Capital One Quicksilver Rewards Credit Card

Capital One Visa Pending

Back Apply Now

16

Benefits

1

Reward Categories

1.5x

Max Reward

20%

APR From
Basic Information
PENDING

Program ID: quicksilver-good-credit

Issuer: Capital One

Card Name: Capital One Quicksilver Rewards Credit Card

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 16:00

Last Scraped: Feb 06, 2026 13:52

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 1 Categories
PENDING
Category Rate Type Description Annual Cap Status
All Other Purchases 1.5x Cash Back Unlimited cash back on every eligible purchase, every day. No Cap
Rewards Summary
PENDING

Reward Type: Cash Back

Base Rate: 1.5x

Quarterly Rotating: No

Expiration Policy: Your cash back rewards don't expire for the life of your account.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed) 16 Total
PENDING
Financial 1
No Annual Fee
$0 annual fee

You won't pay an annual fee for owning and using this credit card.

Financial Tools 2
CreditWise from Capital One
Free credit monitoring

Get unlimited access to your credit score and tools to help you monitor your credit, all for free and without impacting your score.

Eno, your Capital One assistant
Virtual assistant

Eno is a virtual assistant that can help you with your account, provide security alerts, and generate virtual card numbers.

Purchase Protection 2
Extended Warranty
Up to 1 additional year

Extends the original manufacturer's or store brand warranty for up to one additional year on eligible items purchased with your eligible Capital One Mastercard, for warranties of one year or less. Coverage is secondary to other applicable warranties.

Purchase Protection
Coverage for damage/theft

Covers eligible new purchases made with your eligible Capital One Mastercard against damage or theft for a specified period (typically 90 or 120 days) from the date of purchase.

Rewards 2
Unlimited 1.5% Cash Back
1.5% cash back

Earn an unlimited 1.5% cash back on every purchase, every day. Your cash back won't expire for the life of the account and there's no limit to how much you can earn.

Flexible Cash Back Redemption
Multiple redemption options

Redeem your cash back rewards for cash, gift cards, cover recent purchases, or set up automatic redemptions at a set time or threshold.

Security 5
$0 Fraud Liability
$0 liability

You're not responsible for unauthorized charges if your card is lost or stolen.

Virtual Card Numbers
Enhanced online security

Generate unique virtual card numbers for online purchases to help protect your actual card number from being compromised.

Account Alerts
Customizable alerts

Receive alerts via text, email, or push notification for suspicious activity, payment due dates, and other important account information.

Card Lock
Instant card lock

Instantly lock your credit card from your mobile device or computer if it's lost or stolen, preventing new purchases and cash advances.

Mastercard ID Theft Protection™
Identity theft monitoring and resolution

Provides services to help detect and resolve identity theft, including monitoring, alerts, and resolution assistance. Enrollment may be required.

Travel 2
No Foreign Transaction Fees
$0 foreign transaction fees

Use your card for purchases made outside the United States without incurring any foreign transaction fees.

Mastercard Global Service™
24/7 global assistance

Provides 24/7 assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance services worldwide.

Travel Insurance 2
Car Rental Collision Damage Waiver
Secondary coverage for collision/theft

Provides secondary coverage for damage due to collision or theft of most rental vehicles when you pay for the entire rental transaction with your eligible Capital One Mastercard and decline the rental company's optional collision/loss damage waiver.

Travel Accident Insurance
Coverage for accidental death/dismemberment

Provides coverage for accidental death or dismemberment when traveling on a common carrier (plane, train, bus, ship) and the fare was purchased with your eligible Capital One Mastercard.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$200

Cash Back

Requirement: Spend $500 in 90 days

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: 3% of the amount of each transferred balance
Cash Advance: Either $10 or 3% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 19.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The Capital One Quicksilver for Good Credit card typically offers a straightforward cash bonus after meeting a specified spending threshold within the initial months of account opening. Eligibility for this card in 2026 requires a strong credit profile, generally defined as a FICO score of 670 or higher, a stable income, and a low debt-to-income ratio. Capital One maintains a strict application policy, generally limiting new personal credit card approvals to one every six months across all their personal credit card products. Applicants with a high number of recent credit inquiries or newly opened accounts from any issuer may face denial. While the 'once per lifetime' bonus restriction is specifically tied to premium cards like Venture X, Capital One applies stringent internal velocity rules and overall exposure limits to all applications.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit cycling, high cumulative credit limit across Capital One cards, rapid application for multiple cards (especially within Capital One), sudden drastic changes in spending patterns, non-payment, or suspected fraud.

Cliff Effect Rules: Capital One enforces a 'one new personal credit card every six months' rule. Applying for another Capital One personal card within this period will almost certainly result in a denial. Furthermore, Capital One is highly sensitive to the total number of credit cards an individual holds, both with Capital One and other issuers, and may deny applications if the cumulative credit limit or number of accounts is deemed too high, acting as an internal exposure limit.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.2 / 5.0

Top Positive:
Simple, unlimited 1.5% cash back on all purchases, no annual fee, and no foreign transaction fees.

Top Negative:
Lacks bonus categories for higher rewards and premium benefits found in other cards.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • Capital One SavorOne Cash Rewards
  • Capital One VentureOne Rewards
  • Capital One QuicksilverOne Cash Rewards

Card Value Score: 75.0 / 100

Est. Annual Rewards: $300.00

Approval Probability: 88.0%

Version Control
PENDING

Version ID: v1.0