NFL Honda Center Credit Card
Basic Information
Program ID: nfl-honda-center-credit-card
Issuer: BreadFinance
Card Type: Credit
Network: Visa
Card Tier: Standard
Data Complete: Yes
Created: 01/15/2026 14:55
Last Scraped: 01/15/2026 14:57
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 3,124.00% - 3,124.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 0 months
Balance Transfer APR: 0.00%
Intro BT APR: 0.00%
Intro BT Duration: 0 months
Cash Advance APR: 3,224.00%
Sign-Up Bonus
Bonus Amount: $10,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Bonus points are typically awarded within 1-2 billing cycles after the spend requirement is met.
Rewards Program
Reward Type: Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 5.00%
Bonus Categories: 5x NFL Purchases (tickets, merchandise, NFL.com), 5x Honda Center Purchases (tickets, concessions, merchandise), 3x Travel (flights, hotels, car rentals), 2x Dining, 1x on all other purchases
Point Value Estimate: 0.0200 cents/point
Expiration Policy: Points do not expire as long as the account is active and in good standing.
Transfer Partners: United Airlines, Southwest Airlines, Marriott Bonvoy, Hyatt, IHG Rewards
Card Benefits
Protection Benefits
Travel Benefits
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: The 'nfl-honda-center-credit-card' offers a sign-up bonus of a $150 statement credit after spending $1,000 on eligible purchases within the first 3 months of account opening. Application eligibility requires applicants to be 18 years or older (19 in AL and NE), a U.S. resident with a valid SSN or ITIN, and subject to credit approval, typically requiring good to excellent credit (FICO 670+). Income verification may be required. Applicants cannot have opened more than one BreadFinance credit card in the past 6 months. Store-specific restrictions apply, meaning bonus and rewards may be restricted or enhanced for purchases made directly at the Honda Center or NFL-affiliated stores/events. Certain purchases, such as gift cards or lottery tickets, may not qualify for rewards.
Maximum Cards Per Issuer: 4
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across BreadFinance products, frequent balance transfers without genuine spending, late payments, exceeding credit limits, suspicious account activity, or opening multiple BreadFinance accounts in a short period.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.2 / 5.0
Top Positive Feedback:
Easy approval for venue-specific rewards and discounts, helpful for building credit.
Top Negative Feedback:
High interest rates, poor customer service, limited rewards outside the Honda Center, and confusing billing practices.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Capital One SavorOne (for entertainment)
- Chase Freedom Unlimited
- Wayfair Credit Card
Card Value Score: 60.0 / 100
Est. Annual Rewards: $100.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 0% General / 100% Store
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 70.0%
Terms Version Control
Version ID: v1.0