13
Benefits2
Reward Categories3x
Max Reward21.2%
APR FromBasic Information
PENDINGRewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Mitsubishi Dealership Purchases | 3x | Points | Eligible purchases made with your Mitsubishi Diamond Advantage Visa Card at participating Mitsubishi dealerships. | No Cap | |
| All Other Purchases | 1x | Points | Purchases made everywhere else Visa credit cards are accepted. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 13 Total
PENDINGFinancial 1
No Annual Fee
$0The card does not charge an annual fee for card membership.
Purchase Protection 2
Purchase Security
Up to $500 per claim, $50,000 per cardholderProtects eligible new purchases made with your card against theft or damage for 90 days from the date of purchase.
Extended Warranty Protection
Up to $10,000 per claim, $50,000 per cardholderExtends the manufacturer's original U.S. warranty by an additional year on eligible purchases made with your card. Applies to warranties of three years or less.
Security 3
Fraud Protection
Enhanced securityAdvanced security measures to protect against unauthorized use of your card.
Zero Liability Protection
Full protectionYou are not held responsible for unauthorized purchases made with your card or account information.
Lost/Stolen Card Reporting
Expedited card replacementAssistance with reporting a lost or stolen card, canceling the old card, and arranging for a replacement card to be sent.
Shopping 4
Mitsubishi Motors Retailer Rewards
5 points per $1Earn 5 points for every $1 spent on eligible purchases at participating Mitsubishi Motors retailers.
Gas & Dining Rewards
3 points per $1Earn 3 points for every $1 spent on eligible gas and dining purchases.
Everyday Rewards
1 point per $1Earn 1 point for every $1 spent on all other eligible purchases.
Points Redemption
Flexible redemption optionsRedeem earned points for Mitsubishi Motors service, parts, accessories, or towards the purchase of a future Mitsubishi vehicle.
Travel 1
Roadside Dispatch
Pay-per-use serviceA pay-per-use roadside assistance program. Cardholders can call a toll-free number for services like towing, tire changing, jump starting, lockout service, and fuel delivery. Fees apply per service call.
Travel Insurance 2
Auto Rental Collision Damage Waiver
Up to the actual cash value of most rental vehiclesProvides coverage for damage due to collision or theft for most rental cars when you pay for the rental with your eligible card and decline the rental company's collision damage waiver (CDW) or similar option. Coverage is secondary to other applicable insurance.
Travel and Emergency Assistance Services
Referral and coordination servicesProvides a range of emergency services when you're traveling, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholders are responsible for the cost of third-party services.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 3.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 31.24%
Cash Advance APR: 31.24%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 6 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Mitsubishi Diamond Advantage Visa Card requires applicants to be 18 years or older, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and meet Synchrony's creditworthiness criteria, typically requiring good to excellent credit. New cardholders may receive a $100 statement credit after spending $500 on qualifying purchases within the first 90 days of account opening.
Max Cards Per Issuer: 4
Min Spend Interval: 3 months
Cliff Effect Rules: Synchrony does not have traditional 'card family' rules but manages overall credit exposure. They may limit the total number of active credit accounts per customer, typically around 4-5, and may deny new applications if total credit exposure is deemed too high or if too many Synchrony accounts have been opened recently (e.g., within 6-12 months).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Great for Mitsubishi owners, good rewards on brand purchases, useful financing options, no annual fee.
Top Negative:
Limited redemption options, points only useful for Mitsubishi, potential issues with Synchrony customer service, high regular APR after intro period.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Capital One SavorOne Cash Rewards Credit Card
- Toyota Rewards Visa
Card Value Score: 65.0 / 100
Est. Annual Rewards: $165.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: E035363