Steiner Turf credit card

Synchrony Pending

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1

Benefits

0

Reward Categories

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Max Reward

30%

APR From
Basic Information
PENDING

Program ID: steiner-credit-card

Issuer: Synchrony

Card Name: Steiner Turf credit card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 09:23

Last Scraped: Feb 17, 2026 09:24

Apply URL: Visit

Rewards Program (Detailed)
No Reward Data Available

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Rewards Summary
PENDING
Benefits & Protections (Detailed) 1 Total
PENDING
Shopping 1
Special Financing Offers
Varies by promotion

Access to special financing promotions on eligible purchases made at Steiner Turf with the Steiner Turf credit card, issued by Synchrony Bank. Specific terms and duration of financing offers may vary and are subject to credit approval.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Additional Fees
PENDING
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 29.99% - 29.99%

Cash Advance APR: 29.99%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 12 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 669
Good
Hard Pull Only
Application Process
Not Available
Not specified
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: The steiner-credit-card offers a sign-up bonus of a $100 statement credit after spending $500 within the first 3 months of account opening. Eligibility requires applicants to be at least 18 years old (19 in AL/NE), a US resident with a valid SSN or ITIN, and possess good to excellent credit history. Approval is subject to income verification and a review of existing credit obligations. Store-specific restrictions apply, meaning certain benefits, financing offers, or bonus categories may be exclusive to 'Steiner' branded purchases or locations. This card is primarily designed for domestic use.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, excessive credit limit increase requests, high cumulative credit limit across Synchrony accounts, rapid application for multiple Synchrony products, abuse of promotional financing offers, and inconsistent spending patterns that suggest fraud or misuse.

Cliff Effect Rules: Synchrony does not typically enforce strict 'card family' bonus restrictions like some other issuers. However, approval for new Synchrony credit products, including additional 'steiner-credit-card' variants or other co-branded cards, becomes increasingly challenging with a high existing total credit exposure across all Synchrony accounts or a history of multiple recent applications. This is more of an overall credit limit and exposure management strategy rather than a specific 'cliff effect' on bonuses.

Special Events: Exclusive 'Steiner Rewards' days offering 5x points on all Steiner purchases, members-only pre-sale access for new product launches, and special financing options (e.g., 0% APR for 12 months) on purchases over $299 made at Steiner stores.

Holiday Promos: Black Friday/Cyber Monday (November), Christmas/Holiday Season (December), Memorial Day Sale (May), Labor Day Sale (September), and Back-to-School (August).

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Users appreciate the promotional financing options, especially deferred interest, which helps manage large purchases for equipment and supplies. The card is often easy to get approved for, providing immediate purchasing power at Steiner Turf.

Top Negative:
Frequent complaints include high standard APRs after promotional periods, confusing deferred interest terms leading to unexpected interest charges, and difficulties with Synchrony's customer service. Some users report issues with credit limit increases and account management.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Lowe's Advantage Card
  • Home Depot Consumer Credit Card
  • Chase Freedom Flex

Card Value Score: 60.0 / 100

Est. Annual Rewards: $10.00

Approval Probability: 85.0%

Version Control
PENDING

Version ID: v1.0