0
Benefits0
Reward Categories—
Max Reward21.2%
APR FromBasic Information
PENDINGProgram ID: suzuki-credit-card
Issuer: Synchrony
Card Name: Suzuki Credit Card
Card Type: Credit
Network:
Card Tier:
Approved: Pending
Data Complete: Complete
SCRA Benefits (Military Members)
Synchrony Bank provides assistance to eligible Servicemembers under the SCRA, including an interest rate reduction to 6% on eligible accounts opened prior to active duty, protection from default judgments, and the ability to terminate certain lease agreements.
Rewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGReward Type: Suzuki Rewards Points
Base Rate: 1x
Bonus Rate: 5x
Categories: 5x on eligible Suzuki purchases (parts, service, accessories, new vehicle down payments at authorized dealerships); 1x on all other purchases.
Quarterly Rotating: No
Cap Amount: $10,000.00
Expiration Policy: Points do not expire as long as the account is active and in good standing.
Point Value: 0.01¢
Travel Portal Multiplier: 0x
Transfer Partners: N/A - No direct transfer partners for this co-branded card.
Redemption Penalties: No specific penalties, but minimum redemption amounts may apply (e.g., 2,500 points for a $25 statement credit towards Suzuki purchases or statement credit).
Benefits & Protections (Detailed)
No Card Benefits Available
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Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
PENDING$0
Cash BackRequirement: Spend $0 in 0 days
Timing: No traditional sign-up bonus (points, miles, or cash) is publicly advertised online for the Suzuki Credit Card. Promotional financing offers are typically available in-store or at participating dealers, and their specific terms (including any associated approval timing for the promotional offer) would be disclosed at the point of sale.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Year 1 Waived: | No |
| Effective Annual Fee: | $0.00 |
| Authorized User Fee: | $0.00 |
| Penalty APR: | 0.00% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $40.00 |
| Returned Payment: | $40.00 |
| Balance Transfer: | N/A |
| Cash Advance: | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 21.24% - 29.24%
Cash Advance APR: 29.99%
Intro APR Offers
Intro Purchase APR: 0% for 0 months
Promo Financing: Deferred Interest
Promo Duration: 12 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Suzuki Credit Card, issued by Synchrony, is primarily a private label store card designed for purchases at authorized Suzuki dealerships and online. Eligibility requirements typically include being at least 18 years of age, a U.S. resident with a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), and demonstrating sufficient income and a satisfactory credit history. While specific credit score requirements are not publicly disclosed, Synchrony generally targets applicants with fair to good credit for their store card products. The primary 'bonus' for this card is usually promotional financing offers (e.g., 0% APR for a specified period on qualifying Suzuki purchases) or exclusive discounts on Suzuki products, parts, accessories, and services. Traditional cash-back or points-based sign-up bonuses with a spend requirement are uncommon for this type of card.
Max Cards Per Issuer: 5
Min Spend Interval: Not applicable for primary promotional financing offers; specific spend-based promotions would define their own intervals.
Cliff Effect Rules: No specific 'cliff effect' rules are known for the Suzuki Credit Card itself, as it's a standalone store card. However, general Synchrony underwriting policies regarding overall credit exposure and recent account openings across their portfolio may indirectly impact future approvals.
Special Events: Promotional financing offers often coincide with new model year releases, seasonal sales events (e.g., spring riding season, year-end clearance), service specials, or parts and accessories discounts at Suzuki dealerships.
Holiday Promos: Expect special financing or discount promotions around major U.S. holidays such as Memorial Day, Fourth of July, Labor Day, Black Friday, and the year-end holiday season.
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.2 / 5.0
Top Positive:
Easy approval process, useful promotional financing for large purchases, good for building credit for those with fair credit.
Top Negative:
High regular APR after promotional period, limited rewards outside specific purchases, customer service can be slow, deferred interest can be a trap.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Chase Freedom Unlimited
- Capital One SavorOne Cash Rewards Credit Card
- Wells Fargo Active Cash Card
Card Value Score: 60.0 / 100
Est. Annual Rewards: $50.00
Approval Probability: 75.0%
Version Control
PENDINGVersion ID: v1.0