0
Benefits0
Reward Categories—
Max Reward20.5%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Cash Back
Base Rate: 1x
Bonus Rate: 5x
Categories: 5x Amazon.com, 5x Whole Foods Market, 2x Restaurants, 2x Gas Stations, 2x Local Transit & Commuting
Quarterly Rotating: No
Cap Amount: $0.00
Expiration Policy: Points do not expire as long as account is active.
Point Value: 0.01¢
Travel Portal Multiplier: 1x
Transfer Partners: None
Redemption Penalties: None
Benefits & Protections (Detailed)
No Card Benefits Available
Click "Get Data" button below to fetch card benefits for this card.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$150
Cash BackRequirement: Spend $0 in 0 days
Timing: Amazon.com Gift Card is typically loaded to your Amazon.com account instantly upon approval.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $0.50 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 20.49% - 28.49%
Balance Transfer APR: 20.49%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Intro BT APR: 0% for 0 months
Promo Duration: 0 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: For 2026, the Prime Visa from Chase is expected to maintain its core application and bonus rules. Eligibility requirements include: 1) **Chase 5/24 Rule**: Applicants must not have opened 5 or more personal credit cards from any issuer in the past 24 months. 2) **Chase 2/30 Rule**: Applicants should not have applied for more than 2 Chase credit cards within a 30-day period. 3) **Amazon Prime Membership**: An active Amazon Prime membership is required to qualify for the full Prime Visa benefits and typically a higher sign-up bonus (e.g., an estimated $150 Amazon Gift Card instantly upon approval, plus an additional $50 statement credit after spending $1,000 in the first 3 months). Non-Prime members may qualify for the Amazon Rewards Visa Signature with different benefits and a lower bonus. 4) **Previous Bonus Eligibility**: Applicants are generally ineligible for the sign-up bonus if they currently hold the Prime Visa card or have received a new cardmember bonus for this specific card in the past 24 months. 5) **Creditworthiness**: A strong credit score (typically 700+) and sufficient income are required for approval.
Max Cards Per Issuer: 7
Min Spend Interval: 3 months
Cliff Effect Rules: The Prime Visa card does not typically have 'cliff effect' rules similar to Chase's Sapphire or Freedom product families, where holding one variant restricts eligibility for another. Eligibility for the Prime Visa is primarily tied to Amazon Prime membership and general Chase application rules.
Special Events: N/A - This is a general-purpose Visa card, not a store-specific card with unique event-based promotions.
Holiday Promos: N/A - While Chase may run general promotions, there are no specific 'holiday promo periods' tied to the application rules or unique features of the Prime Visa card itself.
International Friendly: Yes
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 4.2 / 5.0
Top Positive:
Excellent rewards for Amazon and Whole Foods purchases (5% back for Prime members). No annual fee (beyond Prime membership). Solid 2% back on dining, gas, and local transit. Easy redemption through Amazon. No foreign transaction fees.
Top Negative:
Requires Prime membership for full benefits. Rewards are heavily tied to the Amazon ecosystem, less valuable for non-frequent Amazon shoppers. Lower 1% back on non-bonus categories. High APR if carrying a balance.
Approval Experience: 85.0 / 100
Recommended Alternatives
- Amazon Store Card (Synchrony)
- Chase Freedom Unlimited
- Citi Double Cash Card
Card Value Score: 90.0 / 100
Est. Annual Rewards: $350.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0
Last Updated: Oct 26, 2023 00:00