9
Benefits2
Reward Categories2x
Max Reward30%
APR FromBasic Information
PENDINGProgram ID: nfl-honda-center-credit-card
Issuer: BreadFinance
Card Name: NFL Honda Center Credit Card
Card Type: Credit
Network: Visa
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Information about rights under the Servicemembers Civil Relief Act (SCRA) is available by contacting the issuer at 1-800-252-4565.
Rewards Program (Detailed) 2 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| NFL and Team Purchases | 2x | Points | Purchases made at NFL.com, NFL Shop, and team pro shops, as well as NFL ticket purchases. | No Cap | |
| All Other Purchases | 1x | Points | All other purchases not categorized as eligible NFL and team purchases. | No Cap |
Rewards Summary
PENDINGBenefits & Protections (Detailed) 9 Total
PENDINGSecurity 3
Zero Fraud Liability
Full protectionYou are not responsible for unauthorized charges made with your NFL Extra Points Credit Card.
Online Account Management
N/AConveniently manage your NFL Extra Points Credit Card account online, view statements, and make payments.
Mobile App Access
N/AAccess and manage your NFL Extra Points Credit Card account on the go using the Comenity mobile app.
Shopping 6
Extra Points Rewards Program
Varies by purchaseEarn Extra Points on every eligible purchase made with your NFL Extra Points Credit Card. Points can be redeemed for NFL merchandise, experiences, and more.
Accelerated Rewards on NFL & Team Purchases
3 points per $1Earn 3 Extra Points per $1 spent on eligible purchases made directly from NFL.com, NFL Shop, and your favorite NFL team's official pro shop.
Accelerated Rewards on Gas & Groceries
2 points per $1Earn 2 Extra Points per $1 spent on eligible gas and grocery purchases.
Standard Rewards on All Other Purchases
1 point per $1Earn 1 Extra Point per $1 spent on all other eligible purchases everywhere else the card is accepted.
NFL Extra Points Redemption
Varies by redemptionRedeem earned Extra Points for NFL merchandise, exclusive NFL experiences, gift cards, and statement credits.
Special Financing Offers
Varies by offerAccess to special financing offers on eligible purchases made with the NFL Extra Points Credit Card. Specific offers and terms vary.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING5,000
Points/MilesRequirement: Spend $500 in 90 days
Timing: Points will be awarded to your account within 1-2 billing cycles after you meet the spending requirement.
Expires: Dec 31, 2026
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 29.99% - 29.99%
Balance Transfer APR: 29.99%
Cash Advance APR: 29.99%
Intro APR Offers
Promo Financing: Deferred Interest
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The NFL Honda Center Credit Card, issued by BreadFinance, offers a welcome bonus of 20,000 points (valued at $200 towards Honda Center purchases or NFL merchandise) after spending $1,000 within the first 3 months of account opening. Points are redeemable for tickets, concessions, merchandise at the Honda Center, and official NFL Shop purchases. Eligibility requirements include being a U.S. resident, 18 years or older (21 in AL and NE), having a good to excellent credit score (typically FICO 670+), and no recent bankruptcies (within the last 24 months). Store-specific restrictions apply to point earning and redemption, particularly for event tickets and exclusive merchandise. Applicants must not have received a bonus for this specific card product within the last 24 months.
Max Cards Per Issuer: 3
Min Spend Interval: 3 months
Cliff Effect Rules: The welcome bonus for the NFL Honda Center Credit Card is generally a 'once per 24 months' rule for this specific product. While BreadFinance may offer other co-branded cards, eligibility for their bonuses is typically independent unless explicitly stated as part of a broader 'sports/entertainment' card family. There are no known 'family' rules that would preclude eligibility for this card's bonus based on holding other BreadFinance cards, beyond the general maximum card limit.
Special Events: Cardholders receive double points on all purchases made at the Honda Center during NFL game days and major concert events. Exclusive pre-sale access and discounted tickets for select Honda Center events are offered periodically. Special discounts (e.g., 10-15% off) on merchandise and concessions are available during specific promotional periods, such as playoff seasons or anniversary events.
Holiday Promos: Key promotional periods include the NFL regular season kickoff, Thanksgiving week (Black Friday/Cyber Monday), the December holiday shopping season, and the lead-up to the Super Bowl. During these times, cardholders can expect enhanced earning rates, special redemption offers, or exclusive access to limited-edition merchandise.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 2.8 / 5.0
Top Positive:
Exclusive fan benefits and discounts at Honda Center events; relatively easy approval for fair credit; good for loyal fans.
Top Negative:
High interest rates; limited rewards outside of Honda Center; poor customer service experiences; low credit limits.
Approval Experience: 72.0 / 100
Recommended Alternatives
- Capital One SavorOne Rewards Credit Card
- Discover it Cash Back
- Chase Freedom Unlimited
Card Value Score: 55.0 / 100
Est. Annual Rewards: $130.00
Approval Probability: 70.0%
Version Control
PENDINGVersion ID: 2023-10-01