5
Benefits2
Reward Categories1x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: meijer-mastercard
Issuer: BreadFinance
Card Name: Meijer Mastercard®
Card Type: Credit
Network: Mastercard
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Federal law provides important protections to members of the Armed Forces and their dependents, limiting the cost of credit to an annual percentage rate of 36 percent (MAPR). This rate includes credit insurance premiums, ancillary product fees, and certain application/participation fees.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Meijer & Meijer Express Purchases | 1x | Cash Back | Earns 10¢ off per gallon of gas for every $100 in Net Eligible Purchases made at Meijer and Meijer Express stores. The RewardRate reflects an estimated 1% cash back equivalent, based on redeeming the discount for 10 gallons of fuel per $100 spent. | No Cap | |
| All Other Purchases | 1x | Cash Back | Earns 10¢ off per gallon of gas for every $100 in Net Eligible Purchases made everywhere else Mastercard is accepted. The RewardRate reflects an estimated 1% cash back equivalent, based on redeeming the discount for 10 gallons of fuel per $100 spent. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 5 Total
PENDINGFinancial 1
No Annual Fee
No annual feeThe Meijer Mastercard does not charge an annual fee for card membership.
Shopping 4
Fuel Discount Rewards
10¢ off per gallon for every $100 spentEarn 10¢ off per gallon of fuel for every $100 spent at Meijer & Meijer Express using your Meijer Mastercard. Fuel rewards are issued as a Meijer Rewards Certificate.
Meijer Purchase Rewards
1.5% in Meijer RewardsEarn 1.5% in Meijer Rewards on purchases made at Meijer stores with your Meijer Mastercard.
Everyday Purchase Rewards
1% in Meijer RewardsEarn 1% in Meijer Rewards on purchases made everywhere else Mastercard is accepted with your Meijer Mastercard.
Meijer Rewards Redemption
$10 for every 2,000 pointsReceive a $10 Meijer Rewards for every 2,000 points earned. Rewards are issued as Meijer Rewards Certificates.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$10
Cash BackFee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $30.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 31.24%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 12 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Meijer Mastercard typically offers a sign-up bonus, such as a statement credit (e.g., $100-$200) after spending a specified amount (e.g., $500-$1000) within the first 3 months of account opening. Ongoing rewards usually include higher percentages back on Meijer purchases (e.g., 5% back) and a lower rate on everyday purchases elsewhere (e.g., 1% back). Eligibility requirements generally include being at least 18 years old, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and demonstrating sufficient income and a good to excellent credit history to meet BreadFinance's underwriting standards.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: BreadFinance (formerly Comenity) generally does not have strict 'card family' rules that prevent applications for different co-branded cards. However, an internal maximum credit limit across all BreadFinance products can act as a 'cliff effect,' making it difficult to obtain new cards or significant credit limit increases once that cumulative exposure threshold is reached.
Special Events: Exclusive cardholder discounts, early access to Meijer sales events, special bonus reward days on specific product categories within Meijer stores, and personalized offers based on spending habits.
Holiday Promos: Increased reward rates or special financing offers during major shopping holidays such as Black Friday, Cyber Monday, Christmas, Easter, and Back-to-School periods. Expect targeted promotions during Meijer's anniversary sales or seasonal events.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.7 / 5.0
Top Positive:
Excellent rewards for frequent Meijer shoppers, relatively easy approval process, useful for building credit history.
Top Negative:
High interest rates, frequent complaints about Comenity Bank's customer service, limited value for spending outside of Meijer stores.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Blue Cash Everyday® Card from American Express
- Citi Double Cash® Card
- Amazon Prime Rewards Visa Signature Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $180.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0