Meijer Mastercard®

BreadFinance Mastercard Pending

Back Apply Now

7

Benefits

4

Reward Categories

10x

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: meijer-credit-card-v2

Issuer: BreadFinance

Card Name: Meijer Mastercard®

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 16, 2026 10:29

Last Scraped: Feb 16, 2026 10:31

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories
PENDING
Category Rate Type Description Annual Cap Status
Meijer Purchases 10x Cash Back Purchases made at Meijer and Meijer Express stores. No Cap
Gas 5x Cash Back Gas purchases at Meijer Gas Stations. No Cap
Dining 5x Cash Back Dining purchases. No Cap
All Other Purchases 5x Cash Back All other purchases made outside of Meijer and Meijer Express. No Cap
Rewards Summary
PENDING

Quarterly Rotating: No

Benefits & Protections (Detailed) 7 Total
PENDING
Financial 1
No Annual Fee
$0

The Meijer Credit Card and Meijer Mastercard do not charge an annual fee.

Security 1
Fraud Protection
Full protection

Protection against unauthorized purchases made on your Meijer Credit Card or Meijer Mastercard.

Shopping 5
Meijer Rewards Points Earning (Meijer Purchases)
1 point per $1 spent

Earn 1 Meijer Rewards point for every $1 spent at Meijer stores and Meijer.com using your Meijer Credit Card or Meijer Mastercard.

Meijer Rewards Points Earning (Everywhere Else - Mastercard)
1 point per $1 spent

Earn 1 Meijer Rewards point for every $1 spent everywhere else Mastercard is accepted. This benefit applies only to the Meijer Mastercard.

Meijer Rewards Redemption Value
$10 per 2,000 points

Redeem 2,000 Meijer Rewards points for a $10 Meijer Rewards coupon, which can be used on future Meijer purchases.

Meijer Gas Discount
10¢ off per gallon for every $100 spent

Earn 10¢ off per gallon of gas for every $100 spent at Meijer using your Meijer Credit Card or Meijer Mastercard. The discount is applied at Meijer gas stations.

Exclusive Cardmember Offers
Varies

Access to exclusive savings and special offers available only to Meijer Credit Card and Meijer Mastercard cardmembers. These offers may include discounts, bonus points, or other promotions.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: The Meijer Credit Card v2, issued by BreadFinance, is designed for frequent Meijer shoppers, offering enhanced rewards primarily for purchases made at Meijer stores and Meijer.com. Eligibility requirements for 2026 include being at least 18 years old, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possessing a credit profile generally ranging from good to excellent, though specific approval criteria may vary based on BreadFinance's underwriting standards. Income verification is typically required. Bonus rules for 2026 are anticipated to include a sign-up bonus (e.g., a percentage off the first Meijer purchase or bonus rewards points after an initial spend threshold) and ongoing rewards (e.g., 5% back on Meijer purchases, 1% on other eligible purchases).

Max Cards Per Issuer: 3

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, bust-out fraud, high cumulative credit limit across BreadFinance products, late payments, defaulting on other credit obligations, rapid application for multiple credit products, suspicious or unusual spending patterns (e.g., large gift card purchases, excessive returns), account inactivity.

Cliff Effect Rules: Store-specific credit cards like the Meijer Credit Card v2 typically do not have complex 'card family' rules or 'cliff effects' common with general-purpose travel or premium rewards cards. However, BreadFinance may offer different versions (e.g., secured, unsecured) or co-branded cards, where eligibility for one might impact approval for another. Upgrading or downgrading between card versions (e.g., v1 to v2) might be possible based on credit history with the issuer and current creditworthiness.

Special Events: Exclusive cardholder discounts, early access to Meijer sales events (e.g., Black Friday previews), birthday rewards, special financing offers on large Meijer purchases, and personalized promotions based on shopping history.

Holiday Promos: Major shopping holidays such as Black Friday, Cyber Monday, Christmas/Holiday Season, Mother's Day, Father's Day, Back-to-School, and seasonal sales events (e.g., Spring Savings, Summer Kick-off).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.2 / 5.0

Top Positive:
Easy approval for store loyalists, exclusive discounts and promotions at Meijer, special financing offers available.

Top Negative:
High interest rates, limited use outside of Meijer stores, customer service issues with issuer, low credit limits.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Target RedCard
  • Amazon Prime Rewards Visa Signature Card
  • Capital One QuicksilverOne Cash Rewards Credit Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $80.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: January 2024