Scag Power Equipment Credit Card

Synchrony Pending

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2

Benefits

0

Reward Categories

—

Max Reward

30%

APR From
Basic Information
PENDING

Program ID: scag-power-equipment-credit-card

Issuer: Synchrony

Card Name: Scag Power Equipment Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 08:24

Last Scraped: Feb 17, 2026 08:25

Apply URL: Visit

Home URL: Visit

SCRA Benefits (Military Members)

Eligible service members may qualify for a 6% interest rate cap on certain credit obligations incurred prior to active duty.

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 2 Total
PENDING
Financing 2
Access to Synchrony Financing

The Scag Power Equipment Credit Card provides cardholders with access to a dedicated financing program through Synchrony, enabling them to finance purchases of Scag Power Equipment.

Eligibility for Special Financing Offers
Varies by promotional offer

Cardholders may be eligible for special promotional financing offers on qualifying purchases made with the Scag Power Equipment Credit Card. These offers are subject to credit approval and specific terms and conditions available at participating Scag Power Equipment dealers.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Intro APR Offers

Promo Financing: Special Financing

Approval Criteria & Requirements
PENDING
Credit Score Requirements
Not specified
Not specified
Hard Pull Only
Application Process
Not Available
Not Available
Not specified
Issuer Rules & Policies
PENDING

Rules: For 2026, the Scag Power Equipment Credit Card, issued by Synchrony, primarily offers promotional financing options at authorized Scag Power Equipment dealers. Eligibility requires applicants to be a U.S. resident, 18 years or older, possess a valid Social Security Number or ITIN, and demonstrate a satisfactory credit history and sufficient income. There are no traditional sign-up bonuses (e.g., cash back or points) associated with this store card. Instead, benefits are typically promotional APR offers (e.g., 0% interest for X months) on qualifying purchases, which vary by promotion and purchase amount. Standard credit application and approval processes apply, including a hard credit inquiry.

Max Cards Per Issuer: 5

Min Spend Interval: N/A for traditional sign-up bonus; promotional financing applies at point of sale for qualifying purchases.

Shutdown Risk Triggers: High credit utilization across Synchrony accounts, missed or late payments, excessive credit inquiries within a short period, rapid opening of multiple Synchrony accounts, suspected fraudulent activity, significant adverse changes in credit profile (e.g., bankruptcy, charge-offs).

Cliff Effect Rules: Not applicable; Synchrony store cards generally operate independently without complex family-based rules or 'cliff effects' tied to other Synchrony products.

Special Events: Expect special financing offers during seasonal sales events (e.g., Spring/Fall promotions for outdoor power equipment), new product launches, and dealer-specific promotional periods throughout 2026.

Holiday Promos: Enhanced promotional financing offers are common during major U.S. holidays such as Memorial Day, Labor Day, Black Friday, and year-end/New Year sales periods.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy financing for large equipment purchases; convenient for SCAG customers; special promotional offers (e.g., 0% APR for X months) are helpful.

Top Negative:
High interest rates after promotional period; customer service can be difficult; deferred interest can be a trap if not paid off in time; limited use outside of SCAG purchases.

Approval Experience: 65.0 / 100

Recommended Alternatives
  • Wells Fargo Reflect Card (0% APR intro offer)
  • Lowe's Advantage Card (for home improvement financing)
  • Personal Loan (for equipment financing)

Card Value Score: 60.0 / 100

Est. Annual Rewards: $0.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0