Southwest Rapid Rewards® Premier Business Credit Card

Chase Visa Premier Pending

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Benefits

0

Reward Categories

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Max Reward

21.2%

APR From
Basic Information
PENDING

Program ID: southwest-premier-business-credit-card

Issuer: Chase

Card Name: Southwest Rapid Rewards® Premier Business Credit Card

Card Type: Credit

Network: Visa

Card Tier: Premier

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 16:22

Last Scraped: Jan 15, 2026 16:24

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING

Reward Type: Southwest Rapid Rewards Points

Base Rate: 1x

Bonus Rate: 3x

Categories: 3x Southwest Purchases; 2x Local Transit/Commuting, including ride shares; 2x Internet, Cable, and Phone Services; 2x Social Media and Search Engine Advertising

Quarterly Rotating: No

Cap Amount: $0.00

Expiration Policy: Points do not expire

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Transfer Partners: None

Redemption Penalties: No change or cancellation fees on award flights

Benefits & Protections (Detailed)
No Card Benefits Available

Click "Get Data" button below to fetch card benefits for this card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Global Entry Credit: $0

TSA PreCheck Credit: $0

Sign-Up Bonus
PENDING

60,000

Points/Miles

Requirement: Spend $3,000 in 90 days

Timing: Points are typically posted to your Southwest Rapid Rewards account within 6-8 weeks after you meet the spending requirement.

Fee Structure
PENDING
Annual Fee: $95.00
Year 1 Waived: No
Effective Annual Fee: $95.00
Authorized User Fee: $0.00
Penalty APR: 0.30%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 21.24% - 29.24%

Balance Transfer APR: 29.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 0 months

Intro BT APR: 0% for 0 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
690 - 850
Good
Hard Pull Only
Application Process
Not Available
Not Available
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: To be eligible for the Southwest Premier Business Credit Card, applicants must operate a legitimate business (including sole proprietorships). The Chase 5/24 rule applies: applicants will generally be denied if they have opened 5 or more personal or business credit cards from any issuer in the past 24 months. Furthermore, applicants are typically ineligible for the welcome bonus if they currently hold *any* Chase Southwest personal credit card or have received a new cardmember bonus for *any* Chase Southwest personal credit card in the past 24 months. Standard Chase welcome bonus eligibility also dictates that you can only earn the bonus for a specific product once every 24 months.

Max Cards Per Issuer: 0

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, high cumulative credit limit across all Chase cards relative to income, rapid application for multiple cards, abuse of welcome bonuses, suspicious spending patterns (e.g., large round numbers, gift card purchases), frequent balance transfers without genuine spending, bouncing payments, opening too many business cards without sufficient business activity.

Cliff Effect Rules: The primary 'cliff effect' for the Southwest Premier Business Credit Card relates to its interaction with Chase Southwest *personal* credit cards for welcome bonus eligibility and the Southwest Companion Pass strategy. You are generally ineligible for the welcome bonus on this business card if you currently hold *any* Chase Southwest personal credit card or have received a new cardmember bonus for *any* Chase Southwest personal credit card in the past 24 months. This rule is designed to prevent individuals from rapidly accumulating multiple Southwest card bonuses (e.g., one personal and one business) within a short period to easily achieve the Companion Pass.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.1 / 5.0

Top Positive:
Excellent rewards for Southwest loyalists, valuable sign-up bonus, useful travel perks like early bird check-in credits and anniversary points, good for everyday business spending in bonus categories.

Top Negative:
Annual fee can be high for some, rewards are limited to Southwest, not ideal for those who don't fly Southwest frequently, limited flexibility outside of the Southwest ecosystem.

Approval Experience: 85.0 / 100

Recommended Alternatives
  • Chase Ink Business Preferred Credit Card
  • American Express Business Gold Card
  • United Business Card

Card Value Score: 88.0 / 100

Est. Annual Rewards: $1,470.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0

Last Updated: May 01, 2024 00:00