6
Benefits0
Reward Categories—
Max Reward32.2%
APR FromBasic Information
PENDINGRewards Program (Detailed)
No Reward Data Available
Click "Get Data" button below to fetch reward information for this card.
Rewards Summary
PENDINGQuarterly Rotating: No
Benefits & Protections (Detailed) 6 Total
PENDINGFinancial 1
No Annual Fee
$0The Swarovski Credit Card has no annual fee.
Lifestyle 1
Access to Special Events
Event accessCardmembers gain access to special Swarovski events.
Shopping 4
Exclusive Offers and Promotions
Varies by offerCardmembers receive exclusive offers and promotions throughout the year.
Special Financing Options
Varies by offerCardmembers may be eligible for special financing options on qualifying Swarovski purchases.
Birthday Offer
Varies by offerCardmembers receive a special offer during their birthday month.
Early Access to New Collections
Early accessCardmembers receive early access to new Swarovski collections.
Benefits Summary (Flags)
PENDINGExtended Warranty
Purchase Protection
Cell Phone Protection
Travel Insurance
Primary Rental Protection
Airport Lounge Access
Trip Delay Coverage
Lost Luggage Coverage
Price Protection
Concierge Service
No Foreign Fees
ShopRunner
Sign-Up Bonus
No Sign-Up Bonus Available
Click "Get Data" button below to fetch sign-up bonus information.
Fee Structure
PENDING| Annual Fee: | $0.00 |
| Effective Annual Fee: | $0.00 |
| Penalty APR: | 29.99% |
| Min Interest Charge: | $2.00 |
Additional Fees
PENDING| Late Fee: | $41.00 |
| Returned Payment: | $41.00 |
| Foreign Transaction: | 0.00% |
Interest Rates & APR
PENDINGStandard APR
Purchase APR: 32.24% - 32.24%
Cash Advance APR: 32.24%
Intro APR Offers
Promo Financing: Deferred Interest
Promo Duration: 18 months
Approval Criteria & Requirements
PENDINGCredit Score Requirements
Application Process
Issuer Rules & Policies
PENDINGRules: The Swarovski Credit Card typically offers a one-time discount (e.g., 10-20% off) on the first purchase made with the card. Eligibility requirements for 2026 are expected to remain consistent: applicants must be a U.S. resident, 18 years or older, possess a valid Social Security Number or ITIN, and have a satisfactory credit history as determined by Synchrony Bank's underwriting standards. Approval is subject to a credit check. This card is generally restricted to purchases made at Swarovski stores and swarovski.com within the U.S.
Max Cards Per Issuer: 7
Min Spend Interval: N/A (First purchase discount is typically immediate or applied to the first transaction within a short period, e.g., 30-90 days, rather than a traditional minimum spend requirement for a bonus.)
Cliff Effect Rules: Not applicable for this store-specific card program; there are no tiered card families or complex bonus eligibility rules tied to other Swarovski or Synchrony cards.
Special Events: Birthday discounts, anniversary rewards, exclusive cardholder previews of new collections, tiered spending rewards (e.g., spend X, get Y discount/gift), and special financing offers on larger purchases.
Holiday Promos: Valentine's Day, Mother's Day, Black Friday/Cyber Monday, Christmas/Holiday Season, and seasonal collection launches (e.g., Spring, Summer, Fall).
International Friendly: No
User Analytics & Insights
PENDINGUser Ratings
Average Rating: 3.0 / 5.0
Top Positive:
Easy approval process, special financing options for large purchases, exclusive discounts for Swarovski members, no annual fee.
Top Negative:
High standard APR after promotional period, limited use outside Swarovski stores, customer service can be inconsistent, credit limit may be low.
Approval Experience: 75.0 / 100
Recommended Alternatives
- Capital One QuicksilverOne Cash Rewards Credit Card
- Target RedCard
- Discover it® Secured Credit Card
Card Value Score: 55.0 / 100
Est. Annual Rewards: $75.00
Approval Probability: 85.0%
Version Control
PENDINGVersion ID: 2024-01-01