Susan G. Komen® Customized Cash Rewards Visa Signature® Credit Card

Bank of America Visa Signature Pending

Back Apply Now

22

Benefits

9

Reward Categories

3x

Max Reward

19.2%

APR From
Basic Information
PENDING

Program ID: susan-g-komen-customized-cash-rewards-visa-signature

Issuer: Bank of America

Card Name: Susan G. Komen® Customized Cash Rewards Visa Signature® Credit Card

Card Type: Credit

Network: Visa

Card Tier: Signature

Approved: Pending

Data Complete: Complete

Created: Jan 15, 2026 17:36

Last Scraped: Feb 11, 2026 11:52

Apply URL: Visit

Home URL: Visit

Rewards Program (Detailed) 9 Categories
PENDING
Category Rate Type Description Annual Cap Status
Gas 3x Cash Back Earn 3% cash back on Gas purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Online Shopping 3x Cash Back Earn 3% cash back on Online Shopping purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Dining 3x Cash Back Earn 3% cash back on Dining purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Travel 3x Cash Back Earn 3% cash back on Travel purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Drug Stores 3x Cash Back Earn 3% cash back on Drug Store purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Home Improvement/Furnishings 3x Cash Back Earn 3% cash back on Home Improvement/Furnishings purchases when selected as your choice category. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Groceries 2x Cash Back Earn 2% cash back at grocery stores. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
Wholesale Clubs 2x Cash Back Earn 2% cash back at wholesale clubs. Applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. No Cap
All Other Purchases 1x Cash Back Earn 1% cash back on all other purchases not included in the 3% or 2% categories. No Cap
Rewards Summary
PENDING

Reward Type: Cash Back

Base Rate: 1x

Bonus Rate: 3x

Categories: 3% cash back in one category of choice (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement/Furnishings); 2% cash back at grocery stores and wholesale clubs

Quarterly Rotating: No

Cap Amount: $2,500.00

Expiration Policy: Cash rewards do not expire.

Point Value: 0.01¢

Travel Portal Multiplier: 1x

Redemption Penalties: Minimum redemption amount of $25 for cash back.

Benefits & Protections (Detailed) 22 Total
PENDING
Financial 4
No Annual Fee
$0

There is no annual fee for this credit card.

Introductory Purchase APR
0% for 15 billing cycles

Enjoy a 0% introductory APR on purchases for the first 15 billing cycles. After the intro period, a variable APR will apply.

Introductory Balance Transfer APR
0% for 15 billing cycles (on transfers within 60 days)

Enjoy a 0% introductory APR on balance transfers made within the first 60 days for the first 15 billing cycles. After the intro period, a variable APR will apply. A balance transfer fee applies.

Free FICO Score Access
Free

Access your FICO Score for free within your online banking account or mobile app.

Lifestyle 2
Digital Wallet Compatibility

Easily add your card to digital wallets like Apple Pay®, Google Pay™, and Samsung Pay for secure and convenient payments.

Visa Signature Concierge

Provides 24/7 complimentary personal assistant services for travel planning, dinner reservations, event tickets, and more.

Purchase Protection 2
Purchase Security
Up to $500 per claim, $50,000 per cardholder

Protects eligible new purchases against theft or damage for 90 days from the date of purchase.

Extended Warranty Protection
Up to $10,000 per claim, $50,000 per cardholder

Extends the manufacturer's original U.S. warranty by up to one additional year on eligible items with warranties of three years or less.

Rewards 5
Customizable Cash Back Category
3% cash back

Earn 3% cash back in one category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. You can change your choice category once a month or keep it the same.

Grocery Store & Wholesale Club Cash Back
2% cash back (up to $2,500 combined quarterly spend)

Earn 2% cash back at grocery stores and wholesale clubs. This applies to the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter.

Standard Cash Back
1% cash back

Earn 1% cash back on all other purchases not falling into the 3% or 2% categories.

Non-Expiring Cash Rewards

Your earned cash rewards do not expire as long as your account remains open.

Flexible Cash Rewards Redemption

Redeem your cash rewards for a statement credit, direct deposit into a Bank of America checking or savings account, or a credit to an eligible Merrill account.

Security 3
Fraud Protection
$0 Liability

Protection against unauthorized purchases and transactions, including $0 Liability Guarantee.

Account Alerts

Receive alerts for suspicious activity, payment due dates, and other important account information.

Emergency Cash Disbursement and Card Replacement

Provides emergency cash or a replacement card if your card is lost or stolen, typically within 1-3 business days.

Travel 1
Roadside Dispatch
Pay-per-use

A pay-per-use roadside assistance program. You can call for a tow, tire change, jump start, lockout service, or fuel delivery. Fees apply per service call.

Travel Insurance 5
Auto Rental Collision Damage Waiver
Up to actual cash value of most rental vehicles

Provides secondary coverage for damage due to collision or theft of most rental vehicles when you pay for the entire rental transaction with your eligible card and decline the rental company's collision damage waiver (CDW) or similar provision.

Travel and Emergency Assistance Services
Referral services

Provides a range of emergency services when you're traveling, including medical and legal referrals, emergency transportation assistance, and pre-trip assistance. Cardholders are responsible for the cost of any services received.

Lost Luggage Reimbursement
Up to $3,000 per trip

Reimburses you for the actual cost of replacing your checked or carry-on luggage and its contents if they are lost or stolen by the common carrier.

Trip Delay Reimbursement
Up to $500 per ticket

Reimburses you for reasonable additional expenses incurred when your common carrier travel is delayed for more than 6 hours or requires an overnight stay.

Travel Accident Insurance
Up to $250,000

Provides coverage for accidental death or dismemberment while traveling on a common carrier when the entire fare has been charged to your eligible card.

Benefits Summary (Flags)
PENDING

Extended Warranty

Purchase Protection

Cell Phone Protection

Travel Insurance

Primary Rental Protection

Airport Lounge Access

Trip Delay Coverage

Lost Luggage Coverage

Price Protection

Concierge Service

No Foreign Fees

ShopRunner

Sign-Up Bonus
PENDING

$200

Cash Back

Requirement: Spend $1,000 in 90 days

Fee Structure
PENDING
Annual Fee: $0.00
Year 1 Waived: No
Effective Annual Fee: $0.00
Additional Fees
PENDING
Late Fee: $40.00
Returned Payment: $40.00
Balance Transfer: Either $10 or 3% of the amount of each balance transfer, whichever is greater.
Cash Advance: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction: 0.00%
Interest Rates & APR
PENDING
Standard APR

Purchase APR: 19.24% - 29.24%

Balance Transfer APR: 19.24%

Cash Advance APR: 29.99%

Intro APR Offers

Intro Purchase APR: 0% for 15 months

Intro BT APR: 0% for 15 months

Approval Criteria & Requirements
PENDING
Credit Score Requirements
670 - 850
Very Good
Supported
Application Process
Available
Available
Experian, Equifax, TransUnion
Issuer Rules & Policies
PENDING

Rules: Applicants must be 18 years or older with a valid SSN or ITIN and possess good to excellent credit (typically 670+ FICO). The standard sign-up bonus is $200 cash back after spending $1,000 in the first 90 days of account opening. Eligibility for new credit cards from Bank of America is subject to the '2/3/4 Rule': generally, no more than 2 new cards in the past 2 months, 3 new cards in the past 12 months, and 4 new cards in the past 24 months. Furthermore, applicants may not be eligible for the sign-up bonus if they currently hold this specific card or have received the bonus for this product within the last 24 months.

Max Cards Per Issuer: 5

Min Spend Interval: 3 months

Shutdown Risk Triggers: Manufactured spending, rapid application for multiple Bank of America cards (violating 2/3/4 rule), high cumulative credit limit across Bank of America accounts, suspicious spending patterns inconsistent with income, frequent account opening and closing (churning), or repeated late/bounced payments.

Cliff Effect Rules: The card's value significantly increases for Bank of America Preferred Rewards members, who can earn 25% to 75% more cash back on all purchases depending on their asset tier (Gold, Platinum, Platinum Honors, Diamond). Additionally, the 3% cash back on the chosen category and 2% cash back on grocery stores and wholesale clubs are capped at the first $2,500 in combined net purchases in these categories each quarter. After this cap, all purchases in these categories revert to earning 1% cash back for the remainder of the quarter.

International Friendly: Yes

User Analytics & Insights
PENDING
User Ratings

Average Rating: 4.0 / 5.0

Top Positive:
Flexible choice of 3% cash back category, supports a good cause (Susan G. Komen), no annual fee, potential for Bank of America Preferred Rewards bonuses.

Top Negative:
Limited 3% and 2% cash back categories with quarterly cap, 1% base rewards on most purchases, not ideal for very high spenders in specific categories.

Approval Experience: 80.0 / 100

Recommended Alternatives
  • Bank of America® Customized Cash Rewards Credit Card
  • Bank of America® Unlimited Cash Rewards Credit Card
  • Chase Freedom Flex℠

Card Value Score: 75.0 / 100

Est. Annual Rewards: $600.00

Approval Probability: 80.0%

Version Control
PENDING

Version ID: October 2023