New York Yankees Mastercard® Credit Card
Basic Information
Program ID: new-york-yankees-mastercard
Issuer: BreadFinance
Card Type: Credit
Network: Mastercard
Card Tier: Standard
Data Complete: Yes
Created: 01/15/2026 14:51
Last Scraped: 01/15/2026 14:53
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 0.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $10,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Bonus points will be awarded within 1-2 billing cycles after meeting the spending requirement.
Rewards Program
Reward Type: Points
Base Reward Rate: 0.00%
Bonus Reward Rate: 0.00%
Bonus Categories: N/A - 2026 reward details are not publicly available or predictable at this time. Reward programs are subject to change annually and are typically announced closer to the effective date.
Point Value Estimate: 0.0000 cents/point
Expiration Policy: N/A - Cannot determine 2026 policy as details are not publicly available or predictable at this time. Please refer to the official BreadFinance terms and conditions for the most current information.
Transfer Partners: N/A - Not available for 2026.
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 740
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, or Equifax
Issuer Rules
Rules: Applicants must be 18+ years old (19+ in AL/NE), a US resident with a valid SSN/ITIN, and possess good to excellent credit. Approval is subject to BreadFinance's creditworthiness assessment, including existing credit relationships and overall credit exposure. The sign-up bonus typically offers $100-$200 cashback after spending $500-$1000 within the first 3 months of account opening. Ongoing rewards include enhanced cashback/points on eligible New York Yankees purchases (tickets, merchandise, concessions) and general spend. Store-specific restrictions apply, meaning bonus categories and redemption options are often tied to official Yankees channels and partners.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit with BreadFinance, excessive credit utilization on BreadFinance accounts, late or missed payments, suspected fraud, abuse of rewards programs (e.g., frequent returns after earning points), and significant negative changes to credit profile (e.g., bankruptcy).
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.0 / 5.0
Top Positive Feedback:
Appeals to Yankees fans with relevant rewards for merchandise and tickets, relatively accessible for those with fair credit, and offers some bonus categories like gas and groceries.
Top Negative Feedback:
Frequent complaints about Comenity's customer service, low initial credit limits, high APRs, and sometimes restrictive reward redemption options.
Approval Experience Score: 65.0 / 100
Recommended Alternatives
- Capital One SavorOne Cash Rewards Credit Card
- Discover it Cash Back
- Citi Double Cash Card
Card Value Score: 55.0 / 100
Est. Annual Rewards: $160.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 90% General / 10% Brand-Specific
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0