Mavis Discount Tire Credit Card
Basic Information
Program ID: mavis-discount-tire-credit-card
Issuer: Synchrony
Card Type: Credit
Network:
Card Tier: Standard
Data Complete: Yes
Created: 01/15/2026 14:15
Last Scraped: 01/15/2026 14:17
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | N/A |
| Cash Advance: | N/A |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,999.00% - 2,999.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 0.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $0.00
Spending Requirement: $199.00
Time Period: 180 days
Bonus Timing: N/A - No traditional points/cash sign-up bonus is offered. The primary welcome offer for the Mavis Discount Tire Credit Card is special financing, which is applied at the time of purchase when minimum spend requirements are met.
Rewards Program
Reward Type: Store Discounts & Special Financing
Base Reward Rate: 0.00%
Bonus Reward Rate: 0.00%
Bonus Categories: Special financing offers on qualifying Mavis Discount Tire purchases; occasional cardholder-exclusive discounts.
Point Value Estimate: 0.0000 cents/point
Expiration Policy: Not applicable for points/cash back rewards. Promotional financing terms and discount offers have specific expiration dates.
Transfer Partners: None
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Varies (Experian, TransUnion, Equifax)
Issuer Rules
Rules: The Mavis Discount Tire credit card, issued by Synchrony, is a store-specific financing tool. Eligibility requirements for 2026 include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and having a fair to good credit history. Applicants must also demonstrate a verifiable source of income. The primary 'bonus rule' for this card is access to special promotional financing offers (e.g., deferred interest for 6, 12, or 18 months on qualifying purchases over a certain amount) and exclusive discounts on Mavis Discount Tire products and services. There are typically no traditional sign-up bonuses like cash back or points for this type of store card. Applications are generally processed quickly, often with an instant decision online or in-store.
Maximum Cards Per Issuer: 7
Minimum Spend Interval: Not applicable for a traditional sign-up bonus. For promotional financing offers, the 'spend interval' refers to the specific promotional period (e.g., 6 months, 12 months) during which a qualifying purchase must be made to receive deferred interest terms.
Shutdown Risk Triggers: Common triggers for Synchrony account shutdown or credit limit reduction include: high cumulative credit exposure across multiple Synchrony accounts, excessive applications for Synchrony cards in a short period, missed payments or delinquency on any Synchrony account, suspected fraudulent activity, abuse of promotional financing terms (e.g., repeatedly opening new accounts for deferred interest without paying off previous balances), and significant negative changes to the cardholder's credit profile (e.g., bankruptcy, multiple charge-offs).
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.2 / 5.0
Top Positive Feedback:
Easy to get approved, helpful for financing unexpected auto repairs, no annual fee, convenient for Mavis customers.
Top Negative Feedback:
High APR if promotional financing isn't paid off, limited use outside Mavis, customer service can be slow.
Approval Experience Score: 75.0 / 100
Recommended Alternatives
- Discount Tire Credit Card
- Pep Boys Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
Card Value Score: 60.0 / 100
Est. Annual Rewards: $35.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 100% Store Co-brand
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0