Mitsubishi Motors Credit Card

Synchrony Mastercard Pending

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Benefits

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Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: mitsubishi-diamond-advantage-mastercard

Issuer: Synchrony

Card Name: Mitsubishi Motors Credit Card

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 06:16

Last Scraped: Feb 17, 2026 06:19

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Synchrony Bank offers SCRA benefits, including an interest rate reduction to 6% APR on account balances for eligible servicemembers whose accounts were opened prior to active duty. Documentation required.

Rewards Program (Detailed)
No Reward Data Available

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Rewards Summary
PENDING
Benefits & Protections (Detailed)
No Card Benefits Available

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Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

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Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Balance Transfer: Either $10 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 3.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within 6, 12, or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Good
Not specified
Application Process
Not specified
Not specified
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Mitsubishi Diamond Advantage Mastercard requires applicants to be 18 years or older (19 in AL/NE), a U.S. resident with a valid SSN/ITIN, and demonstrate sufficient income and creditworthiness as determined by Synchrony Bank. The primary incentive for new cardholders is typically special financing offers on qualifying Mitsubishi Diamond Advantage purchases, such as deferred interest for a specified period (e.g., 6, 12, or 18 months) on purchases meeting a minimum threshold. Traditional sign-up bonuses based on general spend are uncommon for this card.

Max Cards Per Issuer: 7

Min Spend Interval: This card typically does not feature a traditional minimum spend interval for a sign-up bonus. Instead, special financing offers (e.g., deferred interest) are usually applied to qualifying purchases made within specific promotional windows, with the financing period itself serving as the 'interval' (e.g., 6, 12, or 18 months).

Shutdown Risk Triggers: Manufactured spending, accumulating a high cumulative credit limit across Synchrony accounts, excessive credit seeking (numerous applications in a short period), sudden and uncharacteristic large purchases, payment defaults, suspected fraudulent activity, significant adverse changes in the cardholder's credit profile (e.g., bankruptcy, high utilization on other accounts), or failure to adhere to Synchrony's terms and conditions.

Cliff Effect Rules: Synchrony Bank's store cards, including the Mitsubishi Diamond Advantage Mastercard, typically do not have 'cliff effect' rules or complex card family restrictions that impact eligibility for bonuses or benefits across different card products. Each card is generally evaluated independently.

Special Events: Expect special financing offers and potential discounts during Mitsubishi-specific sales events, service promotions (e.g., tire sales, maintenance packages), and new model launches. These promotions are typically advertised directly by Mitsubishi dealerships or through Synchrony.

Holiday Promos: Common retail holiday periods such as Black Friday, Cyber Monday, Memorial Day, Labor Day, and end-of-year sales often feature enhanced special financing offers or promotional discounts for cardholders making qualifying purchases.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.5 / 5.0

Top Positive:
Good for loyal Mitsubishi owners, decent rewards on gas and dining, useful for vehicle maintenance/upgrades, no annual fee.

Top Negative:
Reward redemption can be limited to Mitsubishi, lower general spend rewards compared to other cards, potential for high APR, points can expire.

Approval Experience: 70.0 / 100

Recommended Alternatives
  • Chase Freedom Flex
  • Capital One SavorOne Cash Rewards Credit Card
  • Citi Custom Cash Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $250.00

Approval Probability: 75.0%

Version Control
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