1
Benefits0
Reward Categories—
Max Reward32.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
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Rewards Summary
PENDINGBenefits & Protections (Detailed) 1 Total
PENDINGShopping 1
Special Promotional Financing
Varies by promotion, typically 6, 12, 18, or 24 months no interestCardholders can access special financing offers on qualifying purchases made at Newegg.com. These offers typically allow for no interest if the promotional purchase is paid in full within a specified period (e.g., 6, 12, 18, or 24 months). Minimum monthly payments are required. If the promotional purchase is not paid in full by the end of the promotional period, interest will be charged to the account from the purchase date.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$50
Cash BackRequirement: Spend $200
Timing: Discount will be applied at checkout.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 32.24% - 32.24%
Intro APR Offers
Promo Financing: Deferred Interest
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Newegg Store Credit Card requires applicants to be at least 18 years of age (19 in Alabama and Nebraska), a U.S. resident with a valid Social Security Number or ITIN, and possess sufficient income and an acceptable credit history. While specific FICO scores are not disclosed, approval typically requires fair to good credit (often FICO 640+). The primary 'bonus' feature is special financing offers, such as 0% APR for a promotional period (e.g., 6, 12, 18, or 24 months) on qualifying Newegg purchases, with deferred interest. This means if the promotional balance is not paid in full by the end of the period, all accrued interest from the original purchase date will be retroactively charged.
Max Cards Per Issuer: 5
Min Spend Interval: N/A for traditional bonus; special financing terms apply immediately to qualifying purchases.
Cliff Effect Rules: No traditional 'card family' cliff effects. The primary 'cliff' is the deferred interest feature: failure to pay the promotional balance in full by the end of the promotional period will result in all deferred interest from the original purchase date being applied retroactively to the account.
Special Events: Newegg's major sales events including, but not limited to, Black Friday, Cyber Monday, Fantastech, Anniversary Sales, and specific brand or category promotions.
Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season, New Year's, and other major U.S. holidays often associated with retail sales (e.g., Memorial Day, Labor Day).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Access to special financing offers, exclusive Newegg discounts, and a straightforward application process for frequent Newegg shoppers.
Top Negative:
High standard APR, limited utility outside Newegg, potential for deferred interest pitfalls, and inconsistent customer service experience.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Amazon Prime Rewards Visa Signature Card
- Capital One SavorOne Cash Rewards Credit Card
- Discover it® Cash Back
Card Value Score: 45.0 / 100
Est. Annual Rewards: $75.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0