Mavis Discount Tire Credit Card

Synchrony Pending

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Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: mavis-discount-tire-credit-card

Issuer: Synchrony

Card Name: Mavis Discount Tire Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 14:15

Last Scraped: Feb 05, 2026 13:11

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Store Discounts & Special Financing

Base Rate: 0x

Bonus Rate: 0x

Categories: Special financing offers on qualifying Mavis Discount Tire purchases; occasional cardholder-exclusive discounts.

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Not applicable for points/cash back rewards. Promotional financing terms and discount offers have specific expiration dates.

Point Value: 0¢

Travel Portal Multiplier: 0x

Transfer Partners: None

Redemption Penalties: None (no points to redeem).

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$0

Cash Back

Requirement: Spend $199 in 180 days

Timing: N/A - No traditional points/cash sign-up bonus is offered. The primary welcome offer for the Mavis Discount Tire Credit Card is special financing, which is applied at the time of purchase when minimum spend requirements are met.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: N/A
Cash Advance: N/A
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Balance Transfer APR: 0%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged from the purchase date if not paid in full.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Hard Pull Only
Application Process
Not Available
Not Available
Varies (Experian, TransUnion, Equifax)
Issuer Rules & Policies
PENDING

Rules: The Mavis Discount Tire credit card, issued by Synchrony, is a store-specific financing tool. Eligibility requirements for 2026 include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and having a fair to good credit history. Applicants must also demonstrate a verifiable source of income. The primary 'bonus rule' for this card is access to special promotional financing offers (e.g., deferred interest for 6, 12, or 18 months on qualifying purchases over a certain amount) and exclusive discounts on Mavis Discount Tire products and services. There are typically no traditional sign-up bonuses like cash back or points for this type of store card. Applications are generally processed quickly, often with an instant decision online or in-store.

Max Cards Per Issuer: 7

Min Spend Interval: Not applicable for a traditional sign-up bonus. For promotional financing offers, the 'spend interval' refers to the specific promotional period (e.g., 6 months, 12 months) during which a qualifying purchase must be made to receive deferred interest terms.

Shutdown Risk Triggers: Common triggers for Synchrony account shutdown or credit limit reduction include: high cumulative credit exposure across multiple Synchrony accounts, excessive applications for Synchrony cards in a short period, missed payments or delinquency on any Synchrony account, suspected fraudulent activity, abuse of promotional financing terms (e.g., repeatedly opening new accounts for deferred interest without paying off previous balances), and significant negative changes to the cardholder's credit profile (e.g., bankruptcy, multiple charge-offs).

Cliff Effect Rules: Synchrony generally evaluates each application for their store cards independently. There are no strict 'card family' rules like Chase's 5/24 or Amex's once-per-lifetime bonus rules that typically apply to prime travel or cash back cards. While overall credit exposure and recent credit inquiries with Synchrony are considered, approval for one Synchrony store card does not typically preclude approval for another, provided the applicant's credit profile remains strong.

Special Events: Mavis Discount Tire, in conjunction with Synchrony, frequently offers special financing during seasonal sales events (e.g., Spring Tire Sales, Fall Maintenance Specials), specific product promotions (e.g., new tire brand launches, brake service packages), and customer appreciation days. These events often feature enhanced deferred interest periods or exclusive discounts for cardholders.

Holiday Promos: Cardholders can expect special financing and discount promotions during major holiday periods in 2026, including but not limited to: Memorial Day, Independence Day, Labor Day, Black Friday/Cyber Monday, and End-of-Year/New Year's sales events. These periods are prime times for Mavis to offer incentives for tire and service purchases.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy to get approved, helpful for financing unexpected auto repairs, no annual fee, convenient for Mavis customers.

Top Negative:
High APR if promotional financing isn't paid off, limited use outside Mavis, customer service can be slow.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Discount Tire Credit Card
  • Pep Boys Credit Card
  • Capital One QuicksilverOne Cash Rewards Credit Card

Card Value Score: 60.0 / 100

Est. Annual Rewards: $35.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0