Sunglass Hut Credit Card

Synchrony Pending

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1

Benefits

0

Reward Categories

—

Max Reward

32.2%

APR From
Basic Information
PENDING

Program ID: sunglass-hut-credit-card

Issuer: Synchrony

Card Name: Sunglass Hut Credit Card

Card Type: Credit

Network:

Card Tier:

Approved: Pending

Data Complete: Complete

Created: Feb 17, 2026 09:40

Last Scraped: Feb 17, 2026 09:41

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed)
No Reward Data Available

Click "Get Data" button below to fetch reward information for this card.

Rewards Summary
PENDING
Benefits & Protections (Detailed) 1 Total
PENDING
Financing 1
Special Financing Offers
Varies by promotion

Cardholders may be eligible for special financing promotions on qualifying purchases made with the Sunglass Hut Credit Card. Specific terms, such as interest rates and promotional periods, vary by offer and are subject to credit approval.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
No Sign-Up Bonus Available

Click "Get Data" button below to fetch sign-up bonus information.

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Authorized User Fee: $0.00
Penalty APR: 29.99%
Min Interest Charge: $2.00
Additional Fees
PENDING
Late Fee: $41.00
Returned Payment: $41.00
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 32.24% - 32.24%

Intro APR Offers

Promo Financing: Deferred Interest

Promo Duration: 6 months

⚠️ Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months.
Approval Criteria & Requirements
PENDING
Credit Score Requirements
580 - 739
Good
Supported
Application Process
Available
Not specified
Experian, TransUnion, Equifax
Issuer Rules & Policies
PENDING

Rules: Eligibility for the Sunglass Hut Credit Card requires applicants to be at least 18 years of age (19 in Alabama and Nebraska), a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and subject to credit approval by Synchrony Bank. A fair to good credit score (typically 640+) is generally recommended for approval. Bonus rules often include an initial discount (e.g., 10-20% off the first purchase) or special financing offers (e.g., 0% APR for 6-12 months on qualifying purchases over a specified amount). These offers are subject to change and specific terms will be provided at the time of application or promotion.

Max Cards Per Issuer: 5

Min Spend Interval: N/A - Bonuses are typically immediate (first purchase discount) or ongoing special financing offers.

Shutdown Risk Triggers: Excessive credit seeking (numerous recent applications), high cumulative credit limit across Synchrony accounts, missed payments, high credit utilization, suspected fraudulent activity, or manufactured spending (though less common for store cards).

Cliff Effect Rules: Not applicable; store cards typically do not have complex 'card family' rules or restrictions like those found with major travel card issuers.

Special Events: Friends & Family Sales, Seasonal Clearance Events, Anniversary Sales, Member-Exclusive Previews, Flash Sales.

Holiday Promos: Black Friday, Cyber Monday, Christmas/Holiday Season, Valentine's Day, Mother's Day, Father's Day, Back-to-School, Memorial Day, Labor Day.

International Friendly: No

User Analytics & Insights
PENDING
User Ratings

Average Rating: 2.8 / 5.0

Top Positive:
Easy approval process, useful for financing large purchases at Sunglass Hut, occasional promotional discounts.

Top Negative:
High deferred interest if balance not paid in full, limited use outside of Sunglass Hut, high APR.

Approval Experience: 75.0 / 100

Recommended Alternatives
  • Capital One SavorOne Cash Rewards Credit Card
  • Target RedCard
  • Discover it Cash Back

Card Value Score: 55.0 / 100

Est. Annual Rewards: $75.00

Approval Probability: 75.0%

Version Control
PENDING

Version ID: v1.0