SavorOne Rewards Credit Card for Good Credit

Capital One Visa Pending

Back Apply Now

21

Benefits

5

Reward Categories

3x

Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: savorone-good-credit

Issuer: Capital One

Card Name: SavorOne Rewards Credit Card for Good Credit

Card Type: Credit

Network: Visa

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 15:58

Last Scraped: Feb 06, 2026 13:50

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Capital One offers SCRA benefits for eligible active-duty Servicemembers, which may include reduced interest rates on certain loans and credit cards, and protection from foreclosure and repossession.

Rewards Program (Detailed) 5 Categories
PENDING
Category Rate Type Description Annual Cap Status
Dining 3x Cash Back Purchases at restaurants, cafes, bars, and other dining establishments. No Cap
Entertainment 3x Cash Back Purchases at movie theaters, amusement parks, concert venues, and other entertainment establishments. No Cap
Streaming 3x Cash Back Purchases from eligible popular streaming services. No Cap
Groceries 3x Cash Back Purchases at grocery stores (excluding superstores like Walmart® and Target®). No Cap
All Other Purchases 1x Cash Back All purchases not falling into bonus categories. No Cap
Rewards Summary
PENDING

Reward Type: Cash Back

Base Rate: 1x

Bonus Rate: 8x

Categories: 3% on dining, entertainment, popular streaming services, and grocery stores (excluding superstores like Walmart® and Target®); 8% on Capital One Entertainment purchases; 5% on hotels and rental cars booked through Capital One Travel

Quarterly Rotating: No

Expiration Policy: Cash back rewards do not expire for the life of the account.

Point Value: 0.01¢

Travel Portal Multiplier: 5x

Benefits & Protections (Detailed) 21 Total
PENDING
Financial 3
No Annual Fee
$0

The card has no annual fee.

No Foreign Transaction Fees
0%

No fees are charged on purchases made outside the United States.

CreditWise
Free access

Free access to CreditWise, which allows you to monitor your credit score and alerts for suspicious activity.

Lifestyle 2
Capital One Entertainment Access
N/A

Exclusive access to presales and experiences for music, sports, and dining events.

Capital One Dining Access
N/A

Access to exclusive reservations and culinary experiences.

Purchase Protection 1
Extended Warranty Protection
Varies by item

Extends the manufacturer's warranty on eligible items purchased with your card.

Security 4
$0 Fraud Liability
$0 liability

You are not responsible for unauthorized charges if your card is lost or stolen.

Security Alerts
N/A

Receive real-time alerts for suspicious activity on your account.

Virtual Card Numbers
N/A

Generate unique virtual card numbers for online shopping to help protect your actual card number.

Eno Purchase Alerts
N/A

Receive real-time alerts for purchases made with your card.

Shopping 6
Cash Back on Dining
3% cash back

Earn unlimited 3% cash back on purchases at restaurants, cafes, and other dining establishments.

Cash Back on Entertainment
3% cash back

Earn unlimited 3% cash back on purchases for entertainment, including movie theaters, amusement parks, and concert venues.

Cash Back on Streaming Services
3% cash back

Earn unlimited 3% cash back on purchases from popular streaming services.

Cash Back at Grocery Stores
3% cash back

Earn unlimited 3% cash back on purchases at grocery stores (excluding superstores like Walmart® and Target®).

Cash Back on All Other Purchases
1% cash back

Earn unlimited 1% cash back on all purchases not falling into the 3% bonus categories.

Cash Back on Capital One Entertainment
8% cash back

Earn 8% cash back on tickets purchased through Capital One Entertainment.

Travel 3
Cash Back on Hotels via Capital One Travel
5% cash back

Earn 5% cash back on hotel bookings made through Capital One Travel.

Cash Back on Rental Cars via Capital One Travel
5% cash back

Earn 5% cash back on rental car bookings made through Capital One Travel.

24-Hour Travel Assistance Services
N/A

Access to emergency travel services and assistance 24 hours a day.

Travel Insurance 2
Travel Accident Insurance
Varies by coverage

Provides automatic coverage for a covered loss at no extra charge when you use your card to purchase your fare.

Auto Rental Collision Damage Waiver
Secondary coverage

Provides secondary coverage for damage due to collision or theft when you rent an eligible vehicle with your card and decline the rental company's insurance.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$200

Cash Back

Requirement: Spend $500 in 90 days

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Min Interest Charge: $1.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: 3% of the amount of each transferred balance
Cash Advance: Either $5 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 31.24%

Cash Advance APR: 31.24%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 739
Good
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: For 2026, Capital One's SavorOne Rewards for Good Credit is expected to maintain its current application and bonus eligibility rules. Applicants must demonstrate 'good credit,' typically defined as a FICO score between 670-739, a solid payment history, and sufficient income. Eligibility for the welcome bonus is generally restricted to new cardholders who have not previously received a bonus for the SavorOne card (or potentially any Savor family card) within a recent timeframe (e.g., 24-48 months). Capital One typically limits new card applications to one every six months and may have a soft limit of two personal credit cards per individual. The bonus usually requires meeting a specified spending threshold within the first 3 months of account opening. While the Venture X has a 'once per lifetime' bonus restriction, this specific rule is not currently applied to the SavorOne family, though Capital One is known for strict bonus eligibility across its product lines.

Max Cards Per Issuer: 2

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, rapid application for multiple credit products (app-o-rama), high cumulative credit limit relative to declared income, unusual spending patterns inconsistent with financial profile, frequent balance transfers without genuine spending, payment defaults, or suspected fraudulent activity.

Cliff Effect Rules: Capital One is known for strict bonus eligibility across its card families. For the Savor family (Savor, SavorOne, SavorOne for Good Credit, SavorOne Student), it is common for applicants to be ineligible for a welcome bonus if they have previously received a bonus for any Savor-branded card within a recent period (e.g., 24-48 months). While not a 'once per lifetime' rule like the Venture X, this 'family rule' prevents churning within the Savor product line for multiple bonuses.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.3 / 5.0

Top Positive:
Excellent cash back on dining, entertainment, and groceries with no annual fee. Simple rewards structure and good for everyday spending.

Top Negative:
Lower rewards on non-bonus categories. Some users report lower initial credit limits than expected.

Approval Experience: 85.0 / 100

Recommended Alternatives
  • Chase Freedom Flex
  • Citi Custom Cash
  • Capital One Quicksilver

Card Value Score: 88.0 / 100

Est. Annual Rewards: $300.00

Approval Probability: 90.0%

Version Control
PENDING

Version ID: v1.0