Orbitz Rewards® Visa® Card
Basic Information
Program ID: orbitz-rewards-visa-card
Issuer: BreadFinance
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 12:46
Last Scraped: 01/15/2026 12:48
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 12 months
Balance Transfer APR: 2,924.00%
Intro BT APR: 0.00%
Intro BT Duration: 12 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $50,000.00
Spending Requirement: $2,500.00
Time Period: 90 days
Bonus Timing: Typically within 8-12 weeks after meeting the spending requirement.
Rewards Program
Reward Type: Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 5.00%
Bonus Categories: 5x Orbitz Purchases (Flights, Hotels, Car Rentals, Activities), 2x Other Travel Purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as the account is active and in good standing.
Transfer Partners: None
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- No Foreign Transaction Fees
Premium Benefits
- Concierge Service
Approval Criteria
Recommended FICO Range: 670 - 740
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion
Issuer Rules
Rules: For 2026, the Orbitz Rewards Visa Card from BreadFinance is expected to continue offering a sign-up bonus, typically in the form of Orbucks or a statement credit (e.g., $100-$200 value or 10,000-20,000 Orbucks) after meeting a specified spending threshold within the initial months of account opening. Eligibility requirements include being 18 years or older, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and possessing a good to excellent credit history. Approval is subject to BreadFinance's internal credit underwriting standards, which assess creditworthiness, income, and existing credit relationships with the issuer. Store-specific restrictions apply primarily to how Orbucks are earned and redeemed through Orbitz.com, including potential exclusions for certain travel components or third-party bookings.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, excessive credit cycling, high cumulative credit limit across all BreadFinance products, multiple rapid applications for BreadFinance cards, late payments or default on any BreadFinance account, abuse of rewards program terms (e.g., fraudulent redemptions, excessive returns to trigger bonus points).
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.2 / 5.0
Top Positive Feedback:
Good rewards on Orbitz purchases, useful for frequent Orbitz users, occasional bonus offers and travel perks.
Top Negative Feedback:
Limited rewards outside of Orbitz, customer service issues with Comenity, high APR, difficult redemption process for some users.
Approval Experience Score: 70.0 / 100
Recommended Alternatives
- Capital One VentureOne Rewards Credit Card
- Chase Freedom Unlimited
- Southwest Rapid Rewards Plus Credit Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $585.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 84 months
Store vs Co-brand: 70% General / 30% Orbitz
Risk Assessment
Default Risk Group: Medium
Predicted Approval Probability: 75.0%
Terms Version Control
Version ID: v1.0