Meijer Credit Card

BreadFinance Mastercard Pending

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5

Benefits

1

Reward Categories

3x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: meijer-credit-card

Issuer: BreadFinance

Card Name: Meijer Credit Card

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 14:23

Last Scraped: Feb 02, 2026 18:08

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

The Military Lending Act (MLA) provides protections for active duty service members, their spouses, and dependents, limiting the Annual Percentage Rate (APR) to 36% (MAPR) for covered borrowers on certain credit transactions.

Rewards Program (Detailed) 1 Categories
PENDING
Category Rate Type Description Annual Cap Status
Meijer Purchases 3x Cash Back Earn 10¢ off per gallon of gas for every $100 spent at Meijer and Meijer Express locations. Reward rate is calculated based on maximum redemption of 30 gallons per fuel purchase (30 gallons * $0.10/gallon = $3.00 savings on $100 spend). No Cap
Rewards Summary
PENDING
Benefits & Protections (Detailed) 5 Total
PENDING
Financial 2
No Annual Fee
No annual fee

The Meijer Credit Card does not charge an annual fee for card membership.

Special Financing Offers
Varies by offer

Cardholders may receive exclusive access to special financing offers on eligible purchases.

Rewards 1
Ongoing Gas Rewards
10¢ per gallon for every $100 spent

Cardholders earn a 10 cent per gallon discount on gas at Meijer Gas Stations for every $100 spent on eligible purchases at Meijer and Meijer Gas Stations.

Shopping 2
Introductory Gas Savings
10¢ per gallon for 60 days

Cardholders save 10 cents per gallon on gas purchases at Meijer Gas Stations for the first 60 days after opening their account.

Exclusive Cardholder Offers
Varies by offer

Cardholders receive special offers and savings periodically throughout the year.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
600 - 720
Good
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: For 2026, eligibility for the Meijer Credit Card (issued by Bread Financial) requires applicants to be at least 18 years old, possess a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet Bread Financial's creditworthiness criteria. This typically means a fair to good credit score for the private label store card and a good to excellent score for the co-branded Meijer Mastercard. New cardholders often receive a sign-up bonus, such as a percentage discount on their first Meijer purchase or a statement credit after meeting an initial spend threshold. Specific bonus offers are subject to change annually and are generally once per lifetime per product.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Late payments or defaults on any Bread Financial accounts, unusual spending patterns inconsistent with typical retail purchases, high cumulative credit limit across multiple Bread Financial cards relative to income, suspected fraudulent activity or abuse of promotional offers, and opening too many credit accounts in a short period.

Cliff Effect Rules: The Meijer credit card program typically offers two main products: a private label store card (usable only at Meijer) and a co-branded Meijer Mastercard (usable anywhere Mastercard is accepted). Applying for one may impact eligibility for the other, or an applicant might be approved for the store card if they apply for the Mastercard but do not meet its higher credit criteria. Sign-up bonuses are generally 'once per lifetime' per specific product (e.g., once for the store card, once for the Mastercard).

Special Events: Exclusive in-store discounts and promotions for cardholders, special savings events tied to Meijer's anniversary or specific product categories, and early access to sales or limited-time offers.

Holiday Promos: Enhanced rewards or discounts during major shopping holidays (e.g., Black Friday, Cyber Monday, Christmas, Easter, Back-to-School) and seasonal promotions during summer, fall, and spring.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Good for frequent Meijer shoppers, offers an attractive initial discount, and can be a good option for building credit.

Top Negative:
Frequent complaints about Comenity's customer service, low credit limits, high APR, and issues with online account management.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Target RedCard
  • Amazon Prime Rewards Visa Signature
  • Capital One Quicksilver

Card Value Score: 65.0 / 100

Est. Annual Rewards: $55.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: Effective 01/2024