3
Benefits0
Reward Categories—
Max Reward—
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 3 Total
PENDINGFinancial 1
No Annual Fee
No annual feeThere is no annual fee charged for maintaining the Somerset Tire Service Credit Card account.
Financing 1
Special Financing Offers
Varies by promotionCardholders may be eligible for special financing promotions on qualifying purchases made at Somerset Tire Service, allowing for deferred interest or reduced APR periods.
Security 1
Fraud Protection
Full protection against unauthorized chargesCardholders are protected against unauthorized charges with Synchrony Bank's fraud protection services, providing peace of mind for their account security.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $30.00 |
Interest Rates & APR
PENDINGStandard APR
Intro APR Offers
Promo Financing: Special Financing
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: Eligibility for the Somerset Tire Service Credit Card (Synchrony) in 2026 requires applicants to be at least 18 years old (19 in AL/NE), a U.S. resident with a valid Social Security Number or ITIN, and possess a fair to good credit history with sufficient income to support new credit. The primary 'bonus' rule for this store card is typically promotional financing offers, such as 0% APR for a specified period (e.g., 6, 12, or 18 months) on qualifying purchases over a certain amount made at Somerset Tire Service. This card is exclusively for purchases at Somerset Tire Service locations and their associated online platforms; it cannot be used elsewhere.
Max Cards Per Issuer: 7
Min Spend Interval: N/A for traditional bonus; promotional financing terms apply per qualifying purchase.
Cliff Effect Rules: Not applicable; store-specific credit cards generally do not have 'card family' rules or 'cliff effects' in the same manner as general-purpose credit cards from prime issuers. Each Synchrony store card is evaluated and managed independently.
Special Events: Seasonal tire sales (e.g., winter tire changeover promotions, summer tire deals), specific maintenance package discounts, customer appreciation events, and anniversary sales for Somerset Tire Service.
Holiday Promos: Black Friday/Cyber Monday, Memorial Day, Labor Day, 4th of July, and New Year's promotions are common periods for special financing or discounts on purchases made with the card.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Easy financing for unexpected auto repairs; special promotional offers available; convenient for loyal Somerset Tire customers.
Top Negative:
High regular APR after promotional period; limited use outside Somerset Tire; potential customer service frustrations with Synchrony; credit limit may be low.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Goodyear Credit Card
- Capital One Platinum Secured Credit Card
- Discover it Chrome
Card Value Score: 45.0 / 100
Est. Annual Rewards: $40.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: v1.0