Susan G. Komen® Customized Cash Rewards Visa Signature® Credit Card
Basic Information
Program ID: susan-g-komen-customized-cash-rewards-visa-signature
Issuer: Bank of America
Card Type: Credit
Network: Visa
Card Tier: Signature
Data Complete: Yes
Created: 01/15/2026 17:36
Last Scraped: 01/15/2026 17:38
Fee Structure
| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 2,999.00% |
Additional Fees
| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | Either $10 or 3% of the amount of each transfer, whichever is greater (maximum of $200). |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater (maximum of $100). |
| Foreign Transaction: | 0.00% |
Interest Rates
Purchase APR Range: 2,124.00% - 3,124.00%
Intro Purchase APR: 0.00%
Intro APR Duration: 15 months
Balance Transfer APR: 2,124.00%
Intro BT APR: 0.00%
Intro BT Duration: 15 months
Cash Advance APR: 2,999.00%
Sign-Up Bonus
Bonus Amount: $200.00
Spending Requirement: $1,000.00
Time Period: 90 days
Bonus Timing: Typically within 2-3 billing cycles after meeting the spending requirement, but often posts sooner.
Rewards Program
Reward Type: Cash Back
Base Reward Rate: 0.01%
Bonus Reward Rate: 0.03%
Bonus Categories: 3% cash back in one chosen category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement/Furnishings); 2% cash back at grocery stores and wholesale clubs; 1% cash back on all other purchases.
Point Value Estimate: 0.0100 cents/point
Expiration Policy: Cash rewards do not expire as long as the account is open and in good standing.
Transfer Partners: N/A - Cash back card, no transfer partners.
Card Benefits
Protection Benefits
- Extended Warranty
- Purchase Protection
- Cell Phone Protection
- Price Protection
Travel Benefits
- Travel Insurance
- Primary Rental Protection
- Trip Delay Coverage
- Lost Luggage Coverage
- No Foreign Transaction Fees
Premium Benefits
- Airport Lounge Access
- Concierge Service
Approval Criteria
Recommended FICO Range: 670 - 850
Approval Odds Category: Good
Pre-qualification Available
Soft Pull Supported
Hard Pull Bureau: Experian, TransUnion, Equifax
Issuer Rules
Rules: Projected for 2026 based on current Bank of America policies: The Susan G. Komen Customized Cash Rewards Visa Signature card typically offers a sign-up bonus (e.g., $200 cash back) after spending a specified amount (e.g., $1,000) within the first 90 days of account opening. Eligibility for this bonus is generally restricted: you may not be eligible if you currently have or have had this specific card, or potentially any Bank of America Customized Cash Rewards product, in the past 24 months. Bank of America's '2/3/4 Rule' for new credit card applications is expected to remain in effect: applicants cannot be approved for more than 2 Bank of America credit cards in the past 2 months, 3 cards in the past 12 months, or 4 cards in the past 24 months. General eligibility requires a good to excellent credit score, being 18 years or older, a U.S. resident, and possessing a valid SSN or ITIN.
Maximum Cards Per Issuer: 7
Minimum Spend Interval: 3 months
Shutdown Risk Triggers: Manufactured spending (MS), high cumulative credit limit across Bank of America accounts relative to stated income, frequent balance transfers without new spending, abuse of return policies for cash back, suspicious spending patterns (e.g., large, round numbers at unusual merchants), multiple applications for credit across various issuers in a short period ('app-o-rama').
International Friendly
User Analytics & Insights
User Ratings
Average Rating: 4.1 / 5.0
Top Positive Feedback:
Flexible cash back categories, no annual fee, supports a good cause, good for everyday spending.
Top Negative Feedback:
Spending cap on bonus categories, foreign transaction fees, rewards might be lower than some premium cards.
Approval Experience Score: 85.0 / 100
Recommended Alternatives
- Bank of America® Customized Cash Rewards credit card
- Bank of America® Unlimited Cash Rewards credit card
- Bank of America® Travel Rewards credit card
Card Value Score: 75.0 / 100
Est. Annual Rewards: $290.00
User Portfolio Metrics
Avg Portfolio Size: 3 cards
Avg Portfolio Age: 96 months
Store vs Co-brand: 90% General / 10% Co-brand
Risk Assessment
Default Risk Group: Low
Predicted Approval Probability: 85.0%
Terms Version Control
Version ID: v1.0