7
Benefits4
Reward Categories3x
Max Reward30%
APR FromBasic Information
PENDINGProgram ID: new-york-yankees-mastercard
Issuer: BreadFinance
Card Name: New York Yankees Mastercard
Card Type: Credit
Network: Mastercard
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Active duty Servicemembers may be eligible for benefits under the Servicemembers Civil Relief Act (SCRA). Contact the issuer for more information.
Rewards Program (Detailed) 4 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| New York Yankees Purchases | 3x | Points | Eligible New York Yankees purchases | No Cap | |
| Gas | 2x | Points | Gas purchases | No Cap | |
| Dining | 2x | Points | Dining purchases | No Cap | |
| All Other Purchases | 1x | Points | All other purchases | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 7 Total
PENDINGRewards 4
Yankees Purchases Bonus Points
3 points per $1Earn 3 points for every $1 spent on eligible New York Yankees purchases, including tickets, merchandise, and concessions at Yankee Stadium and other official Yankees retail locations, as defined in the Rewards Program Terms.
Gas & Grocery Bonus Points
2 points per $1Earn 2 points for every $1 spent on eligible gas and grocery purchases, as defined in the Rewards Program Terms.
Standard Purchase Points
1 point per $1Earn 1 point for every $1 spent on all other eligible purchases.
Yankees Rewards Redemption
Points redeemable for Yankees rewardsRedeem accumulated points for New York Yankees merchandise, exclusive experiences, and other rewards, as detailed in the Rewards Program Terms.
Security 2
Mastercard ID Theft Protection
Identity theft resolution servicesProvides identity theft resolution services, including proactive monitoring and assistance with identity restoration if your identity is stolen.
Zero Liability Protection
Protection against unauthorized purchasesProtects you against unauthorized purchases made with your card, ensuring you are not held responsible for fraudulent transactions.
Travel 1
Mastercard Global Service
24/7 emergency assistanceProvides emergency assistance services anytime, anywhere, including lost and stolen card reporting, emergency card replacement, and emergency cash advance.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 34.99%
Balance Transfer APR: 29.99%
Cash Advance APR: 34.99%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 6 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Applicants must be 18+ years old (19+ in AL/NE, 21+ in PR), a US resident with a valid SSN/ITIN, and meet BreadFinance's creditworthiness criteria. A typical sign-up bonus offers $100 statement credit after spending $500 in the first 90 days. Points earned are subject to specific redemption rules for Yankees merchandise, tickets, and experiences, which may have blackout dates or limited availability.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: BreadFinance does not have specific 'card family' rules that restrict eligibility for different co-branded cards based on prior card ownership. However, overall credit exposure across all BreadFinance accounts is a key factor in new application approvals, and a high existing credit limit or recent applications may impact eligibility.
Special Events: Exclusive discounts or early access to Yankees merchandise, tickets, or special fan experiences (e.g., meet-and-greets, stadium tours) during promotional periods, especially around key game dates, playoffs, or holiday seasons. These events are typically announced via email or the Yankees/BreadFinance portal.
Holiday Promos: Major retail holidays such as Black Friday, Cyber Monday, Christmas/New Year, and specific Yankees-related anniversaries or events. Promotions may also align with the MLB season start/end or playoff runs.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.9 / 5.0
Top Positive:
Offers exclusive perks and discounts for loyal Yankees fans; relatively accessible for individuals with fair credit; provides an opportunity to earn rewards on everyday spending.
Top Negative:
High Annual Percentage Rate (APR) makes carrying a balance expensive; customer service can be difficult to reach or unhelpful; initial credit limits are often low; rewards structure outside of Yankees-specific purchases is generally mediocre.
Approval Experience: 70.0 / 100
Recommended Alternatives
- Capital One QuicksilverOne
- Discover it Cash Back
- Chase Freedom Unlimited
Card Value Score: 72.0 / 100
Est. Annual Rewards: $200.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v20231001