maurices-credit-card
Issuer: BreadFinance
Card Name: maurices Credit Card
Card Type: Credit
Network:
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Federal law provides important protections to members of the Armed Forces and their dependents, limiting the cost of credit to an annual percentage rate of 36 percent, including certain fees and premiums. For more information, call 1-844-335-5909.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Maurices Purchases | 2x | Points | Purchases made at Maurices stores and maurices.com | No Cap | |
| All Other Purchases | 1x | Points | Purchases made everywhere else Visa is accepted | No Cap |
Rewards Summary
PENDINGReward Type: Points
Base Rate: 2x
Bonus Rate: 3x
Categories: Purchases at Maurices stores and online
Quarterly Rotating: No
Expiration Policy: Points expire 12 months from the date they are earned if not redeemed. Reward certificates expire 60-90 days after issuance.
Point Value: 0.05¢
Travel Portal Multiplier: 1x
Redemption Penalties: Reward certificates may have minimum purchase requirements and cannot be combined with certain offers.
Benefits & Protections (Detailed) 7 Total
PENDINGFinancial 1
No Annual Fee
$0 annual feeThere is no annual fee for the maurices Credit Card.
Lifestyle 1
Birthday Offer
Special offerAs a maurices Credit Cardmember, you will receive a special offer for your birthday.
Shopping 5
First Purchase Discount
20% off first purchaseReceive a 20% discount on your first purchase made with your maurices Credit Card when you open and use your account.
Rewards Program
$5 reward for every $150 spentEarn 1 point for every $1 of Net Eligible Purchases made with your maurices Credit Card. When you accumulate 150 points, you will be issued a $5 maurices Rewards certificate.
Exclusive Savings Events
Access to exclusive eventsAs a maurices Credit Cardmember, you will receive access to exclusive savings events.
Early Access to Sales
Early accessAs a maurices Credit Cardmember, you will receive early access to sales.
Special Financing Offers
Varies by offerFrom time to time, special financing offers may be available to maurices Credit Cardmembers.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Balance Transfer APR: 29.99%
Cash Advance APR: 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Projected for 2026: The maurices-credit-card, issued by BreadFinance (formerly Comenity), typically offers a sign-up bonus such as 15-20% off the first purchase made on the card. Ongoing rewards usually include earning 2 points per $1 spent at maurices, redeemable for maurices discounts. Eligibility Requirements (Projected for 2026): 1. Must be at least 18 years of age. 2. Must be a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). 3. Consent to a credit check (typically using TransUnion or Experian). 4. Creditworthiness: Generally requires fair to good credit (FICO score typically 640+), though store cards can sometimes be approved with lower scores depending on overall credit profile. 5. No recent bankruptcies or severe delinquencies. 6. Sufficient income to support new credit obligations.
Max Cards Per Issuer: 7
Min Spend Interval: 3 months
Cliff Effect Rules: No specific card family 'cliff effect' rules are typically associated with store cards like the maurices-credit-card. Each application is generally evaluated individually, and bonus eligibility is tied to the specific card product rather than a family of cards.
Special Events: Projected for 2026: Cardholder-exclusive discount days (e.g., 15-25% off specific purchases), birthday discounts/offers, early access to sales events, bonus points promotions (e.g., 3x points on specific categories or days), free shipping offers for cardholders.
Holiday Promos: Projected for 2026: Black Friday/Cyber Monday (November), Christmas/Holiday Season (December), New Year's Sales (January), Valentine's Day (February), Mother's Day (May), Memorial Day (May), Fourth of July (July), Labor Day (September), Back-to-School (August/September).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.8 / 5.0
Top Positive:
Easy approval process, good for building credit, offers exclusive discounts and rewards for Maurices purchases, helpful for loyal shoppers.
Top Negative:
Poor customer service, high interest rates, frequent issues with online account management, unexpected credit limit reductions, limited use outside Maurices stores.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Target RedCard
- Capital One Platinum
- Discover it Secured
Card Value Score: 55.0 / 100
Est. Annual Rewards: $50.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0