SavorOne Cash Rewards Credit Card

Capital One Mastercard Pending

Back Apply Now

0

Benefits

8

Reward Categories

8x

Max Reward

21.2%

APR From

Basic Information

PENDING

Program ID: savorone

Issuer: Capital One

Card Name: SavorOne Cash Rewards Credit Card

Card Type: Credit

Network: Mastercard

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 07, 2026 11:48

Last Scraped: Feb 06, 2026 13:16

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 8 Categories

PENDING

Category	Rate	Type	Description	Annual Cap
Tickets (Capital One Entertainment)	8x	Cash Back	On tickets purchased through Capital One Entertainment.	No Cap
Hotels (Capital One Travel)	5x	Cash Back	On hotels booked through Capital One Travel.	No Cap
Rental Cars (Capital One Travel)	5x	Cash Back	On rental cars booked through Capital One Travel.	No Cap
Dining	3x	Cash Back	Purchases at restaurants, cafes, and similar establishments.	No Cap
Entertainment	3x	Cash Back	Purchases at movie theaters, amusement parks, concert venues, and similar entertainment establishments.	No Cap
Streaming	3x	Cash Back	Purchases for popular streaming services.	No Cap
Groceries	3x	Cash Back	Purchases at grocery stores (excluding superstores like Walmart® and Target®).	No Cap
All Other Purchases	1x	Cash Back	All purchases not falling into other bonus categories.	No Cap

Rewards Summary

PENDING

Reward Type: Cash Back

Base Rate: 1x

Bonus Rate: 8x

Categories: 3% on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®); 8% on Capital One Entertainment purchases

Quarterly Rotating: No

Expiration Policy: Cash back rewards do not expire for the life of the account.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Benefits & Protections (Detailed)

No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)

PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus

PENDING

$200

Cash Back

Requirement: Spend $500 in 90 days

Fee Structure

PENDING

Annual Fee:	$0.00
Year 1 Waived:	No
Effective Annual Fee:	$0.00
Authorized User Fee:	$0.00

Additional Fees

PENDING

Late Fee:	$40.00
Returned Payment:	$40.00
Balance Transfer:	3% of the amount of each transferred balance
Cash Advance:	Either $10 or 3% of the amount of each cash advance, whichever is greater
Foreign Transaction:	0.00%

Interest Rates & APR

PENDING

Standard APR

Purchase APR: 21.24% - 31.24%

Balance Transfer APR: 21.24%

Cash Advance APR: 31.24%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements

PENDING

Credit Score Requirements

Recommended FICO Score

740 - 850

Approval Odds

Excellent

Soft Pull Support

Supported

Application Process

Prequalification

Available

Preapproval

Available

Credit Bureau

Experian, Equifax, TransUnion

Issuer Rules & Policies

PENDING

Rules: For 2026, Capital One's SavorOne card is expected to maintain its standard application and bonus eligibility rules. Eligibility typically requires good to excellent credit (FICO score generally 670+), being 18 years or older, a US resident, and possessing a valid SSN or ITIN. Capital One generally restricts new card applications to one every six months. The welcome bonus is usually available only to new SavorOne cardholders who have not previously received a bonus for this specific product. Unlike some premium cards (e.g., Venture X), SavorOne does not typically carry a 'once per lifetime' bonus restriction, but rather limits new applications if an applicant already holds the card or has recently closed it.

Max Cards Per Issuer: 2

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending (MS), rapid application for multiple cards (app-o-rama), high cumulative credit limit across Capital One products, suspicious spending patterns inconsistent with normal consumer behavior, abuse of rewards programs, failure to pay, or going over credit limit.

Cliff Effect Rules: While Capital One's Venture X card has a known 'once per lifetime' bonus restriction, the SavorOne card typically does not have such a specific bonus restriction. Instead, Capital One enforces application frequency limits (e.g., one card every six months) and an unwritten maximum number of consumer credit cards (typically two, excluding co-branded and secured cards) which can indirectly limit access to new products or bonuses.

International Friendly: Yes

User Analytics & Insights

PENDING

User Ratings

Average Rating: 4.2 / 5.0

Top Positive:
Excellent cash back rates on dining, entertainment, and groceries with no annual fee. Simple rewards structure and good for everyday spending.

Top Negative:
Foreign transaction fees can be a drawback for international travel. Credit limits may be lower than expected for some users with excellent credit.

Approval Experience: 85.0 / 100

Recommended Alternatives

Chase Freedom Flex
Citi Custom Cash
Amex Blue Cash Everyday

Card Value Score: 88.0 / 100

Est. Annual Rewards: $350.00

Approval Probability: 88.0%

Version Control

PENDING

Version ID: January 2024