Synchrony Car Care™ credit card

Synchrony Pending

Back Apply Now

1

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: mavis-tire-brakes-credit-card

Issuer: Synchrony

Card Name: Synchrony Car Care™ credit card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 05:59

Last Scraped: Feb 17, 2026 06:01

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony provides benefits to eligible Servicemembers and their dependents under the Servicemembers Civil Relief Act (SCRA). If debt was incurred prior to service, the interest rate may be reduced to 6% during active duty.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 1 Total
PENDING
Financing 1
Special Financing Offer
6 Months Special Financing on purchases of $199 or more

Cardholders receive 6 months of special financing on purchases of $199 or more made with their Mavis Tire & Brakes Credit Card. Interest will be charged to the account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments are required. This offer is valid for in-store purchases only.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Mavis Tire & Brakes credit card, issued by Synchrony Bank, primarily offers special financing promotions rather than traditional sign-up bonuses. Typical offers for 2026 are expected to include 0% APR for 6, 12, or 18 months on qualifying purchases (e.g., purchases over $199, $299, or $750), applied at the point of sale for specific transactions. Eligibility requirements include being at least 18 years old (19 in AL and NE), a U.S. resident with a valid U.S. mailing address, and possessing a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). Approval is subject to credit review by Synchrony Bank, generally requiring fair to good credit history.

Max Cards Per Issuer: 5

Min Spend Interval: N/A - Promotional financing applies to specific purchases, not a cumulative spend for a bonus.

Shutdown Risk Triggers: Common triggers for Synchrony account review or shutdown include: excessive credit limit requests across multiple Synchrony accounts, rapid opening of multiple Synchrony accounts in a short period, high cumulative credit limit across all Synchrony accounts relative to income, consistent high utilization across Synchrony cards, missed or late payments on any Synchrony account, and suspicious or fraudulent activity.

Cliff Effect Rules: Synchrony store cards, including the Mavis Tire & Brakes credit card, generally operate independently. There are no 'card family' rules or restrictions on bonus eligibility based on holding other Synchrony store cards, unlike general-purpose credit cards from other issuers. Each application is evaluated on its own merits.

Special Events: Expected special events include seasonal maintenance promotions (e.g., 'Spring Car Care,' 'Winter Tire Event'), specific service discounts (e.g., 'Brake Service Special,' 'Oil Change Bundle'), tire brand promotions (e.g., 'Buy 3 Get 1 Free on Select Tires'), and Mavis Tire & Brakes anniversary sales.

Holiday Promos: Anticipated holiday promotion periods include Black Friday/Cyber Monday sales, New Year's promotions, Memorial Day, Independence Day, Labor Day sales, Back-to-School promotions, and Christmas/Holiday season sales.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.5 / 5.0

Top Positive:
Offers convenient financing options for Mavis purchases, often with special promotional periods, and is relatively easy to get approved for.

Top Negative:
High standard APR, limited utility outside Mavis Discount Tire, and potential issues with Synchrony Bank customer service or deferred interest if not paid in full.

Approval Experience: 78.0 / 100

Recommended Alternatives
  • Synchrony Car Care™ Credit Card
  • Citi Custom Cash Card
  • Discover it® Secured Credit Card

Card Value Score: 45.0 / 100

Est. Annual Rewards: $15.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v2023.01