Princess Cruises Rewards Visa Card
Basic Information
Program ID: princess-cruises-rewards-visa-card
Issuer: Barclays
Card Type: Credit
Network: Visa
Card Tier: Standard
Data Complete: Yes
Created: 01/07/2026 08:27
Last Scraped: 01/15/2026 06:26
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 30.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 2,924.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 15 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 15 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $20,000.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Bonus points typically post to your account 6-8 weeks after you meet the spending requirement.
Rewards Program
Reward Type: Princess Points
Base Reward Rate: 1.00%
Bonus Reward Rate: 2.00%
Bonus Categories: 2x Princess Cruises and Carnival Corporation & plc purchases
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Points do not expire as long as account is open and in good standing.
Transfer Partners: None
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Eligibility for the Princess Cruises Rewards Visa Card in 2026 requires applicants to be 18 years or older, a U.S. resident with a valid SSN/ITIN, and possess good to excellent credit. A primary application rule for Barclays is the '6/24 Rule,' meaning applicants are generally ineligible if they have opened more than 6 new credit card accounts across *any* issuer in the past 24 months. Barclays is also sensitive to recent credit inquiries and new account openings. The sign-up bonus typically requires meeting a specified spending threshold within the first 3 months of account opening. Applicants should not have recently received a bonus for the same card product.
Maximum Cards Per Issuer: 3
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending, excessive credit limit requests, high cumulative credit limit across Barclays accounts, rapid application velocity, payment defaults, or suspected fraudulent activity.
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 3.7 / 5.0
Top Positive Feedback:
Good for Princess loyalists, decent rewards on Princess purchases, no annual fee, occasional onboard credit offers.
Top Negative Feedback:
Low general rewards rate, limited redemption options (only Princess), not competitive with other general travel cards, Barclays customer service can be inconsistent.
Approval Experience Score: 80.0 / 100
Recommended Alternatives
- Chase Sapphire Preferred Card
- Capital One Venture Rewards Credit Card
- Royal Caribbean Visa Signature Card
Card Value Score: 70.0 / 100
Est. Annual Rewards: $210.00
User Portfolio Metrics
Avg Portfolio Size: 4 cards
Avg Portfolio Age: 48 months
Store vs Co-brand: 83% General / 17% Store
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 80.0%
Terms Version Control
Version ID: v2024.01