myWalgreens Mastercard

Synchrony Mastercard Pending

Back Apply Now

9

Benefits

4

Reward Categories

10x

Max Reward

21.2%

APR From

Basic Information

PENDING

Program ID: mywalgreens-mastercard

Issuer: Synchrony

Card Name: myWalgreens Mastercard

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 11:38

Last Scraped: Feb 07, 2026 06:03

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 4 Categories

PENDING

Category	Rate	Type	Description	Annual Cap
Walgreens Branded & Health & Wellness Products at Walgreens	10x	Cash Back	Eligible Walgreens branded products and health & wellness products purchased at Walgreens when using the myWalgreens Credit Card.	No Cap
Other Walgreens Purchases	5x	Cash Back	All other eligible purchases at Walgreens, including pharmacy purchases, when using the myWalgreens Credit Card.	No Cap
Groceries & Health & Wellness (Non-Walgreens)	3x	Cash Back	Eligible grocery and health & wellness purchases made outside of Walgreens.	No Cap
All Other Purchases	1x	Cash Back	All other purchases everywhere Mastercard is accepted.	No Cap

Rewards Summary

PENDING

Reward Type: Walgreens Cash rewards

Base Rate: 1x

Bonus Rate: 10x

Categories: 10x Walgreens branded products, 5x other eligible purchases at Walgreens, 3x eligible grocery and health & wellness purchases outside Walgreens

Quarterly Rotating: No

Expiration Policy: Walgreens Cash rewards expire 1 year after they are earned.

Point Value: 0.01¢

Benefits & Protections (Detailed) 9 Total

PENDING

Financial 1

No Annual Fee

No annual fee

The myWalgreens Mastercard has no annual fee.

Security 3

Mastercard ID Theft Protection™

Identity theft resolution services

Provides identity theft resolution services, including monitoring for suspicious activity and assistance with restoring your identity if it is compromised. Enrollment required for some features.

Mastercard Zero Liability Protection

Protection against unauthorized purchases

Protects you from unauthorized purchases made with your card. You will not be held responsible for unauthorized transactions if you report them promptly.

Mastercard Global Service™

24/7 emergency assistance

Provides 24/7 emergency assistance for card-related issues, including lost or stolen card reporting, emergency card replacement, and emergency cash advance services, anywhere in the world.

Shopping 5

Walgreens Cash Rewards on Walgreens Brand Products

10% Walgreens Cash rewards

Earn 10% Walgreens Cash rewards on eligible Walgreens branded products purchased at Walgreens stores or Walgreens.com when using the myWalgreens Mastercard.

Walgreens Cash Rewards on Other Walgreens Purchases

5% Walgreens Cash rewards

Earn 5% Walgreens Cash rewards on other eligible purchases made at Walgreens stores or Walgreens.com when using the myWalgreens Mastercard.

Walgreens Cash Rewards on Health & Wellness Purchases Outside Walgreens

3% Walgreens Cash rewards

Earn 3% Walgreens Cash rewards on eligible health and wellness purchases made outside of Walgreens, wherever Mastercard is accepted.

Walgreens Cash Rewards on All Other Purchases

1% Walgreens Cash rewards

Earn 1% Walgreens Cash rewards on all other eligible purchases made wherever Mastercard is accepted.

New Cardmember Bonus

$25 Walgreens Cash rewards

Receive a $25 Walgreens Cash rewards bonus after making your first purchase with the myWalgreens Mastercard within 45 days of account opening.

Benefits Summary (Flags)

PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus

No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure

PENDING

Annual Fee:	$0.00
Effective Annual Fee:	$0.00
Min Interest Charge:	$2.00

Additional Fees

PENDING

Late Fee:	$41.00
Returned Payment:	$41.00
Balance Transfer:	Either $5 or 3% of the amount of each balance transfer, whichever is greater.
Cash Advance:	Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction:	0.00%

Interest Rates & APR

PENDING

Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements

PENDING

Credit Score Requirements

Recommended FICO Score

670 - 850

Approval Odds

Good

Soft Pull Support

Hard Pull Only

Application Process

Prequalification

Not Available

Preapproval

Not Available

Credit Bureau

Experian, TransUnion, Equifax

Issuer Rules & Policies

PENDING

Rules: Eligibility requires myWalgreens membership, 18+ years old, US residency, and a valid SSN/ITIN. Good to excellent credit is generally needed for the Mastercard version. New cardholders typically receive a one-time Walgreens Cash bonus (e.g., $25-$50) after making a qualifying purchase or meeting a specified spend threshold within the first 30-90 days of account opening.

Max Cards Per Issuer: 4

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive gift card purchases, high cumulative credit limit across Synchrony accounts, frequent returns of rewarded items, abuse of promotional financing, defaulting on Synchrony accounts, or rapid succession of new Synchrony applications.

Cliff Effect Rules: The primary benefits (10% and 5% Walgreens Cash) are directly tied to purchases at Walgreens. Any significant devaluation of the myWalgreens rewards program or changes to eligible purchase categories would directly impact the card's value. Synchrony does not have specific 'card family' bonus restrictions, but applying for too many Synchrony cards in a short period can lead to application denials or account reviews.

Special Events: Walgreens often runs 'Walgreens Cash' bonus events, offering extra rewards on specific product categories or during certain promotional periods. Exclusive cardholder-only offers or discounts on select merchandise may also occur.

Holiday Promos: Expect enhanced Walgreens Cash offers or special discounts during major retail holidays such as Black Friday, Cyber Monday, Christmas/New Year, Easter, and seasonal sales events (e.g., Back-to-School, Summer Savings).

International Friendly: No

User Analytics & Insights

PENDING

User Ratings

Average Rating: 3.7 / 5.0

Top Positive:
Strong rewards for frequent Walgreens shoppers, especially on Walgreens branded products and health & wellness. No annual fee and easy to earn Walgreens Cash.

Top Negative:
Rewards are limited to Walgreens Cash, not true cash back. Some users report high APRs and issues with Synchrony Bank customer service. Value is limited for non-frequent Walgreens shoppers.

Approval Experience: 75.0 / 100

Recommended Alternatives

Amazon Prime Rewards Visa Signature Card
Blue Cash Everyday® Card from American Express
Citi Custom Cash Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $465.00

Approval Probability: 85.0%

Version Control

PENDING

Version ID: v1.0