17
Benefits3
Reward Categories10x
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: orbitz-rewards-visa-card
Issuer: BreadFinance
Card Name: Orbitz Rewards® Visa® Card
Card Type: Credit
Network: Visa
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Eligible active duty Servicemembers may qualify for a 6% interest rate cap on certain pre-service obligations under the Servicemembers Civil Relief Act (SCRA).
Rewards Program (Detailed) 3 Categories
PENDING| Category | Rate | Type | Description | Annual Cap | Status |
|---|---|---|---|---|---|
| Orbitz Purchases | 10x | Points | Earn 10x total rewards on eligible Orbitz purchases made on Orbitz.com or via the Orbitz app. | No Cap | |
| Dining | 3x | Points | Earn 3x total rewards on eligible dining purchases. | No Cap | |
| All Other Purchases | 1x | Points | Earn 1x total rewards on all other eligible purchases. | No Cap |
Rewards Summary
PENDINGReward Type: Cash Back
Base Rate: 1x
Bonus Rate: 5x
Categories: 5x Orbitz Purchases, 2x Travel & Dining
Quarterly Rotating: No
Expiration Policy: Orbucks expire if there is no qualifying activity on your Orbitz Rewards account for 12 consecutive months. Orbucks will also expire upon account closure.
Point Value: 1¢
Travel Portal Multiplier: 1x
Redemption Penalties: Orbucks cannot be redeemed for standalone flights. Minimum redemption amount may apply.
Benefits & Protections (Detailed) 17 Total
PENDINGFinancial 1
No Annual Fee
$0 Annual FeeThe Orbitz Rewards Visa Card has no annual fee.
Lifestyle 2
Dedicated Customer Service Line
Priority supportOrbitz Gold members receive access to a dedicated customer service line for priority support.
Concierge Services
24/7 serviceProvides 24/7 personalized assistance for travel planning, dining reservations, entertainment tickets, shopping assistance, and more.
Purchase Protection 2
Purchase Security
Varies by claimProtects eligible new purchases against theft or damage for a specified period (e.g., 90-120 days) from the purchase date when purchased with the card.
Extended Warranty Protection
Varies by claimExtends the manufacturer's original warranty on eligible items purchased with the card for an additional period (e.g., up to one year).
Rewards 2
Orbucks Earning on Orbitz Bookings
10 Orbucks per $1Earn 10 Orbucks per $1 spent on eligible Orbitz bookings (hotels, flights, vacation packages) when using the Orbitz Rewards Visa Card.
Orbucks Earning on Other Purchases
2 Orbucks per $1Earn 2 Orbucks per $1 spent on all other eligible purchases made with the Orbitz Rewards Visa Card.
Security 1
Zero Liability Protection
Full protectionProtects cardholders from unauthorized purchases made with their card or account information. Cardholders are not held responsible for fraudulent charges.
Status Benefits 1
Automatic Orbitz Gold Status
Gold StatusReceive automatic Orbitz Gold Status upon approval for the Orbitz Rewards Visa Card, providing access to exclusive perks and benefits within the Orbitz Rewards program.
Travel 4
VIP Access Hotel Perks
Varies by hotelAs an Orbitz Gold member, enjoy special perks at VIP Access hotels, which may include room upgrades, early check-in/late check-out, and other exclusive amenities (subject to availability).
Price Match Guarantee
Price matchingOrbitz Gold members may be eligible for a price match guarantee on eligible bookings.
Roadside Dispatch
Pay-per-useA pay-per-use referral service that provides roadside assistance services such as towing, tire changing, jump starting, lockout service, and fuel delivery.
Travel and Emergency Assistance Services
Referral serviceProvides a range of referral services for medical, legal, and other travel-related emergencies when traveling away from home.
Travel Insurance 4
Auto Rental Collision Damage Waiver
Varies by incidentProvides secondary coverage for damage or theft to most rental vehicles when the card is used to pay for the rental and the rental company's collision damage waiver is declined.
Travel Accident Insurance
Varies by policyProvides coverage for accidental death or dismemberment while traveling on a common carrier when the entire fare is purchased with the Orbitz Rewards Visa Card.
Lost Luggage Reimbursement
Varies by policyReimburses cardholders for the replacement of checked or carry-on luggage and its contents if lost or stolen due to a covered event.
Trip Cancellation/Interruption Insurance
Varies by policyReimburses non-refundable passenger fares if a trip is canceled or interrupted due to covered reasons such as illness, severe weather, or other unforeseen circumstances.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$100
Cash BackRequirement: Spend $1,500 in 90 days
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Balance Transfer: | Either $10 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 30.24%
Balance Transfer APR: 26.24%
Cash Advance APR: 30.24%
Intro APR Offers
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: For 2026, the Orbitz Rewards Visa Card from BreadFinance is expected to maintain its core structure. New cardmembers typically receive a one-time sign-up bonus (e.g., a statement credit or Orbitz Rewards points) after meeting a specified spending threshold within the initial months of account opening. Eligibility requirements include being at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and possessing a good to excellent credit history. Approval is subject to BreadFinance's credit underwriting standards, which assess credit score, income, and existing debt. Applicants should not have had this specific card or received its sign-up bonus within the last 24 months.
Max Cards Per Issuer: 5
Min Spend Interval: 3 months
Cliff Effect Rules: The sign-up bonus is generally limited to one per cardmember per lifetime or per 24 months for this specific Orbitz Rewards Visa Card. While BreadFinance does not have a strict 'card family' rule like some major issuers, applying for multiple BreadFinance co-branded cards in a short period may lead to application denials or lower initial credit limits due to overall credit exposure concerns.
Special Events: N/A - This is a co-branded travel card, not a traditional retail store card. Special events would typically be Orbitz-specific travel promotions rather than card-specific retail events.
Holiday Promos: N/A - Card-specific holiday promotions are uncommon for this type of co-branded travel card. Orbitz itself may run holiday travel promotions, but these are separate from card-specific bonus categories or offers.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.4 / 5.0
Top Positive:
Strong rewards for frequent Orbitz users, no annual fee, and straightforward redemption process for travel bookings.
Top Negative:
Frequent complaints about Comenity Bank's customer service, limited flexibility as rewards are tied to Orbitz, and a relatively low rewards rate on general spending.
Approval Experience: 65.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Capital One SavorOne Cash Rewards Credit Card
- Wells Fargo Autograph Card
Card Value Score: 70.0 / 100
Est. Annual Rewards: $280.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0