Re-Bath Credit Card

Synchrony Pending

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3

Benefits

0

Reward Categories

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: re-bath-credit-card

Issuer: Synchrony

Card Name: Re-Bath Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 07:55

Last Scraped: Feb 17, 2026 07:57

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 3 Total
PENDING
Financing 1
Special Financing Offers
Varies by promotion

Access to special financing offers on qualifying Re-Bath purchases made with the Re-Bath credit card, allowing for flexible payment options.

Lifestyle 1
Online Account Management

Convenient online access to manage your Re-Bath credit card account, including viewing statements, making payments, and monitoring account activity.

Shopping 1
Synchrony HOME Network Acceptance
Thousands of locations

The Re-Bath credit card is accepted at thousands of retail locations nationwide that are part of the Synchrony HOME network, extending its utility beyond Re-Bath stores.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments are required. See store for details.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: The Re-Bath credit card, issued by Synchrony, primarily offers promotional financing for Re-Bath purchases. Eligibility requires applicants to be 18 years or older (19 in AL/NE), a U.S. resident with a valid SSN or ITIN, and meet Synchrony's creditworthiness criteria. Bonus rules are typically structured as deferred interest promotional financing (e.g., 0% APR for 12, 24, or 60 months) on qualifying Re-Bath purchases, often with a minimum spend threshold. If the promotional balance is not paid in full by the end of the period, interest is retroactively charged from the purchase date. Occasional offers may include a small discount on the first purchase or loyalty points for Re-Bath spending.

Max Cards Per Issuer: 3

Min Spend Interval: N/A for promotional financing offers; offers are typically tied to specific purchases at the time of transaction.

Shutdown Risk Triggers: High credit utilization across Synchrony accounts, defaulting on other Synchrony products, excessive returns, suspected fraud, opening multiple Synchrony accounts in a short period, or significant adverse changes in credit profile.

Cliff Effect Rules: Not applicable for store-specific credit cards; benefits are tied directly to the Re-Bath card and do not typically interact with other Synchrony card families in a 'cliff effect' manner.

Special Events: Exclusive cardholder discounts during Re-Bath sales events, special financing offers for large home renovation projects, double points promotions on specific product categories (e.g., bathroom fixtures, installation services).

Holiday Promos: Black Friday/Cyber Monday, Memorial Day, Labor Day, 4th of July, New Year's sales, and seasonal home improvement promotions (e.g., Spring Renovation Sales, Fall Refresh Events).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 3.0 / 5.0

Top Positive:
Easy approval for specific large purchases; helpful promotional financing options for home improvement projects.

Top Negative:
High deferred interest if promotional terms are missed; high standard APR after promotional period; limited use outside of Re-Bath.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Chase Freedom Unlimited
  • Wells Fargo Active Cash Card
  • Citi Custom Cash Card

Card Value Score: 65.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0