2
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGProgram ID: snapper-credit-card
Issuer: Synchrony
Card Name: Snapper Credit Card
Card Type: Credit
Network:
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Synchrony Bank offers SCRA benefits including an interest rate reduction to 6% on eligible accounts opened prior to active duty, protection from default judgments, and the ability to terminate certain leases without penalty.
Rewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGBenefits & Protections (Detailed) 2 Total
PENDINGFinancing 1
Special Financing Offers
Varies by promotionCardholders may qualify for special financing promotions on eligible Snapper product purchases. These offers are subject to credit approval, minimum monthly payments, and specific promotional terms which vary.
Security 1
Zero Fraud Liability
Full protectionCardholders are not responsible for unauthorized charges made with their Snapper credit card, providing protection against fraudulent activity.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Promo Financing: Special Financing
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility: Applicants must be 18 years or older, possess a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and have a U.S. mailing address. Approval is subject to Synchrony's creditworthiness criteria, typically requiring fair to good credit. Application: Online application process with potential for instant decision. Bonus Rule: Receive 10% off your first Snapper store purchase made within 30 days of account opening, up to a maximum discount of $50. No annual fee.
Max Cards Per Issuer: 5
Min Spend Interval: 30 days (for first purchase discount)
Cliff Effect Rules: Synchrony generally treats each store card as an independent product; there are typically no 'card family' rules that restrict benefits or applications across different Synchrony-issued store cards.
Special Events: Seasonal sales events (e.g., Spring Refresh, Back-to-School, Black Friday), loyalty member exclusive promotions, special financing offers during specific store-wide campaigns.
Holiday Promos: Standard retail holiday periods including Black Friday/Cyber Monday, Christmas/New Year, Memorial Day, Labor Day, 4th of July, Valentine's Day, Mother's Day, and Father's Day.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Easy approval for financing large Snapper purchases; useful for special promotional offers; convenient payment options.
Top Negative:
High deferred interest APR if not paid in full; poor customer service experiences; limited utility outside of Snapper purchases.
Approval Experience: 72.0 / 100
Recommended Alternatives
- Discover it® Cash Back
- Chase Freedom Unlimited®
- Lowe's Advantage Card
Card Value Score: 65.0 / 100
Est. Annual Rewards: $250.00
Approval Probability: 80.0%
Version Control
PENDINGVersion ID: v2023.10