10
Benefits2
Reward Categories2x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: meijer-mastercard-v2
Issuer: BreadFinance
Card Name: Meijer Mastercard
Card Type: Credit
Network: Mastercard
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Eligible servicemembers may qualify for benefits under the Servicemembers Civil Relief Act (SCRA), including a 6% interest rate on accounts opened prior to active duty.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Meijer Purchases | 2x | Points | Purchases made at Meijer stores and Meijer.com. | No Cap | |
| All Other Purchases | 1x | Points | Purchases made everywhere Mastercard is accepted, excluding Meijer stores and Meijer.com. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 10 Total
PENDINGFinancial 1
No Annual Fee
$0The Meijer Mastercard does not charge an annual fee for card membership.
Purchase Protection 2
Extended Warranty Protection
Up to 1 additional yearDoubles the original manufacturer's or store brand warranty for up to one additional year on eligible purchases when you pay with your Mastercard.
Purchase Protection
Up to $1,000 per claim, up to $50,000 per cardholder per yearReplaces or repairs eligible items that are stolen or damaged within 90 days from the date of purchase when you pay with your Mastercard.
Security 2
Mastercard ID Theft Protection
Comprehensive serviceProvides identity theft resolution services, including monitoring, alerts, and expert assistance to help restore your identity if it is stolen.
Zero Liability Protection
Full protectionProtects cardholders from unauthorized purchases made with their Mastercard. Cardholders are not held responsible for unauthorized transactions.
Shopping 4
First Purchase Discount
10% off, up to $30Cardholders receive 10% off their first Meijer purchase made with the Meijer Mastercard, applied as a statement credit.
Meijer Purchase Rewards
1.5% backEarn 1.5% back in Meijer Rewards on eligible purchases made at Meijer stores or Meijer.com.
Everyday Purchase Rewards
1% backEarn 1% back in Meijer Rewards on eligible purchases made everywhere else Mastercard is accepted.
Exclusive Cardholder Offers
Varies by offerAccess to special, exclusive offers and promotions available only to Meijer Mastercard cardholders.
Travel Insurance 1
Mastercard Global Service
24/7 assistanceProvides 24/7 emergency assistance for card-related needs, including lost/stolen card reporting, emergency card replacement, and emergency cash advance.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$10
Cash BackFee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Balance Transfer APR: 21.24%
Cash Advance APR: 32.24%
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Application Eligibility: Applicants must be 18 years or older, a U.S. resident with a valid SSN or ITIN, and meet BreadFinance's creditworthiness criteria (typically good to excellent credit for a co-branded Mastercard). Bonus Rule: New cardholders may receive a one-time bonus (e.g., a statement credit or Meijer rewards points) after spending a specified amount (e.g., $500) within the first 90 days of account opening. This bonus is generally not available to existing or previous cardholders of the Meijer Mastercard within a certain timeframe (e.g., 24 months).
Max Cards Per Issuer: 7
Min Spend Interval: 3 months
Cliff Effect Rules: Bonus Eligibility: Sign-up bonuses are typically one-time offers for new cardholders. Eligibility may be restricted if you have previously held the Meijer Mastercard or received a bonus within a specific period (e.g., 24 months). Tiered Benefits: If Meijer introduces different tiers of Mastercards, upgrading or downgrading might affect specific benefits or earning rates.
Special Events: Exclusive cardholder-only discounts on specific product categories (e.g., groceries, apparel, electronics), bonus rewards points events (e.g., 10% back on Meijer brand items for a weekend), special financing offers on large purchases during promotional periods, 'Friends & Family' shopping days with additional discounts, early access to sales or product launches.
Holiday Promos: Major U.S. holidays including New Year's, Easter, Memorial Day, 4th of July, Labor Day, Halloween, Thanksgiving (Black Friday/Cyber Monday), Christmas, and New Year's Eve. Also includes Back-to-School season (July-August) and various seasonal sales events.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.5 / 5.0
Top Positive:
High rewards rate (5%) on Meijer purchases, relatively easy approval for fair credit, occasional promotional offers.
Top Negative:
Poor customer service, high APR, issues with online account management, rewards limited to Meijer, low credit limits for some users.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Target RedCard
- Amazon Prime Rewards Visa Signature
- Blue Cash Everyday Card from American Express
Card Value Score: 75.0 / 100
Est. Annual Rewards: $390.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0